Cálculo de intereses
Ahorrando S/ 899,163
Veamos que pasaría si Usted ahorrara 899,163 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 899,163.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,272.07 | S/ 20,661.48 | S/ 31,169.58 | S/ 41,797.73 | S/ 940,960.73 |
| 8.50% | S/ 18,526.19 | S/ 37,434.08 | S/ 56,731.55 | S/ 76,426.63 | S/ 975,589.63 |
| 8.00% | S/ 17,467.14 | S/ 35,273.59 | S/ 53,425.96 | S/ 71,930.95 | S/ 971,093.95 |
| 7.10% | S/ 15,551.55 | S/ 31,372.07 | S/ 47,466.22 | S/ 63,838.72 | S/ 963,001.72 |
| 7.00% | S/ 15,337.96 | S/ 30,937.56 | S/ 46,803.25 | S/ 62,939.59 | S/ 962,102.59 |
| 6.50% | S/ 14,267.77 | S/ 28,761.94 | S/ 43,486.10 | S/ 58,443.91 | S/ 957,606.91 |
| 6.10% | S/ 13,408.90 | S/ 27,017.77 | S/ 40,829.58 | S/ 54,847.36 | S/ 954,010.36 |
| 6.20% | S/ 13,623.85 | S/ 27,454.12 | S/ 41,493.95 | S/ 55,746.50 | S/ 954,909.50 |
| 5.90% | S/ 12,978.56 | S/ 26,144.45 | S/ 39,500.38 | S/ 53,049.09 | S/ 952,212.09 |
| 5.75% | S/ 12,655.40 | S/ 25,488.92 | S/ 38,503.07 | S/ 51,700.38 | S/ 950,863.38 |
| 5.70% | S/ 12,547.60 | S/ 25,270.31 | S/ 38,170.55 | S/ 51,250.82 | S/ 950,413.82 |
| 5.65% | S/ 12,439.77 | S/ 25,051.64 | S/ 37,838.00 | S/ 50,801.25 | S/ 949,964.25 |
| 5.60% | S/ 12,331.90 | S/ 24,832.92 | S/ 37,505.40 | S/ 50,351.68 | S/ 949,514.68 |
| 5.50% | S/ 12,116.04 | S/ 24,395.33 | S/ 36,840.09 | S/ 49,452.54 | S/ 948,615.54 |
| 5.30% | S/ 11,683.86 | S/ 23,519.53 | S/ 35,509.01 | S/ 47,654.27 | S/ 946,817.27 |
| 5.25% | S/ 11,575.71 | S/ 23,300.45 | S/ 35,176.13 | S/ 47,204.70 | S/ 946,367.70 |
| 5.05% | S/ 11,142.76 | S/ 22,423.61 | S/ 33,844.26 | S/ 45,406.43 | S/ 944,569.43 |
| 5.00% | S/ 11,034.43 | S/ 22,204.27 | S/ 33,511.19 | S/ 44,956.86 | S/ 944,119.86 |
| 4.95% | S/ 10,926.06 | S/ 21,984.88 | S/ 33,178.08 | S/ 44,507.29 | S/ 943,670.29 |
| 4.75% | S/ 10,492.17 | S/ 21,106.78 | S/ 31,845.25 | S/ 42,709.02 | S/ 941,872.02 |
| 4.55% | S/ 10,057.67 | S/ 20,227.85 | S/ 30,511.78 | S/ 40,910.75 | S/ 940,073.75 |
| 4.50% | S/ 9,948.95 | S/ 20,007.98 | S/ 30,178.31 | S/ 40,461.18 | S/ 939,624.18 |
| 4.40% | S/ 9,731.39 | S/ 19,568.09 | S/ 29,511.26 | S/ 39,562.04 | S/ 938,725.04 |
| 4.30% | S/ 9,513.67 | S/ 19,128.00 | S/ 28,844.05 | S/ 38,662.90 | S/ 937,825.90 |
| 4.25% | S/ 9,404.75 | S/ 18,907.87 | S/ 28,510.38 | S/ 38,213.34 | S/ 937,376.34 |
| 4.20% | S/ 9,295.79 | S/ 18,687.69 | S/ 28,176.68 | S/ 37,763.77 | S/ 936,926.77 |
| 4.15% | S/ 9,186.80 | S/ 18,467.45 | S/ 27,842.93 | S/ 37,314.20 | S/ 936,477.20 |
| 4.00% | S/ 8,859.57 | S/ 17,806.43 | S/ 26,841.45 | S/ 35,965.49 | S/ 935,128.49 |
| 3.90% | S/ 8,641.22 | S/ 17,365.49 | S/ 26,173.60 | S/ 35,066.36 | S/ 934,229.36 |
| 3.75% | S/ 8,313.41 | S/ 16,703.67 | S/ 25,171.52 | S/ 33,717.65 | S/ 932,880.65 |
| 3.50% | S/ 7,766.25 | S/ 15,599.59 | S/ 23,500.58 | S/ 31,469.81 | S/ 930,632.81 |
| 3.00% | S/ 6,668.97 | S/ 13,387.40 | S/ 20,155.66 | S/ 26,974.12 | S/ 926,137.12 |
| 2.75% | S/ 6,118.83 | S/ 12,279.30 | S/ 18,481.68 | S/ 24,726.28 | S/ 923,889.28 |
| 2.50% | S/ 5,567.68 | S/ 11,169.84 | S/ 16,806.69 | S/ 22,478.44 | S/ 921,641.44 |
| 2.00% | S/ 4,462.36 | S/ 8,946.86 | S/ 13,453.62 | S/ 17,982.75 | S/ 917,145.75 |
| 1.35% | S/ 3,019.35 | S/ 6,048.83 | S/ 9,088.49 | S/ 12,138.36 | S/ 911,301.36 |
| 1.00% | S/ 2,239.46 | S/ 4,484.51 | S/ 6,735.14 | S/ 8,991.38 | S/ 908,154.38 |
| 0.10% | S/ 224.70 | S/ 449.46 | S/ 674.27 | S/ 899.14 | S/ 900,062.14 |
Sobre los datos
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Para S/ 899,163 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 899,163 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.