Cálculo de intereses
Ahorrando S/ 890,766
Veamos que pasaría si Usted ahorrara 890,766 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 890,766.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,176.14 | S/ 20,468.53 | S/ 30,878.50 | S/ 41,407.40 | S/ 932,173.40 |
| 8.50% | S/ 18,353.18 | S/ 37,084.50 | S/ 56,201.76 | S/ 75,712.90 | S/ 966,478.90 |
| 8.00% | S/ 17,304.02 | S/ 34,944.18 | S/ 52,927.03 | S/ 71,259.21 | S/ 962,025.21 |
| 7.10% | S/ 15,406.32 | S/ 31,079.10 | S/ 47,022.95 | S/ 63,242.55 | S/ 954,008.55 |
| 7.00% | S/ 15,194.73 | S/ 30,648.64 | S/ 46,366.17 | S/ 62,351.81 | S/ 953,117.81 |
| 6.50% | S/ 14,134.53 | S/ 28,493.34 | S/ 43,080.00 | S/ 57,898.12 | S/ 948,664.12 |
| 6.10% | S/ 13,283.68 | S/ 26,765.46 | S/ 40,448.29 | S/ 54,335.16 | S/ 945,101.16 |
| 6.20% | S/ 13,496.62 | S/ 27,197.74 | S/ 41,106.45 | S/ 55,225.90 | S/ 945,991.90 |
| 5.90% | S/ 12,857.36 | S/ 25,900.30 | S/ 39,131.50 | S/ 52,553.68 | S/ 943,319.68 |
| 5.75% | S/ 12,537.22 | S/ 25,250.89 | S/ 38,143.50 | S/ 51,217.57 | S/ 941,983.57 |
| 5.70% | S/ 12,430.43 | S/ 25,034.31 | S/ 37,814.09 | S/ 50,772.20 | S/ 941,538.20 |
| 5.65% | S/ 12,323.60 | S/ 24,817.69 | S/ 37,484.64 | S/ 50,326.83 | S/ 941,092.83 |
| 5.60% | S/ 12,216.73 | S/ 24,601.02 | S/ 37,155.15 | S/ 49,881.46 | S/ 940,647.46 |
| 5.50% | S/ 12,002.89 | S/ 24,167.51 | S/ 36,496.06 | S/ 48,990.72 | S/ 939,756.72 |
| 5.30% | S/ 11,574.74 | S/ 23,299.89 | S/ 35,177.40 | S/ 47,209.24 | S/ 937,975.24 |
| 5.25% | S/ 11,467.61 | S/ 23,082.86 | S/ 34,847.64 | S/ 46,763.87 | S/ 937,529.87 |
| 5.05% | S/ 11,038.70 | S/ 22,214.20 | S/ 33,528.19 | S/ 44,982.39 | S/ 935,748.39 |
| 5.00% | S/ 10,931.38 | S/ 21,996.91 | S/ 33,198.24 | S/ 44,537.02 | S/ 935,303.02 |
| 4.95% | S/ 10,824.02 | S/ 21,779.57 | S/ 32,868.24 | S/ 44,091.65 | S/ 934,857.65 |
| 4.75% | S/ 10,394.19 | S/ 20,909.67 | S/ 31,547.85 | S/ 42,310.17 | S/ 933,076.17 |
| 4.55% | S/ 9,963.75 | S/ 20,038.95 | S/ 30,226.84 | S/ 40,528.69 | S/ 931,294.69 |
| 4.50% | S/ 9,856.04 | S/ 19,821.13 | S/ 29,896.49 | S/ 40,083.32 | S/ 930,849.32 |
| 4.40% | S/ 9,640.51 | S/ 19,385.35 | S/ 29,235.66 | S/ 39,192.58 | S/ 929,958.58 |
| 4.30% | S/ 9,424.82 | S/ 18,949.37 | S/ 28,574.68 | S/ 38,301.84 | S/ 929,067.84 |
| 4.25% | S/ 9,316.92 | S/ 18,731.29 | S/ 28,244.13 | S/ 37,856.47 | S/ 928,622.47 |
| 4.20% | S/ 9,208.98 | S/ 18,513.17 | S/ 27,913.54 | S/ 37,411.10 | S/ 928,177.10 |
| 4.15% | S/ 9,101.00 | S/ 18,294.99 | S/ 27,582.91 | S/ 36,965.73 | S/ 927,731.73 |
| 4.00% | S/ 8,776.83 | S/ 17,640.14 | S/ 26,590.79 | S/ 35,629.62 | S/ 926,395.62 |
| 3.90% | S/ 8,560.52 | S/ 17,203.32 | S/ 25,929.17 | S/ 34,738.88 | S/ 925,504.88 |
| 3.75% | S/ 8,235.77 | S/ 16,547.68 | S/ 24,936.45 | S/ 33,402.77 | S/ 924,168.77 |
| 3.50% | S/ 7,693.73 | S/ 15,453.91 | S/ 23,281.11 | S/ 31,175.92 | S/ 921,941.92 |
| 3.00% | S/ 6,606.69 | S/ 13,262.38 | S/ 19,967.44 | S/ 26,722.22 | S/ 917,488.22 |
| 2.75% | S/ 6,061.69 | S/ 12,164.62 | S/ 18,309.09 | S/ 24,495.37 | S/ 915,261.37 |
| 2.50% | S/ 5,515.69 | S/ 11,065.53 | S/ 16,649.73 | S/ 22,268.52 | S/ 913,034.52 |
| 2.00% | S/ 4,420.69 | S/ 8,863.31 | S/ 13,327.99 | S/ 17,814.82 | S/ 908,580.82 |
| 1.35% | S/ 2,991.15 | S/ 5,992.35 | S/ 9,003.62 | S/ 12,025.00 | S/ 902,791.00 |
| 1.00% | S/ 2,218.55 | S/ 4,442.63 | S/ 6,672.24 | S/ 8,907.41 | S/ 899,673.41 |
| 0.10% | S/ 222.60 | S/ 445.26 | S/ 667.97 | S/ 890.74 | S/ 891,656.74 |
Sobre los datos
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Para S/ 890,766 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 890,766 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.