Cálculo de intereses
Ahorrando S/ 904,168
Veamos que pasaría si Usted ahorrara 904,168 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 904,168.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,329.24 | S/ 20,776.49 | S/ 31,343.08 | S/ 42,030.39 | S/ 946,198.39 |
| 8.50% | S/ 18,629.31 | S/ 37,642.45 | S/ 57,047.34 | S/ 76,852.04 | S/ 981,020.04 |
| 8.00% | S/ 17,564.37 | S/ 35,469.94 | S/ 53,723.34 | S/ 72,331.34 | S/ 976,499.34 |
| 7.10% | S/ 15,638.11 | S/ 31,546.70 | S/ 47,730.43 | S/ 64,194.07 | S/ 968,362.07 |
| 7.00% | S/ 15,423.34 | S/ 31,109.77 | S/ 47,063.77 | S/ 63,289.93 | S/ 967,457.93 |
| 6.50% | S/ 14,347.19 | S/ 28,922.04 | S/ 43,728.16 | S/ 58,769.22 | S/ 962,937.22 |
| 6.10% | S/ 13,483.54 | S/ 27,168.16 | S/ 41,056.85 | S/ 55,152.66 | S/ 959,320.66 |
| 6.20% | S/ 13,699.68 | S/ 27,606.94 | S/ 41,724.91 | S/ 56,056.80 | S/ 960,224.80 |
| 5.90% | S/ 13,050.80 | S/ 26,289.98 | S/ 39,720.25 | S/ 53,344.38 | S/ 957,512.38 |
| 5.75% | S/ 12,725.84 | S/ 25,630.80 | S/ 38,717.39 | S/ 51,988.16 | S/ 956,156.16 |
| 5.70% | S/ 12,617.45 | S/ 25,410.97 | S/ 38,383.02 | S/ 51,536.09 | S/ 955,704.09 |
| 5.65% | S/ 12,509.01 | S/ 25,191.09 | S/ 38,048.61 | S/ 51,084.02 | S/ 955,252.02 |
| 5.60% | S/ 12,400.54 | S/ 24,971.15 | S/ 37,714.17 | S/ 50,631.95 | S/ 954,799.95 |
| 5.50% | S/ 12,183.48 | S/ 24,531.13 | S/ 37,045.16 | S/ 49,727.81 | S/ 953,895.81 |
| 5.30% | S/ 11,748.89 | S/ 23,650.45 | S/ 35,706.66 | S/ 47,919.53 | S/ 952,087.53 |
| 5.25% | S/ 11,640.15 | S/ 23,430.15 | S/ 35,371.93 | S/ 47,467.46 | S/ 951,635.46 |
| 5.05% | S/ 11,204.79 | S/ 22,548.43 | S/ 34,032.64 | S/ 45,659.17 | S/ 949,827.17 |
| 5.00% | S/ 11,095.85 | S/ 22,327.87 | S/ 33,697.72 | S/ 45,207.10 | S/ 949,375.10 |
| 4.95% | S/ 10,986.87 | S/ 22,107.25 | S/ 33,362.76 | S/ 44,755.03 | S/ 948,923.03 |
| 4.75% | S/ 10,550.58 | S/ 21,224.27 | S/ 32,022.51 | S/ 42,946.75 | S/ 947,114.75 |
| 4.55% | S/ 10,113.66 | S/ 20,340.44 | S/ 30,681.62 | S/ 41,138.47 | S/ 945,306.47 |
| 4.50% | S/ 10,004.33 | S/ 20,119.35 | S/ 30,346.29 | S/ 40,686.40 | S/ 944,854.40 |
| 4.40% | S/ 9,785.55 | S/ 19,677.02 | S/ 29,675.53 | S/ 39,782.25 | S/ 943,950.25 |
| 4.30% | S/ 9,566.62 | S/ 19,234.47 | S/ 29,004.60 | S/ 38,878.11 | S/ 943,046.11 |
| 4.25% | S/ 9,457.10 | S/ 19,013.11 | S/ 28,669.08 | S/ 38,426.04 | S/ 942,594.04 |
| 4.20% | S/ 9,347.53 | S/ 18,791.71 | S/ 28,333.52 | S/ 37,973.97 | S/ 942,141.97 |
| 4.15% | S/ 9,237.93 | S/ 18,570.25 | S/ 27,997.91 | S/ 37,521.90 | S/ 941,689.90 |
| 4.00% | S/ 8,908.88 | S/ 17,905.55 | S/ 26,990.86 | S/ 36,165.69 | S/ 940,333.69 |
| 3.90% | S/ 8,689.32 | S/ 17,462.15 | S/ 26,319.29 | S/ 35,261.55 | S/ 939,429.55 |
| 3.75% | S/ 8,359.68 | S/ 16,796.65 | S/ 25,311.63 | S/ 33,905.33 | S/ 938,073.33 |
| 3.50% | S/ 7,809.48 | S/ 15,686.42 | S/ 23,631.39 | S/ 31,644.98 | S/ 935,812.98 |
| 3.00% | S/ 6,706.09 | S/ 13,461.92 | S/ 20,267.85 | S/ 27,124.27 | S/ 931,292.27 |
| 2.75% | S/ 6,152.89 | S/ 12,347.65 | S/ 18,584.56 | S/ 24,863.91 | S/ 929,031.91 |
| 2.50% | S/ 5,598.67 | S/ 11,232.01 | S/ 16,900.24 | S/ 22,603.56 | S/ 926,771.56 |
| 2.00% | S/ 4,487.20 | S/ 8,996.66 | S/ 13,528.51 | S/ 18,082.85 | S/ 922,250.85 |
| 1.35% | S/ 3,036.15 | S/ 6,082.50 | S/ 9,139.08 | S/ 12,205.92 | S/ 916,373.92 |
| 1.00% | S/ 2,251.93 | S/ 4,509.47 | S/ 6,772.63 | S/ 9,041.43 | S/ 913,209.43 |
| 0.10% | S/ 225.95 | S/ 451.96 | S/ 678.02 | S/ 904.14 | S/ 905,072.14 |
Sobre los datos
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Para S/ 904,168 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 904,168 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.