Cálculo de intereses
Ahorrando S/ 890,449
Veamos que pasaría si Usted ahorrara 890,449 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 890,449.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,172.52 | S/ 20,461.24 | S/ 30,867.51 | S/ 41,392.66 | S/ 931,841.66 |
| 8.50% | S/ 18,346.64 | S/ 37,071.30 | S/ 56,181.76 | S/ 75,685.96 | S/ 966,134.96 |
| 8.00% | S/ 17,297.86 | S/ 34,931.75 | S/ 52,908.19 | S/ 71,233.85 | S/ 961,682.85 |
| 7.10% | S/ 15,400.84 | S/ 31,068.04 | S/ 47,006.21 | S/ 63,220.05 | S/ 953,669.05 |
| 7.00% | S/ 15,189.32 | S/ 30,637.74 | S/ 46,349.67 | S/ 62,329.63 | S/ 952,778.63 |
| 6.50% | S/ 14,129.50 | S/ 28,483.20 | S/ 43,064.67 | S/ 57,877.51 | S/ 948,326.51 |
| 6.10% | S/ 13,278.95 | S/ 26,755.93 | S/ 40,433.89 | S/ 54,315.82 | S/ 944,764.82 |
| 6.20% | S/ 13,491.82 | S/ 27,188.06 | S/ 41,091.82 | S/ 55,206.25 | S/ 945,655.25 |
| 5.90% | S/ 12,852.78 | S/ 25,891.08 | S/ 39,117.57 | S/ 52,534.98 | S/ 942,983.98 |
| 5.75% | S/ 12,532.75 | S/ 25,241.90 | S/ 38,129.92 | S/ 51,199.34 | S/ 941,648.34 |
| 5.70% | S/ 12,426.00 | S/ 25,025.41 | S/ 37,800.63 | S/ 50,754.13 | S/ 941,203.13 |
| 5.65% | S/ 12,319.21 | S/ 24,808.86 | S/ 37,471.30 | S/ 50,308.92 | S/ 940,757.92 |
| 5.60% | S/ 12,212.39 | S/ 24,592.26 | S/ 37,141.93 | S/ 49,863.71 | S/ 940,312.71 |
| 5.50% | S/ 11,998.62 | S/ 24,158.91 | S/ 36,483.07 | S/ 48,973.29 | S/ 939,422.29 |
| 5.30% | S/ 11,570.62 | S/ 23,291.60 | S/ 35,164.88 | S/ 47,192.44 | S/ 937,641.44 |
| 5.25% | S/ 11,463.53 | S/ 23,074.64 | S/ 34,835.23 | S/ 46,747.23 | S/ 937,196.23 |
| 5.05% | S/ 11,034.78 | S/ 22,206.30 | S/ 33,516.26 | S/ 44,966.38 | S/ 935,415.38 |
| 5.00% | S/ 10,927.49 | S/ 21,989.08 | S/ 33,186.42 | S/ 44,521.17 | S/ 934,970.17 |
| 4.95% | S/ 10,820.17 | S/ 21,771.82 | S/ 32,856.54 | S/ 44,075.96 | S/ 934,524.96 |
| 4.75% | S/ 10,390.49 | S/ 20,902.23 | S/ 31,536.63 | S/ 42,295.12 | S/ 932,744.12 |
| 4.55% | S/ 9,960.20 | S/ 20,031.81 | S/ 30,216.08 | S/ 40,514.27 | S/ 930,963.27 |
| 4.50% | S/ 9,852.53 | S/ 19,814.08 | S/ 29,885.85 | S/ 40,069.06 | S/ 930,518.06 |
| 4.40% | S/ 9,637.08 | S/ 19,378.46 | S/ 29,225.26 | S/ 39,178.64 | S/ 929,627.64 |
| 4.30% | S/ 9,421.47 | S/ 18,942.62 | S/ 28,564.51 | S/ 38,288.21 | S/ 928,737.21 |
| 4.25% | S/ 9,313.61 | S/ 18,724.63 | S/ 28,234.08 | S/ 37,843.00 | S/ 928,292.00 |
| 4.20% | S/ 9,205.70 | S/ 18,506.58 | S/ 27,903.61 | S/ 37,397.79 | S/ 927,846.79 |
| 4.15% | S/ 9,097.76 | S/ 18,288.48 | S/ 27,573.10 | S/ 36,952.58 | S/ 927,401.58 |
| 4.00% | S/ 8,773.71 | S/ 17,633.87 | S/ 26,581.32 | S/ 35,616.94 | S/ 926,065.94 |
| 3.90% | S/ 8,557.48 | S/ 17,197.20 | S/ 25,919.94 | S/ 34,726.52 | S/ 925,175.52 |
| 3.75% | S/ 8,232.84 | S/ 16,541.79 | S/ 24,927.57 | S/ 33,390.89 | S/ 923,839.89 |
| 3.50% | S/ 7,690.99 | S/ 15,448.41 | S/ 23,272.83 | S/ 31,164.83 | S/ 921,613.83 |
| 3.00% | S/ 6,604.34 | S/ 13,257.66 | S/ 19,960.33 | S/ 26,712.71 | S/ 917,161.71 |
| 2.75% | S/ 6,059.53 | S/ 12,160.29 | S/ 18,302.57 | S/ 24,486.65 | S/ 914,935.65 |
| 2.50% | S/ 5,513.72 | S/ 11,061.59 | S/ 16,643.81 | S/ 22,260.59 | S/ 912,709.59 |
| 2.00% | S/ 4,419.11 | S/ 8,860.16 | S/ 13,323.24 | S/ 17,808.48 | S/ 908,257.48 |
| 1.35% | S/ 2,990.09 | S/ 5,990.21 | S/ 9,000.41 | S/ 12,020.72 | S/ 902,469.72 |
| 1.00% | S/ 2,217.76 | S/ 4,441.05 | S/ 6,669.87 | S/ 8,904.24 | S/ 899,353.24 |
| 0.10% | S/ 222.52 | S/ 445.10 | S/ 667.73 | S/ 890.42 | S/ 891,339.42 |
Sobre los datos
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Para S/ 890,449 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 890,449 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
