Cálculo de intereses
Ahorrando S/ 913,653
Veamos que pasaría si Usted ahorrara 913,653 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 913,653.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,437.60 | S/ 20,994.44 | S/ 31,671.88 | S/ 42,471.30 | S/ 956,124.30 |
| 8.50% | S/ 18,824.74 | S/ 38,037.33 | S/ 57,645.78 | S/ 77,658.24 | S/ 991,311.24 |
| 8.00% | S/ 17,748.62 | S/ 35,842.03 | S/ 54,286.92 | S/ 73,090.11 | S/ 986,743.11 |
| 7.10% | S/ 15,802.16 | S/ 31,877.63 | S/ 48,231.14 | S/ 64,867.48 | S/ 978,520.48 |
| 7.00% | S/ 15,585.13 | S/ 31,436.12 | S/ 47,557.49 | S/ 63,953.86 | S/ 977,606.86 |
| 6.50% | S/ 14,497.70 | S/ 29,225.44 | S/ 44,186.88 | S/ 59,385.73 | S/ 973,038.73 |
| 6.10% | S/ 13,624.99 | S/ 27,453.16 | S/ 41,487.55 | S/ 55,731.23 | S/ 969,384.23 |
| 6.20% | S/ 13,843.40 | S/ 27,896.54 | S/ 42,162.62 | S/ 56,644.85 | S/ 970,297.85 |
| 5.90% | S/ 13,187.71 | S/ 26,565.77 | S/ 40,136.93 | S/ 53,903.97 | S/ 967,556.97 |
| 5.75% | S/ 12,859.34 | S/ 25,899.67 | S/ 39,123.54 | S/ 52,533.54 | S/ 966,186.54 |
| 5.70% | S/ 12,749.81 | S/ 25,677.54 | S/ 38,785.67 | S/ 52,076.72 | S/ 965,729.72 |
| 5.65% | S/ 12,640.24 | S/ 25,455.35 | S/ 38,447.75 | S/ 51,619.91 | S/ 965,272.91 |
| 5.60% | S/ 12,530.63 | S/ 25,233.11 | S/ 38,109.80 | S/ 51,163.10 | S/ 964,816.10 |
| 5.50% | S/ 12,311.29 | S/ 24,788.47 | S/ 37,433.77 | S/ 50,249.47 | S/ 963,902.47 |
| 5.30% | S/ 11,872.14 | S/ 23,898.55 | S/ 36,081.23 | S/ 48,422.22 | S/ 962,075.22 |
| 5.25% | S/ 11,762.26 | S/ 23,675.94 | S/ 35,743.00 | S/ 47,965.40 | S/ 961,618.40 |
| 5.05% | S/ 11,322.33 | S/ 22,784.97 | S/ 34,389.65 | S/ 46,138.15 | S/ 959,791.15 |
| 5.00% | S/ 11,212.25 | S/ 22,562.09 | S/ 34,051.22 | S/ 45,681.34 | S/ 959,334.34 |
| 4.95% | S/ 11,102.13 | S/ 22,339.16 | S/ 33,712.74 | S/ 45,224.53 | S/ 958,877.53 |
| 4.75% | S/ 10,661.26 | S/ 21,446.92 | S/ 32,358.43 | S/ 43,397.27 | S/ 957,050.27 |
| 4.55% | S/ 10,219.75 | S/ 20,553.82 | S/ 31,003.48 | S/ 41,570.02 | S/ 955,223.02 |
| 4.50% | S/ 10,109.28 | S/ 20,330.41 | S/ 30,664.64 | S/ 41,113.21 | S/ 954,766.21 |
| 4.40% | S/ 9,888.21 | S/ 19,883.43 | S/ 29,986.83 | S/ 40,199.58 | S/ 953,852.58 |
| 4.30% | S/ 9,666.98 | S/ 19,436.24 | S/ 29,308.87 | S/ 39,285.96 | S/ 952,938.96 |
| 4.25% | S/ 9,556.31 | S/ 19,212.57 | S/ 28,969.83 | S/ 38,829.14 | S/ 952,482.14 |
| 4.20% | S/ 9,445.59 | S/ 18,988.84 | S/ 28,630.74 | S/ 38,372.33 | S/ 952,025.33 |
| 4.15% | S/ 9,334.84 | S/ 18,765.06 | S/ 28,291.62 | S/ 37,915.52 | S/ 951,568.52 |
| 4.00% | S/ 9,002.34 | S/ 18,093.38 | S/ 27,274.00 | S/ 36,545.08 | S/ 950,198.08 |
| 3.90% | S/ 8,780.48 | S/ 17,645.33 | S/ 26,595.39 | S/ 35,631.45 | S/ 949,284.45 |
| 3.75% | S/ 8,447.38 | S/ 16,972.85 | S/ 25,577.16 | S/ 34,261.01 | S/ 947,914.01 |
| 3.50% | S/ 7,891.41 | S/ 15,850.97 | S/ 23,879.29 | S/ 31,976.94 | S/ 945,629.94 |
| 3.00% | S/ 6,776.44 | S/ 13,603.14 | S/ 20,480.47 | S/ 27,408.81 | S/ 941,061.81 |
| 2.75% | S/ 6,217.43 | S/ 12,477.18 | S/ 18,779.52 | S/ 25,124.74 | S/ 938,777.74 |
| 2.50% | S/ 5,657.41 | S/ 11,349.84 | S/ 17,077.53 | S/ 22,840.68 | S/ 936,493.68 |
| 2.00% | S/ 4,534.27 | S/ 9,091.04 | S/ 13,670.43 | S/ 18,272.54 | S/ 931,925.54 |
| 1.35% | S/ 3,068.00 | S/ 6,146.31 | S/ 9,234.95 | S/ 12,333.97 | S/ 925,986.97 |
| 1.00% | S/ 2,275.55 | S/ 4,556.77 | S/ 6,843.68 | S/ 9,136.27 | S/ 922,789.27 |
| 0.10% | S/ 228.32 | S/ 456.70 | S/ 685.13 | S/ 913.63 | S/ 914,566.63 |
Sobre los datos
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Para S/ 913,653 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 913,653 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
