Cálculo de intereses
Ahorrando S/ 931,194
Veamos que pasaría si Usted ahorrara 931,194 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 931,194.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,637.99 | S/ 21,397.51 | S/ 32,279.94 | S/ 43,286.70 | S/ 974,480.70 |
| 8.50% | S/ 19,186.15 | S/ 38,767.60 | S/ 58,752.51 | S/ 79,149.18 | S/ 1,010,343.18 |
| 8.00% | S/ 18,089.37 | S/ 36,530.15 | S/ 55,329.16 | S/ 74,493.35 | S/ 1,005,687.35 |
| 7.10% | S/ 16,105.54 | S/ 32,489.64 | S/ 49,157.11 | S/ 66,112.86 | S/ 997,306.86 |
| 7.00% | S/ 15,884.35 | S/ 32,039.65 | S/ 48,470.53 | S/ 65,181.69 | S/ 996,375.69 |
| 6.50% | S/ 14,776.03 | S/ 29,786.53 | S/ 45,035.22 | S/ 60,525.86 | S/ 991,719.86 |
| 6.10% | S/ 13,886.57 | S/ 27,980.23 | S/ 42,284.06 | S/ 56,801.20 | S/ 987,995.20 |
| 6.20% | S/ 14,109.17 | S/ 28,432.12 | S/ 42,972.09 | S/ 57,732.36 | S/ 988,926.36 |
| 5.90% | S/ 13,440.90 | S/ 27,075.80 | S/ 40,907.51 | S/ 54,938.86 | S/ 986,132.86 |
| 5.75% | S/ 13,106.22 | S/ 26,396.91 | S/ 39,874.67 | S/ 53,542.11 | S/ 984,736.11 |
| 5.70% | S/ 12,994.59 | S/ 26,170.51 | S/ 39,530.31 | S/ 53,076.53 | S/ 984,270.53 |
| 5.65% | S/ 12,882.91 | S/ 25,944.06 | S/ 39,185.90 | S/ 52,610.95 | S/ 983,804.95 |
| 5.60% | S/ 12,771.20 | S/ 25,717.55 | S/ 38,841.46 | S/ 52,145.36 | S/ 983,339.36 |
| 5.50% | S/ 12,547.65 | S/ 25,264.37 | S/ 38,152.45 | S/ 51,214.20 | S/ 982,408.20 |
| 5.30% | S/ 12,100.07 | S/ 24,357.37 | S/ 36,773.95 | S/ 49,351.86 | S/ 980,545.86 |
| 5.25% | S/ 11,988.08 | S/ 24,130.49 | S/ 36,429.22 | S/ 48,886.28 | S/ 980,080.28 |
| 5.05% | S/ 11,539.70 | S/ 23,222.41 | S/ 35,049.89 | S/ 47,023.95 | S/ 978,217.95 |
| 5.00% | S/ 11,427.51 | S/ 22,995.26 | S/ 34,704.96 | S/ 46,558.36 | S/ 977,752.36 |
| 4.95% | S/ 11,315.28 | S/ 22,768.05 | S/ 34,359.98 | S/ 46,092.78 | S/ 977,286.78 |
| 4.75% | S/ 10,865.94 | S/ 21,858.67 | S/ 32,979.67 | S/ 44,230.45 | S/ 975,424.45 |
| 4.55% | S/ 10,415.96 | S/ 20,948.43 | S/ 31,598.71 | S/ 42,368.11 | S/ 973,562.11 |
| 4.50% | S/ 10,303.36 | S/ 20,720.73 | S/ 31,253.36 | S/ 41,902.53 | S/ 973,096.53 |
| 4.40% | S/ 10,078.05 | S/ 20,265.17 | S/ 30,562.54 | S/ 40,971.36 | S/ 972,165.36 |
| 4.30% | S/ 9,852.57 | S/ 19,809.39 | S/ 29,871.56 | S/ 40,040.20 | S/ 971,234.20 |
| 4.25% | S/ 9,739.78 | S/ 19,581.42 | S/ 29,526.01 | S/ 39,574.61 | S/ 970,768.61 |
| 4.20% | S/ 9,626.94 | S/ 19,353.40 | S/ 29,180.42 | S/ 39,109.03 | S/ 970,303.03 |
| 4.15% | S/ 9,514.06 | S/ 19,125.32 | S/ 28,834.78 | S/ 38,643.45 | S/ 969,837.45 |
| 4.00% | S/ 9,175.17 | S/ 18,440.75 | S/ 27,797.63 | S/ 37,246.70 | S/ 968,440.70 |
| 3.90% | S/ 8,949.05 | S/ 17,984.10 | S/ 27,105.98 | S/ 36,315.53 | S/ 967,509.53 |
| 3.75% | S/ 8,609.55 | S/ 17,298.71 | S/ 26,068.21 | S/ 34,918.78 | S/ 966,112.78 |
| 3.50% | S/ 8,042.91 | S/ 16,155.29 | S/ 24,337.74 | S/ 32,590.86 | S/ 963,784.86 |
| 3.00% | S/ 6,906.54 | S/ 13,864.30 | S/ 20,873.67 | S/ 27,935.03 | S/ 959,129.03 |
| 2.75% | S/ 6,336.80 | S/ 12,716.72 | S/ 19,140.06 | S/ 25,607.11 | S/ 956,801.11 |
| 2.50% | S/ 5,766.02 | S/ 11,567.74 | S/ 17,405.39 | S/ 23,279.19 | S/ 954,473.19 |
| 2.00% | S/ 4,621.32 | S/ 9,265.58 | S/ 13,932.88 | S/ 18,623.35 | S/ 949,817.35 |
| 1.35% | S/ 3,126.91 | S/ 6,264.31 | S/ 9,412.25 | S/ 12,570.76 | S/ 943,764.76 |
| 1.00% | S/ 2,319.24 | S/ 4,644.26 | S/ 6,975.07 | S/ 9,311.68 | S/ 940,505.68 |
| 0.10% | S/ 232.70 | S/ 465.47 | S/ 698.29 | S/ 931.17 | S/ 932,125.17 |
Sobre los datos
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Para S/ 931,194 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 931,194 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.