Cálculo de intereses
Ahorrando S/ 900,638
Veamos que pasaría si Usted ahorrara 900,638 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 900,638.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,288.92 | S/ 20,695.37 | S/ 31,220.71 | S/ 41,866.30 | S/ 942,504.30 |
| 8.50% | S/ 18,556.58 | S/ 37,495.49 | S/ 56,824.62 | S/ 76,552.00 | S/ 977,190.00 |
| 8.00% | S/ 17,495.79 | S/ 35,331.46 | S/ 53,513.60 | S/ 72,048.94 | S/ 972,686.94 |
| 7.10% | S/ 15,577.06 | S/ 31,423.53 | S/ 47,544.08 | S/ 63,943.45 | S/ 964,581.45 |
| 7.00% | S/ 15,363.12 | S/ 30,988.31 | S/ 46,880.03 | S/ 63,042.83 | S/ 963,680.83 |
| 6.50% | S/ 14,291.18 | S/ 28,809.12 | S/ 43,557.44 | S/ 58,539.78 | S/ 959,177.78 |
| 6.10% | S/ 13,430.90 | S/ 27,062.09 | S/ 40,896.56 | S/ 54,937.33 | S/ 955,575.33 |
| 6.20% | S/ 13,646.20 | S/ 27,499.16 | S/ 41,562.01 | S/ 55,837.94 | S/ 956,475.94 |
| 5.90% | S/ 12,999.85 | S/ 26,187.34 | S/ 39,565.18 | S/ 53,136.11 | S/ 953,774.11 |
| 5.75% | S/ 12,676.16 | S/ 25,530.73 | S/ 38,566.23 | S/ 51,785.19 | S/ 952,423.19 |
| 5.70% | S/ 12,568.19 | S/ 25,311.76 | S/ 38,233.17 | S/ 51,334.89 | S/ 951,972.89 |
| 5.65% | S/ 12,460.18 | S/ 25,092.74 | S/ 37,900.07 | S/ 50,884.58 | S/ 951,522.58 |
| 5.60% | S/ 12,352.13 | S/ 24,873.66 | S/ 37,566.93 | S/ 50,434.28 | S/ 951,072.28 |
| 5.50% | S/ 12,135.91 | S/ 24,435.35 | S/ 36,900.53 | S/ 49,533.67 | S/ 950,171.67 |
| 5.30% | S/ 11,703.02 | S/ 23,558.11 | S/ 35,567.25 | S/ 47,732.44 | S/ 948,370.44 |
| 5.25% | S/ 11,594.70 | S/ 23,338.68 | S/ 35,233.84 | S/ 47,282.14 | S/ 947,920.14 |
| 5.05% | S/ 11,161.04 | S/ 22,460.39 | S/ 33,899.77 | S/ 45,480.91 | S/ 946,118.91 |
| 5.00% | S/ 11,052.53 | S/ 22,240.69 | S/ 33,566.16 | S/ 45,030.61 | S/ 945,668.61 |
| 4.95% | S/ 10,943.98 | S/ 22,020.94 | S/ 33,232.50 | S/ 44,580.30 | S/ 945,218.30 |
| 4.75% | S/ 10,509.39 | S/ 21,141.40 | S/ 31,897.49 | S/ 42,779.08 | S/ 943,417.08 |
| 4.55% | S/ 10,074.17 | S/ 20,261.03 | S/ 30,561.83 | S/ 40,977.86 | S/ 941,615.86 |
| 4.50% | S/ 9,965.27 | S/ 20,040.80 | S/ 30,227.82 | S/ 40,527.55 | S/ 941,165.55 |
| 4.40% | S/ 9,747.35 | S/ 19,600.19 | S/ 29,559.67 | S/ 39,626.94 | S/ 940,264.94 |
| 4.30% | S/ 9,529.27 | S/ 19,159.37 | S/ 28,891.37 | S/ 38,726.33 | S/ 939,364.33 |
| 4.25% | S/ 9,420.18 | S/ 18,938.88 | S/ 28,557.15 | S/ 38,276.02 | S/ 938,914.02 |
| 4.20% | S/ 9,311.04 | S/ 18,718.34 | S/ 28,222.90 | S/ 37,825.71 | S/ 938,463.71 |
| 4.15% | S/ 9,201.87 | S/ 18,497.75 | S/ 27,888.60 | S/ 37,375.41 | S/ 938,013.41 |
| 4.00% | S/ 8,874.10 | S/ 17,835.64 | S/ 26,885.48 | S/ 36,024.49 | S/ 936,662.49 |
| 3.90% | S/ 8,655.40 | S/ 17,393.98 | S/ 26,216.53 | S/ 35,123.88 | S/ 935,761.88 |
| 3.75% | S/ 8,327.04 | S/ 16,731.08 | S/ 25,212.81 | S/ 33,772.96 | S/ 934,410.96 |
| 3.50% | S/ 7,778.99 | S/ 15,625.18 | S/ 23,539.13 | S/ 31,521.43 | S/ 932,159.43 |
| 3.00% | S/ 6,679.91 | S/ 13,409.36 | S/ 20,188.73 | S/ 27,018.37 | S/ 927,656.37 |
| 2.75% | S/ 6,128.87 | S/ 12,299.44 | S/ 18,512.00 | S/ 24,766.84 | S/ 925,404.84 |
| 2.50% | S/ 5,576.82 | S/ 11,188.16 | S/ 16,834.26 | S/ 22,515.31 | S/ 923,153.31 |
| 2.00% | S/ 4,469.68 | S/ 8,961.54 | S/ 13,475.69 | S/ 18,012.25 | S/ 918,650.25 |
| 1.35% | S/ 3,024.30 | S/ 6,058.76 | S/ 9,103.40 | S/ 12,158.27 | S/ 912,796.27 |
| 1.00% | S/ 2,243.14 | S/ 4,491.86 | S/ 6,746.19 | S/ 9,006.13 | S/ 909,644.13 |
| 0.10% | S/ 225.07 | S/ 450.19 | S/ 675.38 | S/ 900.61 | S/ 901,538.61 |
Sobre los datos
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Para S/ 900,638 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 900,638 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.