Cálculo de intereses
Ahorrando S/ 912,559
Veamos que pasaría si Usted ahorrara 912,559 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 912,559.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,425.10 | S/ 20,969.30 | S/ 31,633.96 | S/ 42,420.45 | S/ 954,979.45 |
| 8.50% | S/ 18,802.19 | S/ 37,991.79 | S/ 57,576.76 | S/ 77,565.25 | S/ 990,124.25 |
| 8.00% | S/ 17,727.37 | S/ 35,799.11 | S/ 54,221.91 | S/ 73,002.60 | S/ 985,561.60 |
| 7.10% | S/ 15,783.24 | S/ 31,839.46 | S/ 48,173.38 | S/ 64,789.81 | S/ 977,348.81 |
| 7.00% | S/ 15,566.47 | S/ 31,398.48 | S/ 47,500.54 | S/ 63,877.28 | S/ 976,436.28 |
| 6.50% | S/ 14,480.34 | S/ 29,190.45 | S/ 44,133.97 | S/ 59,314.62 | S/ 971,873.62 |
| 6.10% | S/ 13,608.67 | S/ 27,420.29 | S/ 41,437.87 | S/ 55,664.49 | S/ 968,223.49 |
| 6.20% | S/ 13,826.82 | S/ 27,863.14 | S/ 42,112.13 | S/ 56,577.03 | S/ 969,136.03 |
| 5.90% | S/ 13,171.92 | S/ 26,533.96 | S/ 40,088.87 | S/ 53,839.43 | S/ 966,398.43 |
| 5.75% | S/ 12,843.94 | S/ 25,868.66 | S/ 39,076.70 | S/ 52,470.63 | S/ 965,029.63 |
| 5.70% | S/ 12,734.54 | S/ 25,646.79 | S/ 38,739.23 | S/ 52,014.37 | S/ 964,573.37 |
| 5.65% | S/ 12,625.10 | S/ 25,424.87 | S/ 38,401.72 | S/ 51,558.10 | S/ 964,117.10 |
| 5.60% | S/ 12,515.62 | S/ 25,202.89 | S/ 38,064.17 | S/ 51,101.83 | S/ 963,660.83 |
| 5.50% | S/ 12,296.55 | S/ 24,758.78 | S/ 37,388.95 | S/ 50,189.30 | S/ 962,748.30 |
| 5.30% | S/ 11,857.93 | S/ 23,869.93 | S/ 36,038.03 | S/ 48,364.24 | S/ 960,923.24 |
| 5.25% | S/ 11,748.17 | S/ 23,647.59 | S/ 35,700.20 | S/ 47,907.97 | S/ 960,466.97 |
| 5.05% | S/ 11,308.77 | S/ 22,757.68 | S/ 34,348.48 | S/ 46,082.91 | S/ 958,641.91 |
| 5.00% | S/ 11,198.82 | S/ 22,535.08 | S/ 34,010.45 | S/ 45,626.64 | S/ 958,185.64 |
| 4.95% | S/ 11,088.83 | S/ 22,312.41 | S/ 33,672.37 | S/ 45,170.37 | S/ 957,729.37 |
| 4.75% | S/ 10,648.49 | S/ 21,421.24 | S/ 32,319.69 | S/ 43,345.31 | S/ 955,904.31 |
| 4.55% | S/ 10,207.52 | S/ 20,529.21 | S/ 30,966.35 | S/ 41,520.25 | S/ 954,079.25 |
| 4.50% | S/ 10,097.17 | S/ 20,306.07 | S/ 30,627.92 | S/ 41,063.98 | S/ 953,622.98 |
| 4.40% | S/ 9,876.37 | S/ 19,859.63 | S/ 29,950.93 | S/ 40,151.45 | S/ 952,710.45 |
| 4.30% | S/ 9,655.41 | S/ 19,412.97 | S/ 29,273.78 | S/ 39,238.91 | S/ 951,797.91 |
| 4.25% | S/ 9,544.86 | S/ 19,189.56 | S/ 28,935.14 | S/ 38,782.65 | S/ 951,341.65 |
| 4.20% | S/ 9,434.28 | S/ 18,966.10 | S/ 28,596.46 | S/ 38,326.38 | S/ 950,885.38 |
| 4.15% | S/ 9,323.66 | S/ 18,742.59 | S/ 28,257.74 | S/ 37,870.12 | S/ 950,429.12 |
| 4.00% | S/ 8,991.56 | S/ 18,071.72 | S/ 27,241.34 | S/ 36,501.32 | S/ 949,060.32 |
| 3.90% | S/ 8,769.96 | S/ 17,624.20 | S/ 26,563.54 | S/ 35,588.79 | S/ 948,147.79 |
| 3.75% | S/ 8,437.26 | S/ 16,952.53 | S/ 25,546.53 | S/ 34,219.99 | S/ 946,778.99 |
| 3.50% | S/ 7,881.96 | S/ 15,831.99 | S/ 23,850.69 | S/ 31,938.66 | S/ 944,497.66 |
| 3.00% | S/ 6,768.33 | S/ 13,586.85 | S/ 20,455.95 | S/ 27,375.99 | S/ 939,934.99 |
| 2.75% | S/ 6,209.99 | S/ 12,462.24 | S/ 18,757.03 | S/ 25,094.66 | S/ 937,653.66 |
| 2.50% | S/ 5,650.63 | S/ 11,336.25 | S/ 17,057.08 | S/ 22,813.33 | S/ 935,372.33 |
| 2.00% | S/ 4,528.84 | S/ 9,080.16 | S/ 13,654.06 | S/ 18,250.66 | S/ 930,809.66 |
| 1.35% | S/ 3,064.33 | S/ 6,138.95 | S/ 9,223.90 | S/ 12,319.20 | S/ 924,878.20 |
| 1.00% | S/ 2,272.83 | S/ 4,551.32 | S/ 6,835.48 | S/ 9,125.33 | S/ 921,684.33 |
| 0.10% | S/ 228.05 | S/ 456.15 | S/ 684.31 | S/ 912.53 | S/ 913,471.53 |
Sobre los datos
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Para S/ 912,559 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 912,559 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.