Cálculo de intereses
Ahorrando S/ 900,317
Veamos que pasaría si Usted ahorrara 900,317 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 900,317.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,285.25 | S/ 20,688.00 | S/ 31,209.59 | S/ 41,851.38 | S/ 942,168.38 |
| 8.50% | S/ 18,549.96 | S/ 37,482.13 | S/ 56,804.36 | S/ 76,524.71 | S/ 976,841.71 |
| 8.00% | S/ 17,489.56 | S/ 35,318.86 | S/ 53,494.52 | S/ 72,023.26 | S/ 972,340.26 |
| 7.10% | S/ 15,571.51 | S/ 31,412.33 | S/ 47,527.14 | S/ 63,920.66 | S/ 964,237.66 |
| 7.00% | S/ 15,357.65 | S/ 30,977.26 | S/ 46,863.32 | S/ 63,020.37 | S/ 963,337.37 |
| 6.50% | S/ 14,286.08 | S/ 28,798.86 | S/ 43,541.91 | S/ 58,518.91 | S/ 958,835.91 |
| 6.10% | S/ 13,426.11 | S/ 27,052.44 | S/ 40,881.98 | S/ 54,917.75 | S/ 955,234.75 |
| 6.20% | S/ 13,641.33 | S/ 27,489.36 | S/ 41,547.20 | S/ 55,818.04 | S/ 956,135.04 |
| 5.90% | S/ 12,995.22 | S/ 26,178.00 | S/ 39,551.07 | S/ 53,117.17 | S/ 953,434.17 |
| 5.75% | S/ 12,671.64 | S/ 25,521.63 | S/ 38,552.48 | S/ 51,766.74 | S/ 952,083.74 |
| 5.70% | S/ 12,563.71 | S/ 25,302.74 | S/ 38,219.54 | S/ 51,316.59 | S/ 951,633.59 |
| 5.65% | S/ 12,455.73 | S/ 25,083.79 | S/ 37,886.56 | S/ 50,866.45 | S/ 951,183.45 |
| 5.60% | S/ 12,347.72 | S/ 24,864.80 | S/ 37,553.54 | S/ 50,416.30 | S/ 950,733.30 |
| 5.50% | S/ 12,131.59 | S/ 24,426.64 | S/ 36,887.37 | S/ 49,516.01 | S/ 949,833.01 |
| 5.30% | S/ 11,698.85 | S/ 23,549.72 | S/ 35,554.58 | S/ 47,715.43 | S/ 948,032.43 |
| 5.25% | S/ 11,590.57 | S/ 23,330.36 | S/ 35,221.28 | S/ 47,265.28 | S/ 947,582.28 |
| 5.05% | S/ 11,157.06 | S/ 22,452.39 | S/ 33,887.69 | S/ 45,464.70 | S/ 945,781.70 |
| 5.00% | S/ 11,048.59 | S/ 22,232.77 | S/ 33,554.20 | S/ 45,014.56 | S/ 945,331.56 |
| 4.95% | S/ 10,940.08 | S/ 22,013.09 | S/ 33,220.66 | S/ 44,564.41 | S/ 944,881.41 |
| 4.75% | S/ 10,505.64 | S/ 21,133.87 | S/ 31,886.12 | S/ 42,763.83 | S/ 943,080.83 |
| 4.55% | S/ 10,070.58 | S/ 20,253.81 | S/ 30,550.94 | S/ 40,963.25 | S/ 941,280.25 |
| 4.50% | S/ 9,961.72 | S/ 20,033.66 | S/ 30,217.04 | S/ 40,513.11 | S/ 940,830.11 |
| 4.40% | S/ 9,743.88 | S/ 19,593.21 | S/ 29,549.14 | S/ 39,612.81 | S/ 939,929.81 |
| 4.30% | S/ 9,525.88 | S/ 19,152.54 | S/ 28,881.07 | S/ 38,712.52 | S/ 939,029.52 |
| 4.25% | S/ 9,416.82 | S/ 18,932.13 | S/ 28,546.97 | S/ 38,262.38 | S/ 938,579.38 |
| 4.20% | S/ 9,307.72 | S/ 18,711.67 | S/ 28,212.84 | S/ 37,812.23 | S/ 938,129.23 |
| 4.15% | S/ 9,198.59 | S/ 18,491.15 | S/ 27,878.66 | S/ 37,362.09 | S/ 937,679.09 |
| 4.00% | S/ 8,870.94 | S/ 17,829.29 | S/ 26,875.90 | S/ 36,011.65 | S/ 936,328.65 |
| 3.90% | S/ 8,652.31 | S/ 17,387.78 | S/ 26,207.19 | S/ 35,111.36 | S/ 935,428.36 |
| 3.75% | S/ 8,324.07 | S/ 16,725.11 | S/ 25,203.82 | S/ 33,760.92 | S/ 934,077.92 |
| 3.50% | S/ 7,776.22 | S/ 15,619.61 | S/ 23,530.74 | S/ 31,510.20 | S/ 931,827.20 |
| 3.00% | S/ 6,677.53 | S/ 13,404.58 | S/ 20,181.53 | S/ 27,008.74 | S/ 927,325.74 |
| 2.75% | S/ 6,126.68 | S/ 12,295.05 | S/ 18,505.40 | S/ 24,758.01 | S/ 925,075.01 |
| 2.50% | S/ 5,574.83 | S/ 11,184.18 | S/ 16,828.26 | S/ 22,507.29 | S/ 922,824.29 |
| 2.00% | S/ 4,468.09 | S/ 8,958.35 | S/ 13,470.89 | S/ 18,005.83 | S/ 918,322.83 |
| 1.35% | S/ 3,023.22 | S/ 6,056.60 | S/ 9,100.16 | S/ 12,153.94 | S/ 912,470.94 |
| 1.00% | S/ 2,242.34 | S/ 4,490.26 | S/ 6,743.78 | S/ 9,002.92 | S/ 909,319.92 |
| 0.10% | S/ 224.99 | S/ 450.03 | S/ 675.13 | S/ 900.29 | S/ 901,217.29 |
Sobre los datos
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Para S/ 900,317 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 900,317 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.