Cálculo de intereses
Ahorrando S/ 924,697
Veamos que pasaría si Usted ahorrara 924,697 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 924,697.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,563.77 | S/ 21,248.21 | S/ 32,054.72 | S/ 42,984.68 | S/ 967,681.68 |
| 8.50% | S/ 19,052.28 | S/ 38,497.12 | S/ 58,342.59 | S/ 78,596.95 | S/ 1,003,293.95 |
| 8.00% | S/ 17,963.16 | S/ 36,275.28 | S/ 54,943.12 | S/ 73,973.61 | S/ 998,670.61 |
| 7.10% | S/ 15,993.17 | S/ 32,262.96 | S/ 48,814.14 | S/ 65,651.58 | S/ 990,348.58 |
| 7.00% | S/ 15,773.52 | S/ 31,816.11 | S/ 48,132.35 | S/ 64,726.92 | S/ 989,423.92 |
| 6.50% | S/ 14,672.94 | S/ 29,578.71 | S/ 44,721.00 | S/ 60,103.57 | S/ 984,800.57 |
| 6.10% | S/ 13,789.68 | S/ 27,785.01 | S/ 41,989.04 | S/ 56,404.89 | S/ 981,101.89 |
| 6.20% | S/ 14,010.73 | S/ 28,233.75 | S/ 42,672.27 | S/ 57,329.56 | S/ 982,026.56 |
| 5.90% | S/ 13,347.12 | S/ 26,886.89 | S/ 40,622.09 | S/ 54,555.55 | S/ 979,252.55 |
| 5.75% | S/ 13,014.78 | S/ 26,212.74 | S/ 39,596.46 | S/ 53,168.55 | S/ 977,865.55 |
| 5.70% | S/ 12,903.92 | S/ 25,987.92 | S/ 39,254.50 | S/ 52,706.21 | S/ 977,403.21 |
| 5.65% | S/ 12,793.03 | S/ 25,763.05 | S/ 38,912.50 | S/ 52,243.88 | S/ 976,940.88 |
| 5.60% | S/ 12,682.09 | S/ 25,538.12 | S/ 38,570.46 | S/ 51,781.54 | S/ 976,478.54 |
| 5.50% | S/ 12,460.10 | S/ 25,088.10 | S/ 37,886.26 | S/ 50,856.87 | S/ 975,553.87 |
| 5.30% | S/ 12,015.65 | S/ 24,187.43 | S/ 36,517.37 | S/ 49,007.53 | S/ 973,704.53 |
| 5.25% | S/ 11,904.44 | S/ 23,962.13 | S/ 36,175.05 | S/ 48,545.20 | S/ 973,242.20 |
| 5.05% | S/ 11,459.19 | S/ 23,060.39 | S/ 34,805.35 | S/ 46,695.86 | S/ 971,392.86 |
| 5.00% | S/ 11,347.78 | S/ 22,834.82 | S/ 34,462.82 | S/ 46,233.52 | S/ 970,930.52 |
| 4.95% | S/ 11,236.33 | S/ 22,609.19 | S/ 34,120.25 | S/ 45,771.19 | S/ 970,468.19 |
| 4.75% | S/ 10,790.13 | S/ 21,706.16 | S/ 32,749.57 | S/ 43,921.85 | S/ 968,618.85 |
| 4.55% | S/ 10,343.29 | S/ 20,802.27 | S/ 31,378.24 | S/ 42,072.51 | S/ 966,769.51 |
| 4.50% | S/ 10,231.48 | S/ 20,576.16 | S/ 31,035.30 | S/ 41,610.17 | S/ 966,307.17 |
| 4.40% | S/ 10,007.73 | S/ 20,123.78 | S/ 30,349.31 | S/ 40,685.50 | S/ 965,382.50 |
| 4.30% | S/ 9,783.83 | S/ 19,671.18 | S/ 29,663.15 | S/ 39,760.83 | S/ 964,457.83 |
| 4.25% | S/ 9,671.82 | S/ 19,444.80 | S/ 29,320.01 | S/ 39,298.50 | S/ 963,995.50 |
| 4.20% | S/ 9,559.77 | S/ 19,218.37 | S/ 28,976.82 | S/ 38,836.16 | S/ 963,533.16 |
| 4.15% | S/ 9,447.68 | S/ 18,991.88 | S/ 28,633.60 | S/ 38,373.83 | S/ 963,070.83 |
| 4.00% | S/ 9,111.16 | S/ 18,312.09 | S/ 27,603.68 | S/ 36,986.82 | S/ 961,683.82 |
| 3.90% | S/ 8,886.61 | S/ 17,858.63 | S/ 26,916.86 | S/ 36,062.15 | S/ 960,759.15 |
| 3.75% | S/ 8,549.49 | S/ 17,178.02 | S/ 25,886.33 | S/ 34,675.15 | S/ 959,372.15 |
| 3.50% | S/ 7,986.80 | S/ 16,042.58 | S/ 24,167.93 | S/ 32,363.47 | S/ 957,060.47 |
| 3.00% | S/ 6,858.35 | S/ 13,767.57 | S/ 20,728.03 | S/ 27,740.12 | S/ 952,437.12 |
| 2.75% | S/ 6,292.59 | S/ 12,628.00 | S/ 19,006.52 | S/ 25,428.45 | S/ 950,125.45 |
| 2.50% | S/ 5,725.79 | S/ 11,487.04 | S/ 17,283.96 | S/ 23,116.77 | S/ 947,813.77 |
| 2.00% | S/ 4,589.08 | S/ 9,200.93 | S/ 13,835.67 | S/ 18,493.42 | S/ 943,190.42 |
| 1.35% | S/ 3,105.09 | S/ 6,220.61 | S/ 9,346.58 | S/ 12,483.06 | S/ 937,180.06 |
| 1.00% | S/ 2,303.06 | S/ 4,611.85 | S/ 6,926.40 | S/ 9,246.71 | S/ 933,943.71 |
| 0.10% | S/ 231.08 | S/ 462.22 | S/ 693.42 | S/ 924.67 | S/ 925,621.67 |
Sobre los datos
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Para S/ 924,697 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 924,697 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.