Cálculo de intereses
Ahorrando S/ 898,846
Veamos que pasaría si Usted ahorrara 898,846 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 898,846.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,268.44 | S/ 20,654.20 | S/ 31,158.59 | S/ 41,783.00 | S/ 940,629.00 |
| 8.50% | S/ 18,519.65 | S/ 37,420.89 | S/ 56,711.55 | S/ 76,399.68 | S/ 975,245.68 |
| 8.00% | S/ 17,460.98 | S/ 35,261.16 | S/ 53,407.12 | S/ 71,905.59 | S/ 970,751.59 |
| 7.10% | S/ 15,546.07 | S/ 31,361.01 | S/ 47,449.48 | S/ 63,816.22 | S/ 962,662.22 |
| 7.00% | S/ 15,332.55 | S/ 30,926.65 | S/ 46,786.75 | S/ 62,917.40 | S/ 961,763.40 |
| 6.50% | S/ 14,262.74 | S/ 28,751.80 | S/ 43,470.77 | S/ 58,423.30 | S/ 957,269.30 |
| 6.10% | S/ 13,404.18 | S/ 27,008.24 | S/ 40,815.19 | S/ 54,828.02 | S/ 953,674.02 |
| 6.20% | S/ 13,619.05 | S/ 27,444.44 | S/ 41,479.32 | S/ 55,726.84 | S/ 954,572.84 |
| 5.90% | S/ 12,973.98 | S/ 26,135.23 | S/ 39,486.45 | S/ 53,030.39 | S/ 951,876.39 |
| 5.75% | S/ 12,650.94 | S/ 25,479.93 | S/ 38,489.49 | S/ 51,682.16 | S/ 950,528.16 |
| 5.70% | S/ 12,543.18 | S/ 25,261.40 | S/ 38,157.09 | S/ 51,232.75 | S/ 950,078.75 |
| 5.65% | S/ 12,435.38 | S/ 25,042.81 | S/ 37,824.66 | S/ 50,783.34 | S/ 949,629.34 |
| 5.60% | S/ 12,327.55 | S/ 24,824.17 | S/ 37,492.18 | S/ 50,333.93 | S/ 949,179.93 |
| 5.50% | S/ 12,111.77 | S/ 24,386.73 | S/ 36,827.11 | S/ 49,435.11 | S/ 948,281.11 |
| 5.30% | S/ 11,679.74 | S/ 23,511.24 | S/ 35,496.49 | S/ 47,637.47 | S/ 946,483.47 |
| 5.25% | S/ 11,571.63 | S/ 23,292.24 | S/ 35,163.73 | S/ 47,188.06 | S/ 946,034.06 |
| 5.05% | S/ 11,138.83 | S/ 22,415.71 | S/ 33,832.32 | S/ 45,390.42 | S/ 944,236.42 |
| 5.00% | S/ 11,030.54 | S/ 22,196.44 | S/ 33,499.37 | S/ 44,941.01 | S/ 943,787.01 |
| 4.95% | S/ 10,922.20 | S/ 21,977.13 | S/ 33,166.38 | S/ 44,491.60 | S/ 943,337.60 |
| 4.75% | S/ 10,488.48 | S/ 21,099.34 | S/ 31,834.02 | S/ 42,693.96 | S/ 941,539.96 |
| 4.55% | S/ 10,054.13 | S/ 20,220.72 | S/ 30,501.02 | S/ 40,896.32 | S/ 939,742.32 |
| 4.50% | S/ 9,945.44 | S/ 20,000.93 | S/ 30,167.67 | S/ 40,446.91 | S/ 939,292.91 |
| 4.40% | S/ 9,727.96 | S/ 19,561.20 | S/ 29,500.86 | S/ 39,548.09 | S/ 938,394.09 |
| 4.30% | S/ 9,510.31 | S/ 19,121.25 | S/ 28,833.88 | S/ 38,649.27 | S/ 937,495.27 |
| 4.25% | S/ 9,401.43 | S/ 18,901.20 | S/ 28,500.33 | S/ 38,199.86 | S/ 937,045.86 |
| 4.20% | S/ 9,292.51 | S/ 18,681.10 | S/ 28,166.74 | S/ 37,750.45 | S/ 936,596.45 |
| 4.15% | S/ 9,183.56 | S/ 18,460.94 | S/ 27,833.11 | S/ 37,301.04 | S/ 936,147.04 |
| 4.00% | S/ 8,856.45 | S/ 17,800.16 | S/ 26,831.99 | S/ 35,952.81 | S/ 934,798.81 |
| 3.90% | S/ 8,638.18 | S/ 17,359.37 | S/ 26,164.37 | S/ 35,053.99 | S/ 933,899.99 |
| 3.75% | S/ 8,310.47 | S/ 16,697.79 | S/ 25,162.64 | S/ 33,705.76 | S/ 932,551.76 |
| 3.50% | S/ 7,763.52 | S/ 15,594.09 | S/ 23,492.29 | S/ 31,458.71 | S/ 930,304.71 |
| 3.00% | S/ 6,666.62 | S/ 13,382.68 | S/ 20,148.56 | S/ 26,964.61 | S/ 925,810.61 |
| 2.75% | S/ 6,116.67 | S/ 12,274.97 | S/ 18,475.17 | S/ 24,717.56 | S/ 923,563.56 |
| 2.50% | S/ 5,565.72 | S/ 11,165.90 | S/ 16,800.76 | S/ 22,470.51 | S/ 921,316.51 |
| 2.00% | S/ 4,460.79 | S/ 8,943.71 | S/ 13,448.88 | S/ 17,976.41 | S/ 916,822.41 |
| 1.35% | S/ 3,018.28 | S/ 6,046.70 | S/ 9,085.29 | S/ 12,134.08 | S/ 910,980.08 |
| 1.00% | S/ 2,238.67 | S/ 4,482.92 | S/ 6,732.76 | S/ 8,988.21 | S/ 907,834.21 |
| 0.10% | S/ 224.62 | S/ 449.30 | S/ 674.03 | S/ 898.82 | S/ 899,744.82 |
Sobre los datos
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Para S/ 898,846 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 898,846 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.