Cálculo de intereses
Ahorrando S/ 918,222
Veamos que pasaría si Usted ahorrara 918,222 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 918,222.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,489.80 | S/ 21,099.43 | S/ 31,830.27 | S/ 42,683.69 | S/ 960,905.69 |
| 8.50% | S/ 18,918.87 | S/ 38,227.55 | S/ 57,934.06 | S/ 78,046.59 | S/ 996,268.59 |
| 8.00% | S/ 17,837.38 | S/ 36,021.27 | S/ 54,558.39 | S/ 73,455.62 | S/ 991,677.62 |
| 7.10% | S/ 15,881.19 | S/ 32,037.05 | S/ 48,472.33 | S/ 65,191.87 | S/ 983,413.87 |
| 7.00% | S/ 15,663.07 | S/ 31,593.32 | S/ 47,795.31 | S/ 64,273.68 | S/ 982,495.68 |
| 6.50% | S/ 14,570.20 | S/ 29,371.59 | S/ 44,407.85 | S/ 59,682.71 | S/ 977,904.71 |
| 6.10% | S/ 13,693.12 | S/ 27,590.45 | S/ 41,695.02 | S/ 56,009.93 | S/ 974,231.93 |
| 6.20% | S/ 13,912.62 | S/ 28,036.05 | S/ 42,373.47 | S/ 56,928.12 | S/ 975,150.12 |
| 5.90% | S/ 13,253.66 | S/ 26,698.62 | S/ 40,337.64 | S/ 54,173.54 | S/ 972,395.54 |
| 5.75% | S/ 12,923.65 | S/ 26,029.19 | S/ 39,319.19 | S/ 52,796.24 | S/ 971,018.24 |
| 5.70% | S/ 12,813.57 | S/ 25,805.95 | S/ 38,979.63 | S/ 52,337.15 | S/ 970,559.15 |
| 5.65% | S/ 12,703.45 | S/ 25,582.65 | S/ 38,640.02 | S/ 51,878.05 | S/ 970,100.05 |
| 5.60% | S/ 12,593.29 | S/ 25,359.29 | S/ 38,300.38 | S/ 51,418.95 | S/ 969,640.95 |
| 5.50% | S/ 12,372.85 | S/ 24,912.43 | S/ 37,620.97 | S/ 50,500.76 | S/ 968,722.76 |
| 5.30% | S/ 11,931.51 | S/ 24,018.06 | S/ 36,261.67 | S/ 48,664.37 | S/ 966,886.37 |
| 5.25% | S/ 11,821.08 | S/ 23,794.34 | S/ 35,921.74 | S/ 48,205.27 | S/ 966,427.27 |
| 5.05% | S/ 11,378.95 | S/ 22,898.91 | S/ 34,561.63 | S/ 46,368.88 | S/ 964,590.88 |
| 5.00% | S/ 11,268.32 | S/ 22,674.92 | S/ 34,221.50 | S/ 45,909.78 | S/ 964,131.78 |
| 4.95% | S/ 11,157.65 | S/ 22,450.88 | S/ 33,881.33 | S/ 45,450.69 | S/ 963,672.69 |
| 4.75% | S/ 10,714.57 | S/ 21,554.17 | S/ 32,520.25 | S/ 43,614.30 | S/ 961,836.30 |
| 4.55% | S/ 10,270.86 | S/ 20,656.60 | S/ 31,158.52 | S/ 41,777.90 | S/ 959,999.90 |
| 4.50% | S/ 10,159.83 | S/ 20,432.08 | S/ 30,817.98 | S/ 41,318.81 | S/ 959,540.81 |
| 4.40% | S/ 9,937.66 | S/ 19,982.87 | S/ 30,136.79 | S/ 40,400.61 | S/ 958,622.61 |
| 4.30% | S/ 9,715.32 | S/ 19,533.44 | S/ 29,455.44 | S/ 39,482.42 | S/ 957,704.42 |
| 4.25% | S/ 9,604.10 | S/ 19,308.65 | S/ 29,114.70 | S/ 39,023.32 | S/ 957,245.32 |
| 4.20% | S/ 9,492.83 | S/ 19,083.80 | S/ 28,773.92 | S/ 38,564.22 | S/ 956,786.22 |
| 4.15% | S/ 9,381.52 | S/ 18,858.90 | S/ 28,433.10 | S/ 38,105.12 | S/ 956,327.12 |
| 4.00% | S/ 9,047.36 | S/ 18,183.86 | S/ 27,410.39 | S/ 36,727.83 | S/ 954,949.83 |
| 3.90% | S/ 8,824.38 | S/ 17,733.57 | S/ 26,728.38 | S/ 35,809.64 | S/ 954,031.64 |
| 3.75% | S/ 8,489.62 | S/ 17,057.73 | S/ 25,705.06 | S/ 34,432.34 | S/ 952,654.34 |
| 3.50% | S/ 7,930.87 | S/ 15,930.24 | S/ 23,998.70 | S/ 32,136.85 | S/ 950,358.85 |
| 3.00% | S/ 6,810.33 | S/ 13,671.17 | S/ 20,582.89 | S/ 27,545.88 | S/ 945,767.88 |
| 2.75% | S/ 6,248.53 | S/ 12,539.57 | S/ 18,873.43 | S/ 25,250.39 | S/ 943,472.39 |
| 2.50% | S/ 5,685.70 | S/ 11,406.60 | S/ 17,162.93 | S/ 22,954.90 | S/ 941,176.90 |
| 2.00% | S/ 4,556.95 | S/ 9,136.51 | S/ 13,738.79 | S/ 18,363.92 | S/ 936,585.92 |
| 1.35% | S/ 3,083.35 | S/ 6,177.05 | S/ 9,281.14 | S/ 12,395.65 | S/ 930,617.65 |
| 1.00% | S/ 2,286.93 | S/ 4,579.56 | S/ 6,877.90 | S/ 9,181.96 | S/ 927,403.96 |
| 0.10% | S/ 229.46 | S/ 458.98 | S/ 688.56 | S/ 918.20 | S/ 919,140.20 |
Sobre los datos
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Para S/ 918,222 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 918,222 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.