Cálculo de intereses
Ahorrando S/ 929,070
Veamos que pasaría si Usted ahorrara 929,070 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 929,070.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,613.72 | S/ 21,348.70 | S/ 32,206.31 | S/ 43,187.96 | S/ 972,257.96 |
| 8.50% | S/ 19,142.38 | S/ 38,679.18 | S/ 58,618.50 | S/ 78,968.65 | S/ 1,008,038.65 |
| 8.00% | S/ 18,048.11 | S/ 36,446.83 | S/ 55,202.95 | S/ 74,323.44 | S/ 1,003,393.44 |
| 7.10% | S/ 16,068.81 | S/ 32,415.54 | S/ 49,044.99 | S/ 65,962.06 | S/ 995,032.06 |
| 7.00% | S/ 15,848.12 | S/ 31,966.57 | S/ 48,359.97 | S/ 65,033.02 | S/ 994,103.02 |
| 6.50% | S/ 14,742.33 | S/ 29,718.59 | S/ 44,932.49 | S/ 60,387.81 | S/ 989,457.81 |
| 6.10% | S/ 13,854.90 | S/ 27,916.41 | S/ 42,187.61 | S/ 56,671.64 | S/ 985,741.64 |
| 6.20% | S/ 14,076.99 | S/ 28,367.27 | S/ 42,874.07 | S/ 57,600.68 | S/ 986,670.68 |
| 5.90% | S/ 13,410.24 | S/ 27,014.04 | S/ 40,814.20 | S/ 54,813.55 | S/ 983,883.55 |
| 5.75% | S/ 13,076.33 | S/ 26,336.71 | S/ 39,783.72 | S/ 53,419.99 | S/ 982,489.99 |
| 5.70% | S/ 12,964.95 | S/ 26,110.82 | S/ 39,440.14 | S/ 52,955.47 | S/ 982,025.47 |
| 5.65% | S/ 12,853.53 | S/ 25,884.88 | S/ 39,096.52 | S/ 52,490.94 | S/ 981,560.94 |
| 5.60% | S/ 12,742.07 | S/ 25,658.89 | S/ 38,752.87 | S/ 52,026.42 | S/ 981,096.42 |
| 5.50% | S/ 12,519.03 | S/ 25,206.75 | S/ 38,065.43 | S/ 51,097.38 | S/ 980,167.38 |
| 5.30% | S/ 12,072.47 | S/ 24,301.81 | S/ 36,690.07 | S/ 49,239.30 | S/ 978,309.30 |
| 5.25% | S/ 11,960.73 | S/ 24,075.45 | S/ 36,346.13 | S/ 48,774.77 | S/ 977,844.77 |
| 5.05% | S/ 11,513.38 | S/ 23,169.44 | S/ 34,969.95 | S/ 46,916.69 | S/ 975,986.69 |
| 5.00% | S/ 11,401.44 | S/ 22,942.80 | S/ 34,625.80 | S/ 46,452.17 | S/ 975,522.17 |
| 4.95% | S/ 11,289.47 | S/ 22,716.11 | S/ 34,281.61 | S/ 45,987.65 | S/ 975,057.65 |
| 4.75% | S/ 10,841.15 | S/ 21,808.81 | S/ 32,904.45 | S/ 44,129.56 | S/ 973,199.56 |
| 4.55% | S/ 10,392.20 | S/ 20,900.64 | S/ 31,526.63 | S/ 42,271.47 | S/ 971,341.47 |
| 4.50% | S/ 10,279.86 | S/ 20,673.47 | S/ 31,182.07 | S/ 41,806.95 | S/ 970,876.95 |
| 4.40% | S/ 10,055.06 | S/ 20,218.95 | S/ 30,492.83 | S/ 40,877.91 | S/ 969,947.91 |
| 4.30% | S/ 9,830.10 | S/ 19,764.21 | S/ 29,803.43 | S/ 39,948.87 | S/ 969,018.87 |
| 4.25% | S/ 9,717.56 | S/ 19,536.76 | S/ 29,458.66 | S/ 39,484.35 | S/ 968,554.35 |
| 4.20% | S/ 9,604.98 | S/ 19,309.26 | S/ 29,113.86 | S/ 39,019.82 | S/ 968,089.82 |
| 4.15% | S/ 9,492.36 | S/ 19,081.70 | S/ 28,769.01 | S/ 38,555.30 | S/ 967,625.30 |
| 4.00% | S/ 9,154.25 | S/ 18,398.69 | S/ 27,734.22 | S/ 37,161.74 | S/ 966,231.74 |
| 3.90% | S/ 8,928.64 | S/ 17,943.08 | S/ 27,044.16 | S/ 36,232.70 | S/ 965,302.70 |
| 3.75% | S/ 8,589.92 | S/ 17,259.25 | S/ 26,008.74 | S/ 34,839.13 | S/ 963,909.13 |
| 3.50% | S/ 8,024.57 | S/ 16,118.44 | S/ 24,282.23 | S/ 32,516.52 | S/ 961,586.52 |
| 3.00% | S/ 6,890.79 | S/ 13,832.68 | S/ 20,826.06 | S/ 27,871.31 | S/ 956,941.31 |
| 2.75% | S/ 6,322.35 | S/ 12,687.72 | S/ 19,096.40 | S/ 25,548.70 | S/ 954,618.70 |
| 2.50% | S/ 5,752.87 | S/ 11,541.36 | S/ 17,365.69 | S/ 23,226.09 | S/ 952,296.09 |
| 2.00% | S/ 4,610.78 | S/ 9,244.45 | S/ 13,901.10 | S/ 18,580.87 | S/ 947,650.87 |
| 1.35% | S/ 3,119.77 | S/ 6,250.02 | S/ 9,390.78 | S/ 12,542.09 | S/ 941,612.09 |
| 1.00% | S/ 2,313.95 | S/ 4,633.66 | S/ 6,959.16 | S/ 9,290.44 | S/ 938,360.44 |
| 0.10% | S/ 232.17 | S/ 464.41 | S/ 696.70 | S/ 929.04 | S/ 929,999.04 |
Sobre los datos
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Para S/ 929,070 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 929,070 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.