Cálculo de intereses
Ahorrando S/ 909,753
Veamos que pasaría si Usted ahorrara 909,753 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2022) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 909,753.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,393.05 | S/ 20,904.82 | S/ 31,536.69 | S/ 42,290.01 | S/ 952,043.01 |
| 8.50% | S/ 18,744.38 | S/ 37,874.97 | S/ 57,399.72 | S/ 77,326.75 | S/ 987,079.75 |
| 8.00% | S/ 17,672.86 | S/ 35,689.03 | S/ 54,055.19 | S/ 72,778.12 | S/ 982,531.12 |
| 7.10% | S/ 15,734.71 | S/ 31,741.56 | S/ 48,025.26 | S/ 64,590.59 | S/ 974,343.59 |
| 7.00% | S/ 15,518.61 | S/ 31,301.93 | S/ 47,354.48 | S/ 63,680.87 | S/ 973,433.87 |
| 6.50% | S/ 14,435.81 | S/ 29,100.69 | S/ 43,998.27 | S/ 59,132.24 | S/ 968,885.24 |
| 6.10% | S/ 13,566.83 | S/ 27,335.97 | S/ 41,310.46 | S/ 55,493.33 | S/ 965,246.33 |
| 6.20% | S/ 13,784.30 | S/ 27,777.47 | S/ 41,982.65 | S/ 56,403.06 | S/ 966,156.06 |
| 5.90% | S/ 13,131.42 | S/ 26,452.37 | S/ 39,965.60 | S/ 53,673.88 | S/ 963,426.88 |
| 5.75% | S/ 12,804.45 | S/ 25,789.12 | S/ 38,956.54 | S/ 52,309.29 | S/ 962,062.29 |
| 5.70% | S/ 12,695.38 | S/ 25,567.93 | S/ 38,620.11 | S/ 51,854.43 | S/ 961,607.43 |
| 5.65% | S/ 12,586.28 | S/ 25,346.69 | S/ 38,283.64 | S/ 51,399.57 | S/ 961,152.57 |
| 5.60% | S/ 12,477.14 | S/ 25,125.40 | S/ 37,947.13 | S/ 50,944.70 | S/ 960,697.70 |
| 5.50% | S/ 12,258.73 | S/ 24,682.65 | S/ 37,273.98 | S/ 50,034.98 | S/ 959,787.98 |
| 5.30% | S/ 11,821.46 | S/ 23,796.54 | S/ 35,927.22 | S/ 48,215.52 | S/ 957,968.52 |
| 5.25% | S/ 11,712.05 | S/ 23,574.88 | S/ 35,590.43 | S/ 47,760.66 | S/ 957,513.66 |
| 5.05% | S/ 11,274.00 | S/ 22,687.71 | S/ 34,242.86 | S/ 45,941.21 | S/ 955,694.21 |
| 5.00% | S/ 11,164.39 | S/ 22,465.78 | S/ 33,905.87 | S/ 45,486.35 | S/ 955,239.35 |
| 4.95% | S/ 11,054.74 | S/ 22,243.81 | S/ 33,568.84 | S/ 45,031.48 | S/ 954,784.48 |
| 4.75% | S/ 10,615.75 | S/ 21,355.37 | S/ 32,220.31 | S/ 43,212.03 | S/ 952,965.03 |
| 4.55% | S/ 10,176.13 | S/ 20,466.08 | S/ 30,871.14 | S/ 41,392.58 | S/ 951,145.58 |
| 4.50% | S/ 10,066.12 | S/ 20,243.63 | S/ 30,533.74 | S/ 40,937.71 | S/ 950,690.71 |
| 4.40% | S/ 9,846.00 | S/ 19,798.56 | S/ 29,858.83 | S/ 40,027.99 | S/ 949,780.99 |
| 4.30% | S/ 9,625.72 | S/ 19,353.28 | S/ 29,183.76 | S/ 39,118.26 | S/ 948,871.26 |
| 4.25% | S/ 9,515.52 | S/ 19,130.56 | S/ 28,846.17 | S/ 38,663.40 | S/ 948,416.40 |
| 4.20% | S/ 9,405.27 | S/ 18,907.78 | S/ 28,508.53 | S/ 38,208.53 | S/ 947,961.53 |
| 4.15% | S/ 9,294.99 | S/ 18,684.95 | S/ 28,170.85 | S/ 37,753.67 | S/ 947,506.67 |
| 4.00% | S/ 8,963.91 | S/ 18,016.15 | S/ 27,157.58 | S/ 36,389.08 | S/ 946,142.08 |
| 3.90% | S/ 8,743.00 | S/ 17,570.01 | S/ 26,481.86 | S/ 35,479.35 | S/ 945,232.35 |
| 3.75% | S/ 8,411.32 | S/ 16,900.40 | S/ 25,467.98 | S/ 34,114.76 | S/ 943,867.76 |
| 3.50% | S/ 7,857.72 | S/ 15,783.31 | S/ 23,777.36 | S/ 31,840.45 | S/ 941,593.45 |
| 3.00% | S/ 6,747.51 | S/ 13,545.07 | S/ 20,393.05 | S/ 27,291.81 | S/ 937,044.81 |
| 2.75% | S/ 6,190.89 | S/ 12,423.92 | S/ 18,699.35 | S/ 25,017.50 | S/ 934,770.50 |
| 2.50% | S/ 5,633.26 | S/ 11,301.39 | S/ 17,004.63 | S/ 22,743.18 | S/ 932,496.18 |
| 2.00% | S/ 4,514.92 | S/ 9,052.24 | S/ 13,612.08 | S/ 18,194.55 | S/ 927,947.55 |
| 1.35% | S/ 3,054.91 | S/ 6,120.07 | S/ 9,195.53 | S/ 12,281.32 | S/ 922,034.32 |
| 1.00% | S/ 2,265.84 | S/ 4,537.32 | S/ 6,814.46 | S/ 9,097.27 | S/ 918,850.27 |
| 0.10% | S/ 227.35 | S/ 454.75 | S/ 682.21 | S/ 909.73 | S/ 910,662.73 |
Sobre los datos
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Para S/ 909,753 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 909,753 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.