Cálculo de intereses
Ahorrando S/ 910,741
Veamos que pasaría si Usted ahorrara 910,741 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 910,741.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,404.33 | S/ 20,927.53 | S/ 31,570.94 | S/ 42,335.94 | S/ 953,076.94 |
| 8.50% | S/ 18,764.74 | S/ 37,916.10 | S/ 57,462.05 | S/ 77,410.73 | S/ 988,151.73 |
| 8.00% | S/ 17,692.05 | S/ 35,727.79 | S/ 54,113.89 | S/ 72,857.16 | S/ 983,598.16 |
| 7.10% | S/ 15,751.80 | S/ 31,776.03 | S/ 48,077.41 | S/ 64,660.74 | S/ 975,401.74 |
| 7.00% | S/ 15,535.46 | S/ 31,335.92 | S/ 47,405.91 | S/ 63,750.02 | S/ 974,491.02 |
| 6.50% | S/ 14,451.49 | S/ 29,132.29 | S/ 44,046.05 | S/ 59,196.45 | S/ 969,937.45 |
| 6.10% | S/ 13,581.56 | S/ 27,365.66 | S/ 41,355.32 | S/ 55,553.60 | S/ 966,294.60 |
| 6.20% | S/ 13,799.27 | S/ 27,807.63 | S/ 42,028.24 | S/ 56,464.31 | S/ 967,205.31 |
| 5.90% | S/ 13,145.68 | S/ 26,481.10 | S/ 40,009.00 | S/ 53,732.17 | S/ 964,473.17 |
| 5.75% | S/ 12,818.36 | S/ 25,817.13 | S/ 38,998.85 | S/ 52,366.10 | S/ 963,107.10 |
| 5.70% | S/ 12,709.17 | S/ 25,595.70 | S/ 38,662.05 | S/ 51,910.74 | S/ 962,651.74 |
| 5.65% | S/ 12,599.95 | S/ 25,374.22 | S/ 38,325.21 | S/ 51,455.39 | S/ 962,196.39 |
| 5.60% | S/ 12,490.69 | S/ 25,152.68 | S/ 37,988.34 | S/ 51,000.03 | S/ 961,741.03 |
| 5.50% | S/ 12,272.05 | S/ 24,709.46 | S/ 37,314.46 | S/ 50,089.31 | S/ 960,830.31 |
| 5.30% | S/ 11,834.30 | S/ 23,822.38 | S/ 35,966.23 | S/ 48,267.89 | S/ 959,008.89 |
| 5.25% | S/ 11,724.77 | S/ 23,600.48 | S/ 35,629.08 | S/ 47,812.53 | S/ 958,553.53 |
| 5.05% | S/ 11,286.24 | S/ 22,712.35 | S/ 34,280.05 | S/ 45,991.10 | S/ 956,732.10 |
| 5.00% | S/ 11,176.51 | S/ 22,490.18 | S/ 33,942.69 | S/ 45,535.74 | S/ 956,276.74 |
| 4.95% | S/ 11,066.74 | S/ 22,267.96 | S/ 33,605.29 | S/ 45,080.39 | S/ 955,821.39 |
| 4.75% | S/ 10,627.28 | S/ 21,378.56 | S/ 32,255.30 | S/ 43,258.96 | S/ 953,999.96 |
| 4.55% | S/ 10,187.18 | S/ 20,488.31 | S/ 30,904.66 | S/ 41,437.53 | S/ 952,178.53 |
| 4.50% | S/ 10,077.06 | S/ 20,265.61 | S/ 30,566.90 | S/ 40,982.17 | S/ 951,723.17 |
| 4.40% | S/ 9,856.69 | S/ 19,820.06 | S/ 29,891.26 | S/ 40,071.46 | S/ 950,812.46 |
| 4.30% | S/ 9,636.17 | S/ 19,374.30 | S/ 29,215.46 | S/ 39,160.74 | S/ 949,901.74 |
| 4.25% | S/ 9,525.85 | S/ 19,151.33 | S/ 28,877.49 | S/ 38,705.39 | S/ 949,446.39 |
| 4.20% | S/ 9,415.49 | S/ 18,928.32 | S/ 28,539.49 | S/ 38,250.03 | S/ 948,991.03 |
| 4.15% | S/ 9,305.09 | S/ 18,705.25 | S/ 28,201.45 | S/ 37,794.67 | S/ 948,535.67 |
| 4.00% | S/ 8,973.65 | S/ 18,035.72 | S/ 27,187.07 | S/ 36,428.60 | S/ 947,169.60 |
| 3.90% | S/ 8,752.49 | S/ 17,589.09 | S/ 26,510.62 | S/ 35,517.89 | S/ 946,258.89 |
| 3.75% | S/ 8,420.45 | S/ 16,918.76 | S/ 25,495.64 | S/ 34,151.81 | S/ 944,892.81 |
| 3.50% | S/ 7,866.25 | S/ 15,800.45 | S/ 23,803.18 | S/ 31,875.03 | S/ 942,616.03 |
| 3.00% | S/ 6,754.84 | S/ 13,559.78 | S/ 20,415.20 | S/ 27,321.45 | S/ 938,062.45 |
| 2.75% | S/ 6,197.62 | S/ 12,437.41 | S/ 18,719.66 | S/ 25,044.67 | S/ 935,785.67 |
| 2.50% | S/ 5,639.37 | S/ 11,313.67 | S/ 17,023.10 | S/ 22,767.88 | S/ 933,508.88 |
| 2.00% | S/ 4,519.82 | S/ 9,062.07 | S/ 13,626.86 | S/ 18,214.30 | S/ 928,955.30 |
| 1.35% | S/ 3,058.23 | S/ 6,126.72 | S/ 9,205.52 | S/ 12,294.66 | S/ 923,035.66 |
| 1.00% | S/ 2,268.30 | S/ 4,542.25 | S/ 6,821.86 | S/ 9,107.15 | S/ 919,848.15 |
| 0.10% | S/ 227.59 | S/ 455.24 | S/ 682.95 | S/ 910.72 | S/ 911,651.72 |
Sobre los datos
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Para S/ 910,741 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 910,741 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.