Cálculo de intereses
Ahorrando S/ 900,109
Veamos que pasaría si Usted ahorrara 900,109 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 900,109.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,282.87 | S/ 20,683.22 | S/ 31,202.38 | S/ 41,841.71 | S/ 941,950.71 |
| 8.50% | S/ 18,545.68 | S/ 37,473.47 | S/ 56,791.24 | S/ 76,507.03 | S/ 976,616.03 |
| 8.00% | S/ 17,485.52 | S/ 35,310.70 | S/ 53,482.17 | S/ 72,006.63 | S/ 972,115.63 |
| 7.10% | S/ 15,567.91 | S/ 31,405.08 | S/ 47,516.16 | S/ 63,905.89 | S/ 964,014.89 |
| 7.00% | S/ 15,354.10 | S/ 30,970.11 | S/ 46,852.50 | S/ 63,005.81 | S/ 963,114.81 |
| 6.50% | S/ 14,282.78 | S/ 28,792.20 | S/ 43,531.86 | S/ 58,505.39 | S/ 958,614.39 |
| 6.10% | S/ 13,423.01 | S/ 27,046.20 | S/ 40,872.54 | S/ 54,905.07 | S/ 955,014.07 |
| 6.20% | S/ 13,638.18 | S/ 27,483.01 | S/ 41,537.60 | S/ 55,805.15 | S/ 955,914.15 |
| 5.90% | S/ 12,992.21 | S/ 26,171.96 | S/ 39,541.94 | S/ 53,104.90 | S/ 953,213.90 |
| 5.75% | S/ 12,668.71 | S/ 25,515.74 | S/ 38,543.58 | S/ 51,754.78 | S/ 951,863.78 |
| 5.70% | S/ 12,560.80 | S/ 25,296.89 | S/ 38,210.71 | S/ 51,304.74 | S/ 951,413.74 |
| 5.65% | S/ 12,452.86 | S/ 25,078.00 | S/ 37,877.80 | S/ 50,854.70 | S/ 950,963.70 |
| 5.60% | S/ 12,344.87 | S/ 24,859.05 | S/ 37,544.86 | S/ 50,404.65 | S/ 950,513.65 |
| 5.50% | S/ 12,128.78 | S/ 24,421.00 | S/ 36,878.85 | S/ 49,504.57 | S/ 949,613.57 |
| 5.30% | S/ 11,696.15 | S/ 23,544.28 | S/ 35,546.36 | S/ 47,704.41 | S/ 947,813.41 |
| 5.25% | S/ 11,587.89 | S/ 23,324.97 | S/ 35,213.14 | S/ 47,254.37 | S/ 947,363.37 |
| 5.05% | S/ 11,154.49 | S/ 22,447.20 | S/ 33,879.86 | S/ 45,454.20 | S/ 945,563.20 |
| 5.00% | S/ 11,046.04 | S/ 22,227.63 | S/ 33,546.44 | S/ 45,004.16 | S/ 945,113.16 |
| 4.95% | S/ 10,937.55 | S/ 22,008.01 | S/ 33,212.98 | S/ 44,554.12 | S/ 944,663.12 |
| 4.75% | S/ 10,503.21 | S/ 21,128.99 | S/ 31,878.75 | S/ 42,753.95 | S/ 942,862.95 |
| 4.55% | S/ 10,068.25 | S/ 20,249.13 | S/ 30,543.88 | S/ 40,953.79 | S/ 941,062.79 |
| 4.50% | S/ 9,959.42 | S/ 20,029.03 | S/ 30,210.06 | S/ 40,503.75 | S/ 940,612.75 |
| 4.40% | S/ 9,741.63 | S/ 19,588.68 | S/ 29,542.31 | S/ 39,603.66 | S/ 939,712.66 |
| 4.30% | S/ 9,523.68 | S/ 19,148.12 | S/ 28,874.40 | S/ 38,703.58 | S/ 938,812.58 |
| 4.25% | S/ 9,414.64 | S/ 18,927.76 | S/ 28,540.38 | S/ 38,253.54 | S/ 938,362.54 |
| 4.20% | S/ 9,305.57 | S/ 18,707.35 | S/ 28,206.32 | S/ 37,803.50 | S/ 937,912.50 |
| 4.15% | S/ 9,196.46 | S/ 18,486.88 | S/ 27,872.22 | S/ 37,353.46 | S/ 937,462.46 |
| 4.00% | S/ 8,868.89 | S/ 17,825.17 | S/ 26,869.69 | S/ 36,003.33 | S/ 936,112.33 |
| 3.90% | S/ 8,650.31 | S/ 17,383.76 | S/ 26,201.14 | S/ 35,103.25 | S/ 935,212.25 |
| 3.75% | S/ 8,322.15 | S/ 16,721.25 | S/ 25,198.00 | S/ 33,753.12 | S/ 933,862.12 |
| 3.50% | S/ 7,774.42 | S/ 15,616.00 | S/ 23,525.30 | S/ 31,502.92 | S/ 931,611.92 |
| 3.00% | S/ 6,675.99 | S/ 13,401.49 | S/ 20,176.87 | S/ 27,002.50 | S/ 927,111.50 |
| 2.75% | S/ 6,125.27 | S/ 12,292.21 | S/ 18,501.13 | S/ 24,752.29 | S/ 924,861.29 |
| 2.50% | S/ 5,573.54 | S/ 11,181.59 | S/ 16,824.37 | S/ 22,502.09 | S/ 922,611.09 |
| 2.00% | S/ 4,467.05 | S/ 8,956.28 | S/ 13,467.78 | S/ 18,001.67 | S/ 918,110.67 |
| 1.35% | S/ 3,022.52 | S/ 6,055.20 | S/ 9,098.05 | S/ 12,151.13 | S/ 912,260.13 |
| 1.00% | S/ 2,241.82 | S/ 4,489.22 | S/ 6,742.22 | S/ 9,000.84 | S/ 909,109.84 |
| 0.10% | S/ 224.94 | S/ 449.93 | S/ 674.98 | S/ 900.08 | S/ 901,009.08 |
Sobre los datos
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Para S/ 900,109 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 900,109 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.