Cálculo de intereses
Ahorrando S/ 892,778
Veamos que pasaría si Usted ahorrara 892,778 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 892,778.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,199.12 | S/ 20,514.76 | S/ 30,948.25 | S/ 41,500.92 | S/ 934,278.92 |
| 8.50% | S/ 18,394.63 | S/ 37,168.26 | S/ 56,328.70 | S/ 75,883.92 | S/ 968,661.92 |
| 8.00% | S/ 17,343.10 | S/ 35,023.11 | S/ 53,046.58 | S/ 71,420.16 | S/ 964,198.16 |
| 7.10% | S/ 15,441.12 | S/ 31,149.30 | S/ 47,129.16 | S/ 63,385.40 | S/ 956,163.40 |
| 7.00% | S/ 15,229.05 | S/ 30,717.87 | S/ 46,470.90 | S/ 62,492.65 | S/ 955,270.65 |
| 6.50% | S/ 14,166.46 | S/ 28,557.70 | S/ 43,177.31 | S/ 58,028.89 | S/ 950,806.89 |
| 6.10% | S/ 13,313.69 | S/ 26,825.92 | S/ 40,539.65 | S/ 54,457.89 | S/ 947,235.89 |
| 6.20% | S/ 13,527.10 | S/ 27,259.17 | S/ 41,199.30 | S/ 55,350.64 | S/ 948,128.64 |
| 5.90% | S/ 12,886.40 | S/ 25,958.80 | S/ 39,219.89 | S/ 52,672.38 | S/ 945,450.38 |
| 5.75% | S/ 12,565.53 | S/ 25,307.92 | S/ 38,229.66 | S/ 51,333.26 | S/ 944,111.26 |
| 5.70% | S/ 12,458.50 | S/ 25,090.86 | S/ 37,899.50 | S/ 50,886.88 | S/ 943,664.88 |
| 5.65% | S/ 12,351.43 | S/ 24,873.75 | S/ 37,569.31 | S/ 50,440.51 | S/ 943,218.51 |
| 5.60% | S/ 12,244.33 | S/ 24,656.58 | S/ 37,239.07 | S/ 49,994.13 | S/ 942,772.13 |
| 5.50% | S/ 12,030.00 | S/ 24,222.10 | S/ 36,578.49 | S/ 49,101.38 | S/ 941,879.38 |
| 5.30% | S/ 11,600.89 | S/ 23,352.52 | S/ 35,256.85 | S/ 47,315.87 | S/ 940,093.87 |
| 5.25% | S/ 11,493.51 | S/ 23,135.00 | S/ 34,926.35 | S/ 46,869.50 | S/ 939,647.50 |
| 5.05% | S/ 11,063.64 | S/ 22,264.38 | S/ 33,603.93 | S/ 45,084.00 | S/ 937,862.00 |
| 5.00% | S/ 10,956.07 | S/ 22,046.60 | S/ 33,273.22 | S/ 44,637.62 | S/ 937,415.62 |
| 4.95% | S/ 10,848.47 | S/ 21,828.76 | S/ 32,942.48 | S/ 44,191.24 | S/ 936,969.24 |
| 4.75% | S/ 10,417.67 | S/ 20,956.90 | S/ 31,619.11 | S/ 42,405.74 | S/ 935,183.74 |
| 4.55% | S/ 9,986.25 | S/ 20,084.21 | S/ 30,295.11 | S/ 40,620.24 | S/ 933,398.24 |
| 4.50% | S/ 9,878.30 | S/ 19,865.90 | S/ 29,964.02 | S/ 40,173.86 | S/ 932,951.86 |
| 4.40% | S/ 9,662.28 | S/ 19,429.14 | S/ 29,301.70 | S/ 39,281.11 | S/ 932,059.11 |
| 4.30% | S/ 9,446.11 | S/ 18,992.17 | S/ 28,639.23 | S/ 38,388.36 | S/ 931,166.36 |
| 4.25% | S/ 9,337.97 | S/ 18,773.60 | S/ 28,307.93 | S/ 37,941.98 | S/ 930,719.98 |
| 4.20% | S/ 9,229.78 | S/ 18,554.98 | S/ 27,976.59 | S/ 37,495.60 | S/ 930,273.60 |
| 4.15% | S/ 9,121.56 | S/ 18,336.31 | S/ 27,645.22 | S/ 37,049.23 | S/ 929,827.23 |
| 4.00% | S/ 8,796.66 | S/ 17,679.99 | S/ 26,650.85 | S/ 35,710.10 | S/ 928,488.10 |
| 3.90% | S/ 8,579.86 | S/ 17,242.18 | S/ 25,987.74 | S/ 34,817.35 | S/ 927,595.35 |
| 3.75% | S/ 8,254.37 | S/ 16,585.06 | S/ 24,992.77 | S/ 33,478.22 | S/ 926,256.22 |
| 3.50% | S/ 7,711.10 | S/ 15,488.81 | S/ 23,333.70 | S/ 31,246.34 | S/ 924,024.34 |
| 3.00% | S/ 6,621.61 | S/ 13,292.34 | S/ 20,012.54 | S/ 26,782.58 | S/ 919,560.58 |
| 2.75% | S/ 6,075.38 | S/ 12,192.10 | S/ 18,350.44 | S/ 24,550.70 | S/ 917,328.70 |
| 2.50% | S/ 5,528.15 | S/ 11,090.52 | S/ 16,687.34 | S/ 22,318.82 | S/ 915,096.82 |
| 2.00% | S/ 4,430.67 | S/ 8,883.33 | S/ 13,358.09 | S/ 17,855.06 | S/ 910,633.06 |
| 1.35% | S/ 2,997.91 | S/ 6,005.88 | S/ 9,023.95 | S/ 12,052.16 | S/ 904,830.16 |
| 1.00% | S/ 2,223.56 | S/ 4,452.66 | S/ 6,687.31 | S/ 8,927.53 | S/ 901,705.53 |
| 0.10% | S/ 223.10 | S/ 446.26 | S/ 669.48 | S/ 892.75 | S/ 893,670.75 |
Sobre los datos
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Para S/ 892,778 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 892,778 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.