Veamos que pasaría si ahorras 893,809 soles a plazo fijo en diferentes bancos o financieras.
DePeru.com | S/ 893,809
En la actualidad el interés más alto que brinda el sistema financiero es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 893,809.
| Tasas TEA |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 8.50% | S/ 18,415.87 | S/ 37,211.18 | S/ 56,393.75 | S/ 75,971.55 | S/ 969,780.55 |
| 8.00% | S/ 17,363.13 | S/ 35,063.56 | S/ 53,107.84 | S/ 71,502.64 | S/ 965,311.64 |
| 7.10% | S/ 15,458.95 | S/ 31,185.27 | S/ 47,183.58 | S/ 63,458.60 | S/ 957,267.60 |
| 7.00% | S/ 15,246.63 | S/ 30,753.34 | S/ 46,524.57 | S/ 62,564.82 | S/ 956,373.82 |
| 6.50% | S/ 14,182.82 | S/ 28,590.68 | S/ 43,227.17 | S/ 58,095.91 | S/ 951,904.91 |
| 6.10% | S/ 13,329.06 | S/ 26,856.89 | S/ 40,586.46 | S/ 54,520.78 | S/ 948,329.78 |
| 6.20% | S/ 13,542.73 | S/ 27,290.65 | S/ 41,246.87 | S/ 55,414.56 | S/ 949,223.56 |
| 5.90% | S/ 12,901.28 | S/ 25,988.78 | S/ 39,265.18 | S/ 52,733.21 | S/ 946,542.21 |
| 5.75% | S/ 12,580.04 | S/ 25,337.15 | S/ 38,273.80 | S/ 51,392.54 | S/ 945,201.54 |
| 5.70% | S/ 12,472.89 | S/ 25,119.84 | S/ 37,943.27 | S/ 50,945.65 | S/ 944,754.65 |
| 5.65% | S/ 12,365.70 | S/ 24,902.47 | S/ 37,612.69 | S/ 50,498.76 | S/ 944,307.76 |
| 5.60% | S/ 12,258.47 | S/ 24,685.06 | S/ 37,282.08 | S/ 50,051.86 | S/ 943,860.86 |
| 5.50% | S/ 12,043.89 | S/ 24,250.07 | S/ 36,620.73 | S/ 49,158.08 | S/ 942,967.08 |
| 5.30% | S/ 11,614.29 | S/ 23,379.49 | S/ 35,297.57 | S/ 47,370.52 | S/ 941,179.52 |
| 5.25% | S/ 11,506.79 | S/ 23,161.71 | S/ 34,966.68 | S/ 46,923.62 | S/ 940,732.62 |
| 5.05% | S/ 11,076.41 | S/ 22,290.09 | S/ 33,642.73 | S/ 45,136.06 | S/ 938,945.06 |
| 5.00% | S/ 10,968.72 | S/ 22,072.06 | S/ 33,311.65 | S/ 44,689.17 | S/ 938,498.17 |
| 4.95% | S/ 10,861.00 | S/ 21,853.97 | S/ 32,980.52 | S/ 44,242.28 | S/ 938,051.28 |
| 4.75% | S/ 10,429.70 | S/ 20,981.10 | S/ 31,655.63 | S/ 42,454.71 | S/ 936,263.71 |
| 4.55% | S/ 9,997.79 | S/ 20,107.40 | S/ 30,330.10 | S/ 40,667.15 | S/ 934,476.15 |
| 4.50% | S/ 9,889.71 | S/ 19,888.85 | S/ 29,998.62 | S/ 40,220.25 | S/ 934,029.25 |
| 4.40% | S/ 9,673.44 | S/ 19,451.58 | S/ 29,335.54 | S/ 39,326.47 | S/ 933,135.47 |
| 4.30% | S/ 9,457.02 | S/ 19,014.10 | S/ 28,672.30 | S/ 38,432.69 | S/ 932,241.69 |
| 4.25% | S/ 9,348.75 | S/ 18,795.28 | S/ 28,340.62 | S/ 37,985.80 | S/ 931,794.80 |
| 4.20% | S/ 9,240.44 | S/ 18,576.41 | S/ 28,008.90 | S/ 37,538.91 | S/ 931,347.91 |
| 4.15% | S/ 9,132.09 | S/ 18,357.49 | S/ 27,677.14 | S/ 37,092.01 | S/ 930,901.01 |
| 4.00% | S/ 8,806.82 | S/ 17,700.41 | S/ 26,681.63 | S/ 35,751.34 | S/ 929,560.34 |
| 3.90% | S/ 8,589.77 | S/ 17,262.09 | S/ 26,017.75 | S/ 34,857.56 | S/ 928,666.56 |
| 3.75% | S/ 8,263.90 | S/ 16,604.21 | S/ 25,021.63 | S/ 33,516.88 | S/ 927,325.88 |
| 3.50% | S/ 7,720.01 | S/ 15,506.70 | S/ 23,360.64 | S/ 31,282.42 | S/ 925,091.42 |
| 3.00% | S/ 6,629.26 | S/ 13,307.69 | S/ 20,035.65 | S/ 26,813.51 | S/ 920,622.51 |
| 2.75% | S/ 6,082.39 | S/ 12,206.18 | S/ 18,371.64 | S/ 24,579.05 | S/ 918,388.05 |
| 2.50% | S/ 5,534.53 | S/ 11,103.33 | S/ 16,706.61 | S/ 22,344.59 | S/ 916,153.59 |
| 2.00% | S/ 4,435.79 | S/ 8,893.59 | S/ 13,373.52 | S/ 17,875.67 | S/ 911,684.67 |
| 1.35% | S/ 3,001.37 | S/ 6,012.82 | S/ 9,034.38 | S/ 12,066.08 | S/ 905,875.08 |
| 1.00% | S/ 2,226.13 | S/ 4,457.80 | S/ 6,695.03 | S/ 8,937.84 | S/ 902,746.84 |
| 0.10% | S/ 223.36 | S/ 446.78 | S/ 670.25 | S/ 893.78 | S/ 894,702.78 |
| 4.65% promedio | S/ 10,210.90 | S/ 20,538.45 | S/ 30,983.99 | S/ 41,548.85 | S/ 935,357.85 |
El promedio de las tasas de interés TEA es de 4.65% en soles.
(*) Los cálculos de esta simulación no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%
La apróximación y el redondeo decimal pueden variar a los cálculos de su entidad financiera.
Las tasas TEA en esta página son reales de algunos bancos y financieras.
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