Cálculo de intereses
Ahorrando S/ 892,190
Veamos que pasaría si Usted ahorrara 892,190 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2020) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 892,190.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,192.41 | S/ 20,501.25 | S/ 30,927.86 | S/ 41,473.59 | S/ 933,663.59 |
| 8.50% | S/ 18,382.52 | S/ 37,143.78 | S/ 56,291.60 | S/ 75,833.94 | S/ 968,023.94 |
| 8.00% | S/ 17,331.68 | S/ 35,000.05 | S/ 53,011.64 | S/ 71,373.12 | S/ 963,563.12 |
| 7.10% | S/ 15,430.95 | S/ 31,128.78 | S/ 47,098.12 | S/ 63,343.65 | S/ 955,533.65 |
| 7.00% | S/ 15,219.02 | S/ 30,697.64 | S/ 46,440.30 | S/ 62,451.49 | S/ 954,641.49 |
| 6.50% | S/ 14,157.13 | S/ 28,538.89 | S/ 43,148.87 | S/ 57,990.67 | S/ 950,180.67 |
| 6.10% | S/ 13,304.92 | S/ 26,808.25 | S/ 40,512.95 | S/ 54,422.02 | S/ 946,612.02 |
| 6.20% | S/ 13,518.20 | S/ 27,241.21 | S/ 41,172.16 | S/ 55,314.18 | S/ 947,504.18 |
| 5.90% | S/ 12,877.91 | S/ 25,941.70 | S/ 39,194.05 | S/ 52,637.69 | S/ 944,827.69 |
| 5.75% | S/ 12,557.26 | S/ 25,291.25 | S/ 38,204.48 | S/ 51,299.45 | S/ 943,489.45 |
| 5.70% | S/ 12,450.30 | S/ 25,074.34 | S/ 37,874.54 | S/ 50,853.37 | S/ 943,043.37 |
| 5.65% | S/ 12,343.30 | S/ 24,857.37 | S/ 37,544.56 | S/ 50,407.28 | S/ 942,597.28 |
| 5.60% | S/ 12,236.26 | S/ 24,640.34 | S/ 37,214.55 | S/ 49,961.20 | S/ 942,151.20 |
| 5.50% | S/ 12,022.08 | S/ 24,206.15 | S/ 36,554.40 | S/ 49,069.04 | S/ 941,259.04 |
| 5.30% | S/ 11,593.25 | S/ 23,337.14 | S/ 35,233.63 | S/ 47,284.71 | S/ 939,474.71 |
| 5.25% | S/ 11,485.94 | S/ 23,119.76 | S/ 34,903.34 | S/ 46,838.63 | S/ 939,028.63 |
| 5.05% | S/ 11,056.35 | S/ 22,249.72 | S/ 33,581.79 | S/ 45,054.30 | S/ 937,244.30 |
| 5.00% | S/ 10,948.86 | S/ 22,032.08 | S/ 33,251.31 | S/ 44,608.22 | S/ 936,798.22 |
| 4.95% | S/ 10,841.32 | S/ 21,814.38 | S/ 32,920.78 | S/ 44,162.14 | S/ 936,352.14 |
| 4.75% | S/ 10,410.81 | S/ 20,943.10 | S/ 31,598.29 | S/ 42,377.81 | S/ 934,567.81 |
| 4.55% | S/ 9,979.68 | S/ 20,070.98 | S/ 30,275.16 | S/ 40,593.48 | S/ 932,783.48 |
| 4.50% | S/ 9,871.80 | S/ 19,852.82 | S/ 29,944.28 | S/ 40,147.40 | S/ 932,337.40 |
| 4.40% | S/ 9,655.92 | S/ 19,416.34 | S/ 29,282.40 | S/ 39,255.24 | S/ 931,445.24 |
| 4.30% | S/ 9,439.89 | S/ 18,979.66 | S/ 28,620.36 | S/ 38,363.07 | S/ 930,553.07 |
| 4.25% | S/ 9,331.82 | S/ 18,761.24 | S/ 28,289.28 | S/ 37,916.99 | S/ 930,106.99 |
| 4.20% | S/ 9,223.70 | S/ 18,542.76 | S/ 27,958.17 | S/ 37,470.91 | S/ 929,660.91 |
| 4.15% | S/ 9,115.55 | S/ 18,324.24 | S/ 27,627.01 | S/ 37,024.83 | S/ 929,214.83 |
| 4.00% | S/ 8,790.86 | S/ 17,668.34 | S/ 26,633.30 | S/ 35,686.58 | S/ 927,876.58 |
| 3.90% | S/ 8,574.21 | S/ 17,230.82 | S/ 25,970.62 | S/ 34,794.42 | S/ 926,984.42 |
| 3.75% | S/ 8,248.93 | S/ 16,574.14 | S/ 24,976.31 | S/ 33,456.17 | S/ 925,646.17 |
| 3.50% | S/ 7,706.03 | S/ 15,478.61 | S/ 23,318.33 | S/ 31,225.76 | S/ 923,415.76 |
| 3.00% | S/ 6,617.25 | S/ 13,283.58 | S/ 19,999.36 | S/ 26,764.94 | S/ 918,954.94 |
| 2.75% | S/ 6,071.38 | S/ 12,184.07 | S/ 18,338.36 | S/ 24,534.53 | S/ 916,724.53 |
| 2.50% | S/ 5,524.51 | S/ 11,083.22 | S/ 16,676.35 | S/ 22,304.12 | S/ 914,494.12 |
| 2.00% | S/ 4,427.75 | S/ 8,877.48 | S/ 13,349.29 | S/ 17,843.30 | S/ 910,033.30 |
| 1.35% | S/ 2,995.93 | S/ 6,001.92 | S/ 9,018.01 | S/ 12,044.23 | S/ 904,234.23 |
| 1.00% | S/ 2,222.10 | S/ 4,449.73 | S/ 6,682.91 | S/ 8,921.65 | S/ 901,111.65 |
| 0.10% | S/ 222.96 | S/ 445.97 | S/ 669.04 | S/ 892.17 | S/ 893,082.17 |
Sobre los datos
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Para S/ 892,190 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 892,190 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
