Cálculo de intereses
Ahorrando S/ 894,632
Veamos que pasaría si Usted ahorrara 894,632 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 894,632.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,220.30 | S/ 20,557.36 | S/ 31,012.52 | S/ 41,587.11 | S/ 936,219.11 |
| 8.50% | S/ 18,432.83 | S/ 37,245.45 | S/ 56,445.68 | S/ 76,041.50 | S/ 970,673.50 |
| 8.00% | S/ 17,379.12 | S/ 35,095.85 | S/ 53,156.74 | S/ 71,568.48 | S/ 966,200.48 |
| 7.10% | S/ 15,473.18 | S/ 31,213.98 | S/ 47,227.03 | S/ 63,517.03 | S/ 958,149.03 |
| 7.00% | S/ 15,260.67 | S/ 30,781.66 | S/ 46,567.41 | S/ 62,622.43 | S/ 957,254.43 |
| 6.50% | S/ 14,195.87 | S/ 28,617.01 | S/ 43,266.97 | S/ 58,149.40 | S/ 952,781.40 |
| 6.10% | S/ 13,341.33 | S/ 26,881.62 | S/ 40,623.83 | S/ 54,570.98 | S/ 949,202.98 |
| 6.20% | S/ 13,555.20 | S/ 27,315.78 | S/ 41,284.85 | S/ 55,465.58 | S/ 950,097.58 |
| 5.90% | S/ 12,913.16 | S/ 26,012.71 | S/ 39,301.33 | S/ 52,781.77 | S/ 947,413.77 |
| 5.75% | S/ 12,591.63 | S/ 25,360.48 | S/ 38,309.05 | S/ 51,439.86 | S/ 946,071.86 |
| 5.70% | S/ 12,484.37 | S/ 25,142.97 | S/ 37,978.20 | S/ 50,992.56 | S/ 945,624.56 |
| 5.65% | S/ 12,377.08 | S/ 24,925.40 | S/ 37,647.33 | S/ 50,545.25 | S/ 945,177.25 |
| 5.60% | S/ 12,269.75 | S/ 24,707.79 | S/ 37,316.41 | S/ 50,097.95 | S/ 944,729.95 |
| 5.50% | S/ 12,054.98 | S/ 24,272.40 | S/ 36,654.45 | S/ 49,203.35 | S/ 943,835.35 |
| 5.30% | S/ 11,624.98 | S/ 23,401.02 | S/ 35,330.07 | S/ 47,414.13 | S/ 942,046.13 |
| 5.25% | S/ 11,517.38 | S/ 23,183.04 | S/ 34,998.88 | S/ 46,966.83 | S/ 941,598.83 |
| 5.05% | S/ 11,086.61 | S/ 22,310.62 | S/ 33,673.71 | S/ 45,177.62 | S/ 939,809.62 |
| 5.00% | S/ 10,978.82 | S/ 22,092.38 | S/ 33,342.32 | S/ 44,730.32 | S/ 939,362.32 |
| 4.95% | S/ 10,871.00 | S/ 21,874.09 | S/ 33,010.89 | S/ 44,283.01 | S/ 938,915.01 |
| 4.75% | S/ 10,439.30 | S/ 21,000.42 | S/ 31,684.77 | S/ 42,493.80 | S/ 937,125.80 |
| 4.55% | S/ 10,006.99 | S/ 20,125.92 | S/ 30,358.03 | S/ 40,704.59 | S/ 935,336.59 |
| 4.50% | S/ 9,898.82 | S/ 19,907.16 | S/ 30,026.24 | S/ 40,257.29 | S/ 934,889.29 |
| 4.40% | S/ 9,682.35 | S/ 19,469.49 | S/ 29,362.55 | S/ 39,362.68 | S/ 933,994.68 |
| 4.30% | S/ 9,465.73 | S/ 19,031.61 | S/ 28,698.70 | S/ 38,468.08 | S/ 933,100.08 |
| 4.25% | S/ 9,357.36 | S/ 18,812.59 | S/ 28,366.72 | S/ 38,020.77 | S/ 932,652.77 |
| 4.20% | S/ 9,248.95 | S/ 18,593.52 | S/ 28,034.69 | S/ 37,573.47 | S/ 932,205.47 |
| 4.15% | S/ 9,140.50 | S/ 18,374.39 | S/ 27,702.63 | S/ 37,126.17 | S/ 931,758.17 |
| 4.00% | S/ 8,814.92 | S/ 17,716.70 | S/ 26,706.19 | S/ 35,784.26 | S/ 930,416.26 |
| 3.90% | S/ 8,597.68 | S/ 17,277.98 | S/ 26,041.71 | S/ 34,889.65 | S/ 929,521.65 |
| 3.75% | S/ 8,271.51 | S/ 16,619.50 | S/ 25,044.67 | S/ 33,547.74 | S/ 928,179.74 |
| 3.50% | S/ 7,727.12 | S/ 15,520.98 | S/ 23,382.15 | S/ 31,311.23 | S/ 925,943.23 |
| 3.00% | S/ 6,635.36 | S/ 13,319.94 | S/ 20,054.10 | S/ 26,838.20 | S/ 921,470.20 |
| 2.75% | S/ 6,087.99 | S/ 12,217.42 | S/ 18,388.55 | S/ 24,601.68 | S/ 919,233.68 |
| 2.50% | S/ 5,539.63 | S/ 11,113.55 | S/ 16,722.00 | S/ 22,365.17 | S/ 916,997.17 |
| 2.00% | S/ 4,439.87 | S/ 8,901.78 | S/ 13,385.83 | S/ 17,892.13 | S/ 912,524.13 |
| 1.35% | S/ 3,004.13 | S/ 6,018.35 | S/ 9,042.69 | S/ 12,077.19 | S/ 906,709.19 |
| 1.00% | S/ 2,228.18 | S/ 4,461.91 | S/ 6,701.20 | S/ 8,946.07 | S/ 903,578.07 |
| 0.10% | S/ 223.57 | S/ 447.19 | S/ 670.87 | S/ 894.61 | S/ 895,526.61 |
Sobre los datos
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Para S/ 894,632 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 894,632 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.