Cálculo de intereses
Ahorrando S/ 913,848
Veamos que pasaría si Usted ahorrara 913,848 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 913,848.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,439.83 | S/ 20,998.92 | S/ 31,678.64 | S/ 42,480.37 | S/ 956,328.37 |
| 8.50% | S/ 18,828.75 | S/ 38,045.45 | S/ 57,658.09 | S/ 77,674.82 | S/ 991,522.82 |
| 8.00% | S/ 17,752.41 | S/ 35,849.68 | S/ 54,298.50 | S/ 73,105.71 | S/ 986,953.71 |
| 7.10% | S/ 15,805.53 | S/ 31,884.44 | S/ 48,241.43 | S/ 64,881.33 | S/ 978,729.33 |
| 7.00% | S/ 15,588.46 | S/ 31,442.83 | S/ 47,567.64 | S/ 63,967.51 | S/ 977,815.51 |
| 6.50% | S/ 14,500.79 | S/ 29,231.68 | S/ 44,196.31 | S/ 59,398.40 | S/ 973,246.40 |
| 6.10% | S/ 13,627.90 | S/ 27,459.02 | S/ 41,496.40 | S/ 55,743.12 | S/ 969,591.12 |
| 6.20% | S/ 13,846.35 | S/ 27,902.50 | S/ 42,171.62 | S/ 56,656.94 | S/ 970,504.94 |
| 5.90% | S/ 13,190.52 | S/ 26,571.44 | S/ 40,145.49 | S/ 53,915.48 | S/ 967,763.48 |
| 5.75% | S/ 12,862.09 | S/ 25,905.20 | S/ 39,131.89 | S/ 52,544.75 | S/ 966,392.75 |
| 5.70% | S/ 12,752.53 | S/ 25,683.02 | S/ 38,793.95 | S/ 52,087.84 | S/ 965,935.84 |
| 5.65% | S/ 12,642.93 | S/ 25,460.78 | S/ 38,455.96 | S/ 51,630.93 | S/ 965,478.93 |
| 5.60% | S/ 12,533.30 | S/ 25,238.49 | S/ 38,117.93 | S/ 51,174.02 | S/ 965,022.02 |
| 5.50% | S/ 12,313.91 | S/ 24,793.76 | S/ 37,441.76 | S/ 50,260.19 | S/ 964,108.19 |
| 5.30% | S/ 11,874.67 | S/ 23,903.65 | S/ 36,088.93 | S/ 48,432.55 | S/ 962,280.55 |
| 5.25% | S/ 11,764.77 | S/ 23,680.99 | S/ 35,750.63 | S/ 47,975.64 | S/ 961,823.64 |
| 5.05% | S/ 11,324.74 | S/ 22,789.83 | S/ 34,396.99 | S/ 46,148.00 | S/ 959,996.00 |
| 5.00% | S/ 11,214.64 | S/ 22,566.91 | S/ 34,058.49 | S/ 45,691.09 | S/ 959,539.09 |
| 4.95% | S/ 11,104.50 | S/ 22,343.93 | S/ 33,719.94 | S/ 45,234.18 | S/ 959,082.18 |
| 4.75% | S/ 10,663.53 | S/ 21,451.49 | S/ 32,365.34 | S/ 43,406.54 | S/ 957,254.54 |
| 4.55% | S/ 10,221.93 | S/ 20,558.20 | S/ 31,010.09 | S/ 41,578.89 | S/ 955,426.89 |
| 4.50% | S/ 10,111.43 | S/ 20,334.75 | S/ 30,671.18 | S/ 41,121.98 | S/ 954,969.98 |
| 4.40% | S/ 9,890.32 | S/ 19,887.68 | S/ 29,993.23 | S/ 40,208.16 | S/ 954,056.16 |
| 4.30% | S/ 9,669.04 | S/ 19,440.39 | S/ 29,315.13 | S/ 39,294.34 | S/ 953,142.34 |
| 4.25% | S/ 9,558.35 | S/ 19,216.67 | S/ 28,976.01 | S/ 38,837.43 | S/ 952,685.43 |
| 4.20% | S/ 9,447.61 | S/ 18,992.89 | S/ 28,636.85 | S/ 38,380.52 | S/ 952,228.52 |
| 4.15% | S/ 9,336.83 | S/ 18,769.06 | S/ 28,297.66 | S/ 37,923.61 | S/ 951,771.61 |
| 4.00% | S/ 9,004.26 | S/ 18,097.25 | S/ 27,279.82 | S/ 36,552.88 | S/ 950,400.88 |
| 3.90% | S/ 8,782.35 | S/ 17,649.10 | S/ 26,601.06 | S/ 35,639.05 | S/ 949,487.05 |
| 3.75% | S/ 8,449.18 | S/ 16,976.48 | S/ 25,582.61 | S/ 34,268.32 | S/ 948,116.32 |
| 3.50% | S/ 7,893.09 | S/ 15,854.36 | S/ 23,884.38 | S/ 31,983.77 | S/ 945,831.77 |
| 3.00% | S/ 6,777.89 | S/ 13,606.04 | S/ 20,484.84 | S/ 27,414.66 | S/ 941,262.66 |
| 2.75% | S/ 6,218.76 | S/ 12,479.84 | S/ 18,783.52 | S/ 25,130.11 | S/ 938,978.11 |
| 2.50% | S/ 5,658.61 | S/ 11,352.26 | S/ 17,081.17 | S/ 22,845.55 | S/ 936,693.55 |
| 2.00% | S/ 4,535.24 | S/ 9,092.98 | S/ 13,673.35 | S/ 18,276.44 | S/ 932,124.44 |
| 1.35% | S/ 3,068.66 | S/ 6,147.62 | S/ 9,236.92 | S/ 12,336.60 | S/ 926,184.60 |
| 1.00% | S/ 2,276.04 | S/ 4,557.75 | S/ 6,845.14 | S/ 9,138.22 | S/ 922,986.22 |
| 0.10% | S/ 228.37 | S/ 456.80 | S/ 685.28 | S/ 913.82 | S/ 914,761.82 |
Sobre los datos
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Para S/ 913,848 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 913,848 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.