Cálculo de intereses
Ahorrando S/ 901,964
Veamos que pasaría si Usted ahorrara 901,964 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 901,964.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,304.06 | S/ 20,725.84 | S/ 31,266.68 | S/ 41,927.94 | S/ 943,891.94 |
| 8.50% | S/ 18,583.90 | S/ 37,550.69 | S/ 56,908.28 | S/ 76,664.70 | S/ 978,628.70 |
| 8.00% | S/ 17,521.55 | S/ 35,383.47 | S/ 53,592.38 | S/ 72,155.02 | S/ 974,119.02 |
| 7.10% | S/ 15,599.99 | S/ 31,469.80 | S/ 47,614.08 | S/ 64,037.59 | S/ 966,001.59 |
| 7.00% | S/ 15,385.74 | S/ 31,033.93 | S/ 46,949.05 | S/ 63,135.65 | S/ 965,099.65 |
| 6.50% | S/ 14,312.22 | S/ 28,851.54 | S/ 43,621.57 | S/ 58,625.97 | S/ 960,589.97 |
| 6.10% | S/ 13,450.67 | S/ 27,101.93 | S/ 40,956.77 | S/ 55,018.22 | S/ 956,982.22 |
| 6.20% | S/ 13,666.29 | S/ 27,539.64 | S/ 41,623.20 | S/ 55,920.15 | S/ 957,884.15 |
| 5.90% | S/ 13,018.99 | S/ 26,225.89 | S/ 39,623.43 | S/ 53,214.34 | S/ 955,178.34 |
| 5.75% | S/ 12,694.82 | S/ 25,568.32 | S/ 38,623.01 | S/ 51,861.44 | S/ 953,825.44 |
| 5.70% | S/ 12,586.69 | S/ 25,349.03 | S/ 38,289.46 | S/ 51,410.47 | S/ 953,374.47 |
| 5.65% | S/ 12,478.52 | S/ 25,129.68 | S/ 37,955.87 | S/ 50,959.50 | S/ 952,923.50 |
| 5.60% | S/ 12,370.31 | S/ 24,910.28 | S/ 37,622.23 | S/ 50,508.53 | S/ 952,472.53 |
| 5.50% | S/ 12,153.78 | S/ 24,471.33 | S/ 36,954.85 | S/ 49,606.59 | S/ 951,570.59 |
| 5.30% | S/ 11,720.25 | S/ 23,592.80 | S/ 35,619.62 | S/ 47,802.72 | S/ 949,766.72 |
| 5.25% | S/ 11,611.77 | S/ 23,373.04 | S/ 35,285.71 | S/ 47,351.75 | S/ 949,315.75 |
| 5.05% | S/ 11,177.47 | S/ 22,493.46 | S/ 33,949.68 | S/ 45,547.87 | S/ 947,511.87 |
| 5.00% | S/ 11,068.80 | S/ 22,273.44 | S/ 33,615.58 | S/ 45,096.91 | S/ 947,060.91 |
| 4.95% | S/ 10,960.09 | S/ 22,053.36 | S/ 33,281.43 | S/ 44,645.94 | S/ 946,609.94 |
| 4.75% | S/ 10,524.86 | S/ 21,172.53 | S/ 31,944.45 | S/ 42,842.06 | S/ 944,806.06 |
| 4.55% | S/ 10,089.00 | S/ 20,290.86 | S/ 30,606.83 | S/ 41,038.19 | S/ 943,002.19 |
| 4.50% | S/ 9,979.94 | S/ 20,070.31 | S/ 30,272.32 | S/ 40,587.22 | S/ 942,551.22 |
| 4.40% | S/ 9,761.70 | S/ 19,629.05 | S/ 29,603.19 | S/ 39,685.28 | S/ 941,649.28 |
| 4.30% | S/ 9,543.30 | S/ 19,187.58 | S/ 28,933.90 | S/ 38,783.34 | S/ 940,747.34 |
| 4.25% | S/ 9,434.05 | S/ 18,966.77 | S/ 28,599.20 | S/ 38,332.37 | S/ 940,296.37 |
| 4.20% | S/ 9,324.75 | S/ 18,745.90 | S/ 28,264.45 | S/ 37,881.41 | S/ 939,845.41 |
| 4.15% | S/ 9,215.41 | S/ 18,524.98 | S/ 27,929.66 | S/ 37,430.44 | S/ 939,394.44 |
| 4.00% | S/ 8,887.17 | S/ 17,861.90 | S/ 26,925.07 | S/ 36,077.53 | S/ 938,041.53 |
| 3.90% | S/ 8,668.14 | S/ 17,419.58 | S/ 26,255.13 | S/ 35,175.59 | S/ 937,139.59 |
| 3.75% | S/ 8,339.30 | S/ 16,755.71 | S/ 25,249.93 | S/ 33,822.69 | S/ 935,786.69 |
| 3.50% | S/ 7,790.45 | S/ 15,648.18 | S/ 23,573.78 | S/ 31,567.84 | S/ 933,531.84 |
| 3.00% | S/ 6,689.74 | S/ 13,429.10 | S/ 20,218.45 | S/ 27,058.15 | S/ 929,022.15 |
| 2.75% | S/ 6,137.89 | S/ 12,317.55 | S/ 18,539.26 | S/ 24,803.31 | S/ 926,767.31 |
| 2.50% | S/ 5,585.03 | S/ 11,204.64 | S/ 16,859.04 | S/ 22,548.46 | S/ 924,512.46 |
| 2.00% | S/ 4,476.26 | S/ 8,974.73 | S/ 13,495.53 | S/ 18,038.77 | S/ 920,002.77 |
| 1.35% | S/ 3,028.75 | S/ 6,067.68 | S/ 9,116.80 | S/ 12,176.17 | S/ 914,140.17 |
| 1.00% | S/ 2,246.44 | S/ 4,498.48 | S/ 6,756.12 | S/ 9,019.39 | S/ 910,983.39 |
| 0.10% | S/ 225.40 | S/ 450.86 | S/ 676.37 | S/ 901.94 | S/ 902,865.94 |
Sobre los datos
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Para S/ 901,964 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 901,964 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.