Cálculo de intereses
Ahorrando S/ 897,456
Veamos que pasaría si Usted ahorrara 897,456 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 897,456.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,252.57 | S/ 20,622.26 | S/ 31,110.41 | S/ 41,718.38 | S/ 939,174.38 |
| 8.50% | S/ 18,491.02 | S/ 37,363.02 | S/ 56,623.85 | S/ 76,281.54 | S/ 973,737.54 |
| 8.00% | S/ 17,433.98 | S/ 35,206.63 | S/ 53,324.53 | S/ 71,794.39 | S/ 969,250.39 |
| 7.10% | S/ 15,522.03 | S/ 31,312.51 | S/ 47,376.11 | S/ 63,717.53 | S/ 961,173.53 |
| 7.00% | S/ 15,308.84 | S/ 30,878.83 | S/ 46,714.40 | S/ 62,820.10 | S/ 960,276.10 |
| 6.50% | S/ 14,240.69 | S/ 28,707.34 | S/ 43,403.55 | S/ 58,332.95 | S/ 955,788.95 |
| 6.10% | S/ 13,383.45 | S/ 26,966.48 | S/ 40,752.07 | S/ 54,743.24 | S/ 952,199.24 |
| 6.20% | S/ 13,597.98 | S/ 27,402.00 | S/ 41,415.17 | S/ 55,640.67 | S/ 953,096.67 |
| 5.90% | S/ 12,953.92 | S/ 26,094.82 | S/ 39,425.39 | S/ 52,948.38 | S/ 950,404.38 |
| 5.75% | S/ 12,631.37 | S/ 25,440.53 | S/ 38,429.97 | S/ 51,602.23 | S/ 949,058.23 |
| 5.70% | S/ 12,523.78 | S/ 25,222.33 | S/ 38,098.09 | S/ 51,153.52 | S/ 948,609.52 |
| 5.65% | S/ 12,416.15 | S/ 25,004.08 | S/ 37,766.16 | S/ 50,704.80 | S/ 948,160.80 |
| 5.60% | S/ 12,308.49 | S/ 24,785.78 | S/ 37,434.20 | S/ 50,256.09 | S/ 947,712.09 |
| 5.50% | S/ 12,093.04 | S/ 24,349.02 | S/ 36,770.16 | S/ 49,358.66 | S/ 946,814.66 |
| 5.30% | S/ 11,661.67 | S/ 23,474.88 | S/ 35,441.59 | S/ 47,563.80 | S/ 945,019.80 |
| 5.25% | S/ 11,553.74 | S/ 23,256.22 | S/ 35,109.35 | S/ 47,115.09 | S/ 944,571.09 |
| 5.05% | S/ 11,121.61 | S/ 22,381.04 | S/ 33,780.00 | S/ 45,320.23 | S/ 942,776.23 |
| 5.00% | S/ 11,013.48 | S/ 22,162.12 | S/ 33,447.57 | S/ 44,871.51 | S/ 942,327.51 |
| 4.95% | S/ 10,905.31 | S/ 21,943.14 | S/ 33,115.09 | S/ 44,422.80 | S/ 941,878.80 |
| 4.75% | S/ 10,472.26 | S/ 21,066.71 | S/ 31,784.79 | S/ 42,627.94 | S/ 940,083.94 |
| 4.55% | S/ 10,038.58 | S/ 20,189.45 | S/ 30,453.86 | S/ 40,833.08 | S/ 938,289.08 |
| 4.50% | S/ 9,930.06 | S/ 19,970.00 | S/ 30,121.02 | S/ 40,384.36 | S/ 937,840.36 |
| 4.40% | S/ 9,712.91 | S/ 19,530.95 | S/ 29,455.24 | S/ 39,486.93 | S/ 936,942.93 |
| 4.30% | S/ 9,495.61 | S/ 19,091.68 | S/ 28,789.29 | S/ 38,589.50 | S/ 936,045.50 |
| 4.25% | S/ 9,386.90 | S/ 18,871.97 | S/ 28,456.26 | S/ 38,140.79 | S/ 935,596.79 |
| 4.20% | S/ 9,278.14 | S/ 18,652.21 | S/ 28,123.19 | S/ 37,692.07 | S/ 935,148.07 |
| 4.15% | S/ 9,169.35 | S/ 18,432.39 | S/ 27,790.07 | S/ 37,243.36 | S/ 934,699.36 |
| 4.00% | S/ 8,842.75 | S/ 17,772.63 | S/ 26,790.49 | S/ 35,897.22 | S/ 933,353.22 |
| 3.90% | S/ 8,624.82 | S/ 17,332.52 | S/ 26,123.91 | S/ 34,999.79 | S/ 932,455.79 |
| 3.75% | S/ 8,297.62 | S/ 16,671.96 | S/ 25,123.73 | S/ 33,653.64 | S/ 931,109.64 |
| 3.50% | S/ 7,751.51 | S/ 15,569.97 | S/ 23,455.96 | S/ 31,410.07 | S/ 928,866.07 |
| 3.00% | S/ 6,656.31 | S/ 13,361.99 | S/ 20,117.40 | S/ 26,922.91 | S/ 924,378.91 |
| 2.75% | S/ 6,107.21 | S/ 12,255.98 | S/ 18,446.60 | S/ 24,679.34 | S/ 922,135.34 |
| 2.50% | S/ 5,557.11 | S/ 11,148.64 | S/ 16,774.78 | S/ 22,435.76 | S/ 919,891.76 |
| 2.00% | S/ 4,453.89 | S/ 8,929.88 | S/ 13,428.08 | S/ 17,948.61 | S/ 915,404.61 |
| 1.35% | S/ 3,013.62 | S/ 6,037.35 | S/ 9,071.24 | S/ 12,115.31 | S/ 909,571.31 |
| 1.00% | S/ 2,235.21 | S/ 4,475.99 | S/ 6,722.35 | S/ 8,974.31 | S/ 906,430.31 |
| 0.10% | S/ 224.27 | S/ 448.60 | S/ 672.99 | S/ 897.43 | S/ 898,353.43 |
Sobre los datos
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Para S/ 897,456 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 897,456 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
