Cálculo de intereses
Ahorrando S/ 922,968
Veamos que pasaría si Usted ahorrara 922,968 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 922,968.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,544.01 | S/ 21,208.48 | S/ 31,994.79 | S/ 42,904.31 | S/ 965,872.31 |
| 8.50% | S/ 19,016.66 | S/ 38,425.14 | S/ 58,233.50 | S/ 78,449.99 | S/ 1,001,417.99 |
| 8.00% | S/ 17,929.57 | S/ 36,207.45 | S/ 54,840.39 | S/ 73,835.29 | S/ 996,803.29 |
| 7.10% | S/ 15,963.27 | S/ 32,202.63 | S/ 48,722.87 | S/ 65,528.83 | S/ 988,496.83 |
| 7.00% | S/ 15,744.03 | S/ 31,756.62 | S/ 48,042.35 | S/ 64,605.89 | S/ 987,573.89 |
| 6.50% | S/ 14,645.51 | S/ 29,523.40 | S/ 44,637.38 | S/ 59,991.19 | S/ 982,959.19 |
| 6.10% | S/ 13,763.90 | S/ 27,733.06 | S/ 41,910.53 | S/ 56,299.42 | S/ 979,267.42 |
| 6.20% | S/ 13,984.53 | S/ 28,180.96 | S/ 42,592.48 | S/ 57,222.37 | S/ 980,190.37 |
| 5.90% | S/ 13,322.16 | S/ 26,836.62 | S/ 40,546.14 | S/ 54,453.54 | S/ 977,421.54 |
| 5.75% | S/ 12,990.45 | S/ 26,163.73 | S/ 39,522.42 | S/ 53,069.13 | S/ 976,037.13 |
| 5.70% | S/ 12,879.80 | S/ 25,939.33 | S/ 39,181.10 | S/ 52,607.66 | S/ 975,575.66 |
| 5.65% | S/ 12,769.11 | S/ 25,714.87 | S/ 38,839.74 | S/ 52,146.19 | S/ 975,114.19 |
| 5.60% | S/ 12,658.38 | S/ 25,490.37 | S/ 38,498.34 | S/ 51,684.72 | S/ 974,652.72 |
| 5.50% | S/ 12,436.80 | S/ 25,041.19 | S/ 37,815.42 | S/ 50,761.78 | S/ 973,729.78 |
| 5.30% | S/ 11,993.18 | S/ 24,142.20 | S/ 36,449.09 | S/ 48,915.90 | S/ 971,883.90 |
| 5.25% | S/ 11,882.18 | S/ 23,917.32 | S/ 36,107.41 | S/ 48,454.43 | S/ 971,422.43 |
| 5.05% | S/ 11,437.76 | S/ 23,017.27 | S/ 34,740.27 | S/ 46,608.55 | S/ 969,576.55 |
| 5.00% | S/ 11,326.56 | S/ 22,792.12 | S/ 34,398.38 | S/ 46,147.08 | S/ 969,115.08 |
| 4.95% | S/ 11,215.32 | S/ 22,566.92 | S/ 34,056.46 | S/ 45,685.61 | S/ 968,653.61 |
| 4.75% | S/ 10,769.95 | S/ 21,665.58 | S/ 32,688.34 | S/ 43,839.72 | S/ 966,807.72 |
| 4.55% | S/ 10,323.95 | S/ 20,763.37 | S/ 31,319.57 | S/ 41,993.84 | S/ 964,961.84 |
| 4.50% | S/ 10,212.34 | S/ 20,537.69 | S/ 30,977.27 | S/ 41,532.37 | S/ 964,500.37 |
| 4.40% | S/ 9,989.02 | S/ 20,086.15 | S/ 30,292.56 | S/ 40,609.43 | S/ 963,577.43 |
| 4.30% | S/ 9,765.54 | S/ 19,634.40 | S/ 29,607.68 | S/ 39,686.49 | S/ 962,654.49 |
| 4.25% | S/ 9,653.74 | S/ 19,408.45 | S/ 29,265.18 | S/ 39,225.02 | S/ 962,193.02 |
| 4.20% | S/ 9,541.89 | S/ 19,182.44 | S/ 28,922.64 | S/ 38,763.55 | S/ 961,731.55 |
| 4.15% | S/ 9,430.01 | S/ 18,956.37 | S/ 28,580.06 | S/ 38,302.08 | S/ 961,270.08 |
| 4.00% | S/ 9,094.12 | S/ 18,277.85 | S/ 27,552.07 | S/ 36,917.67 | S/ 959,885.67 |
| 3.90% | S/ 8,870.00 | S/ 17,825.23 | S/ 26,866.53 | S/ 35,994.72 | S/ 958,962.72 |
| 3.75% | S/ 8,533.50 | S/ 17,145.90 | S/ 25,837.92 | S/ 34,610.31 | S/ 957,578.31 |
| 3.50% | S/ 7,971.86 | S/ 16,012.58 | S/ 24,122.74 | S/ 32,302.96 | S/ 955,270.96 |
| 3.00% | S/ 6,845.53 | S/ 13,741.83 | S/ 20,689.28 | S/ 27,688.25 | S/ 950,656.25 |
| 2.75% | S/ 6,280.82 | S/ 12,604.38 | S/ 18,970.98 | S/ 25,380.90 | S/ 948,348.90 |
| 2.50% | S/ 5,715.08 | S/ 11,465.56 | S/ 17,251.64 | S/ 23,073.55 | S/ 946,041.55 |
| 2.00% | S/ 4,580.50 | S/ 9,183.73 | S/ 13,809.80 | S/ 18,458.84 | S/ 941,426.84 |
| 1.35% | S/ 3,099.28 | S/ 6,208.97 | S/ 9,329.11 | S/ 12,459.72 | S/ 935,427.72 |
| 1.00% | S/ 2,298.75 | S/ 4,603.23 | S/ 6,913.45 | S/ 9,229.42 | S/ 932,197.42 |
| 0.10% | S/ 230.65 | S/ 461.36 | S/ 692.12 | S/ 922.94 | S/ 923,890.94 |
Sobre los datos
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Para S/ 922,968 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 922,968 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.