Veamos que pasaría si ahorras 927,394 soles a plazo fijo en diferentes bancos o financieras.
DePeru.com | S/ 927,394
En la actualidad el interés más alto que brinda el sistema financiero es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 927,394.
| Tasas TEA |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 8.50% | S/ 19,107.85 | S/ 38,609.40 | S/ 58,512.75 | S/ 78,826.19 | S/ 1,006,220.19 |
| 8.00% | S/ 18,015.55 | S/ 36,381.08 | S/ 55,103.37 | S/ 74,189.36 | S/ 1,001,583.36 |
| 7.10% | S/ 16,039.82 | S/ 32,357.06 | S/ 48,956.51 | S/ 65,843.07 | S/ 993,237.07 |
| 7.00% | S/ 15,819.53 | S/ 31,908.90 | S/ 48,272.73 | S/ 64,915.70 | S/ 992,309.70 |
| 6.50% | S/ 14,715.74 | S/ 29,664.98 | S/ 44,851.44 | S/ 60,278.87 | S/ 987,672.87 |
| 6.10% | S/ 13,829.90 | S/ 27,866.05 | S/ 42,111.51 | S/ 56,569.40 | S/ 983,963.40 |
| 6.20% | S/ 14,051.60 | S/ 28,316.10 | S/ 42,796.73 | S/ 57,496.77 | S/ 984,890.77 |
| 5.90% | S/ 13,386.05 | S/ 26,965.31 | S/ 40,740.57 | S/ 54,714.67 | S/ 982,108.67 |
| 5.75% | S/ 13,052.74 | S/ 26,289.19 | S/ 39,711.95 | S/ 53,323.62 | S/ 980,717.62 |
| 5.70% | S/ 12,941.56 | S/ 26,063.72 | S/ 39,368.99 | S/ 52,859.94 | S/ 980,253.94 |
| 5.65% | S/ 12,830.34 | S/ 25,838.19 | S/ 39,025.99 | S/ 52,396.25 | S/ 979,790.25 |
| 5.60% | S/ 12,719.08 | S/ 25,612.60 | S/ 38,682.96 | S/ 51,932.57 | S/ 979,326.57 |
| 5.50% | S/ 12,496.44 | S/ 25,161.27 | S/ 37,996.76 | S/ 51,005.20 | S/ 978,399.20 |
| 5.30% | S/ 12,050.69 | S/ 24,257.98 | S/ 36,623.88 | S/ 49,150.47 | S/ 976,544.47 |
| 5.25% | S/ 11,939.16 | S/ 24,032.02 | S/ 36,280.56 | S/ 48,686.79 | S/ 976,080.79 |
| 5.05% | S/ 11,492.61 | S/ 23,127.64 | S/ 34,906.86 | S/ 46,832.05 | S/ 974,226.05 |
| 5.00% | S/ 11,380.88 | S/ 22,901.42 | S/ 34,563.34 | S/ 46,368.37 | S/ 973,762.37 |
| 4.95% | S/ 11,269.10 | S/ 22,675.14 | S/ 34,219.77 | S/ 45,904.69 | S/ 973,298.69 |
| 4.75% | S/ 10,821.60 | S/ 21,769.47 | S/ 32,845.09 | S/ 44,049.95 | S/ 971,443.95 |
| 4.55% | S/ 10,373.45 | S/ 20,862.94 | S/ 31,469.76 | S/ 42,195.22 | S/ 969,589.22 |
| 4.50% | S/ 10,261.32 | S/ 20,636.17 | S/ 31,125.82 | S/ 41,731.54 | S/ 969,125.54 |
| 4.40% | S/ 10,036.92 | S/ 20,182.47 | S/ 30,437.83 | S/ 40,804.17 | S/ 968,198.17 |
| 4.30% | S/ 9,812.37 | S/ 19,728.56 | S/ 29,749.66 | S/ 39,876.80 | S/ 967,270.80 |
| 4.25% | S/ 9,700.03 | S/ 19,501.52 | S/ 29,405.52 | S/ 39,413.12 | S/ 966,807.12 |
| 4.20% | S/ 9,587.65 | S/ 19,274.42 | S/ 29,061.34 | S/ 38,949.43 | S/ 966,343.43 |
| 4.15% | S/ 9,475.23 | S/ 19,047.27 | S/ 28,717.11 | S/ 38,485.75 | S/ 965,879.75 |
| 4.00% | S/ 9,137.73 | S/ 18,365.50 | S/ 27,684.19 | S/ 37,094.70 | S/ 964,488.70 |
| 3.90% | S/ 8,912.53 | S/ 17,910.71 | S/ 26,995.37 | S/ 36,167.33 | S/ 963,561.33 |
| 3.75% | S/ 8,574.42 | S/ 17,228.12 | S/ 25,961.83 | S/ 34,776.28 | S/ 962,170.28 |
| 3.50% | S/ 8,010.09 | S/ 16,089.37 | S/ 24,238.42 | S/ 32,457.87 | S/ 959,851.87 |
| 3.00% | S/ 6,878.35 | S/ 13,807.72 | S/ 20,788.49 | S/ 27,821.03 | S/ 955,215.03 |
| 2.75% | S/ 6,310.94 | S/ 12,664.83 | S/ 19,061.95 | S/ 25,502.61 | S/ 952,896.61 |
| 2.50% | S/ 5,742.49 | S/ 11,520.54 | S/ 17,334.37 | S/ 23,184.19 | S/ 950,578.19 |
| 2.00% | S/ 4,602.46 | S/ 9,227.77 | S/ 13,876.03 | S/ 18,547.36 | S/ 945,941.36 |
| 1.35% | S/ 3,114.15 | S/ 6,238.75 | S/ 9,373.84 | S/ 12,519.47 | S/ 939,913.47 |
| 1.00% | S/ 2,309.78 | S/ 4,625.31 | S/ 6,946.60 | S/ 9,273.68 | S/ 936,667.68 |
| 0.10% | S/ 231.76 | S/ 463.57 | S/ 695.44 | S/ 927.37 | S/ 928,321.37 |
| 4.65% promedio | S/ 10,594.58 | S/ 21,310.19 | S/ 32,148.21 | S/ 43,110.05 | S/ 970,504.05 |
El promedio de las tasas de interés TEA es de 4.65% en soles.
(*) Los cálculos de esta simulación no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%
La apróximación y el redondeo decimal pueden variar a los cálculos de su entidad financiera.
Las tasas TEA en esta página son reales de algunos bancos y financieras.
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