Cálculo de intereses
Ahorrando S/ 903,068
Veamos que pasaría si Usted ahorrara 903,068 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 903,068.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,316.68 | S/ 20,751.21 | S/ 31,304.95 | S/ 41,979.26 | S/ 945,047.26 |
| 8.50% | S/ 18,606.64 | S/ 37,596.66 | S/ 56,977.93 | S/ 76,758.54 | S/ 979,826.54 |
| 8.00% | S/ 17,543.00 | S/ 35,426.78 | S/ 53,657.98 | S/ 72,243.34 | S/ 975,311.34 |
| 7.10% | S/ 15,619.09 | S/ 31,508.32 | S/ 47,672.36 | S/ 64,115.97 | S/ 967,183.97 |
| 7.00% | S/ 15,404.57 | S/ 31,071.92 | S/ 47,006.52 | S/ 63,212.93 | S/ 966,280.93 |
| 6.50% | S/ 14,329.74 | S/ 28,886.85 | S/ 43,674.96 | S/ 58,697.72 | S/ 961,765.72 |
| 6.10% | S/ 13,467.14 | S/ 27,135.11 | S/ 41,006.90 | S/ 55,085.56 | S/ 958,153.56 |
| 6.20% | S/ 13,683.02 | S/ 27,573.35 | S/ 41,674.15 | S/ 55,988.60 | S/ 959,056.60 |
| 5.90% | S/ 13,034.92 | S/ 26,257.99 | S/ 39,671.93 | S/ 53,279.48 | S/ 956,347.48 |
| 5.75% | S/ 12,710.36 | S/ 25,599.62 | S/ 38,670.28 | S/ 51,924.92 | S/ 954,992.92 |
| 5.70% | S/ 12,602.10 | S/ 25,380.05 | S/ 38,336.32 | S/ 51,473.39 | S/ 954,541.39 |
| 5.65% | S/ 12,493.79 | S/ 25,160.44 | S/ 38,002.32 | S/ 51,021.87 | S/ 954,089.87 |
| 5.60% | S/ 12,385.45 | S/ 24,940.77 | S/ 37,668.28 | S/ 50,570.35 | S/ 953,638.35 |
| 5.50% | S/ 12,168.66 | S/ 24,501.28 | S/ 37,000.09 | S/ 49,667.31 | S/ 952,735.31 |
| 5.30% | S/ 11,734.60 | S/ 23,621.68 | S/ 35,663.22 | S/ 47,861.23 | S/ 950,929.23 |
| 5.25% | S/ 11,625.99 | S/ 23,401.64 | S/ 35,328.90 | S/ 47,409.71 | S/ 950,477.71 |
| 5.05% | S/ 11,191.15 | S/ 22,520.99 | S/ 33,991.24 | S/ 45,603.63 | S/ 948,671.63 |
| 5.00% | S/ 11,082.35 | S/ 22,300.70 | S/ 33,656.72 | S/ 45,152.10 | S/ 948,220.10 |
| 4.95% | S/ 10,973.51 | S/ 22,080.36 | S/ 33,322.17 | S/ 44,700.58 | S/ 947,768.58 |
| 4.75% | S/ 10,537.74 | S/ 21,198.45 | S/ 31,983.55 | S/ 42,894.50 | S/ 945,962.50 |
| 4.55% | S/ 10,101.35 | S/ 20,315.69 | S/ 30,644.29 | S/ 41,088.42 | S/ 944,156.42 |
| 4.50% | S/ 9,992.16 | S/ 20,094.88 | S/ 30,309.38 | S/ 40,636.90 | S/ 943,704.90 |
| 4.40% | S/ 9,773.65 | S/ 19,653.08 | S/ 29,639.43 | S/ 39,733.86 | S/ 942,801.86 |
| 4.30% | S/ 9,554.98 | S/ 19,211.07 | S/ 28,969.32 | S/ 38,830.81 | S/ 941,898.81 |
| 4.25% | S/ 9,445.59 | S/ 18,989.98 | S/ 28,634.20 | S/ 38,379.29 | S/ 941,447.29 |
| 4.20% | S/ 9,336.16 | S/ 18,768.85 | S/ 28,299.05 | S/ 37,927.77 | S/ 940,995.77 |
| 4.15% | S/ 9,226.69 | S/ 18,547.66 | S/ 27,963.85 | S/ 37,476.25 | S/ 940,544.25 |
| 4.00% | S/ 8,898.05 | S/ 17,883.77 | S/ 26,958.02 | S/ 36,121.69 | S/ 939,189.69 |
| 3.90% | S/ 8,678.75 | S/ 17,440.91 | S/ 26,287.27 | S/ 35,218.65 | S/ 938,286.65 |
| 3.75% | S/ 8,349.51 | S/ 16,776.22 | S/ 25,280.83 | S/ 33,864.08 | S/ 936,932.08 |
| 3.50% | S/ 7,799.98 | S/ 15,667.33 | S/ 23,602.64 | S/ 31,606.48 | S/ 934,674.48 |
| 3.00% | S/ 6,697.93 | S/ 13,445.54 | S/ 20,243.20 | S/ 27,091.27 | S/ 930,159.27 |
| 2.75% | S/ 6,145.40 | S/ 12,332.62 | S/ 18,561.95 | S/ 24,833.67 | S/ 927,901.67 |
| 2.50% | S/ 5,591.86 | S/ 11,218.35 | S/ 16,879.68 | S/ 22,576.06 | S/ 925,644.06 |
| 2.00% | S/ 4,481.74 | S/ 8,985.72 | S/ 13,512.05 | S/ 18,060.85 | S/ 921,128.85 |
| 1.35% | S/ 3,032.46 | S/ 6,075.10 | S/ 9,127.96 | S/ 12,191.07 | S/ 915,259.07 |
| 1.00% | S/ 2,249.19 | S/ 4,503.98 | S/ 6,764.39 | S/ 9,030.43 | S/ 912,098.43 |
| 0.10% | S/ 225.68 | S/ 451.41 | S/ 677.20 | S/ 903.04 | S/ 903,971.04 |
Sobre los datos
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Para S/ 903,068 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 903,068 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.