Cálculo de intereses
Ahorrando S/ 890,291
Veamos que pasaría si Usted ahorrara 890,291 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 890,291.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,170.71 | S/ 20,457.61 | S/ 30,862.03 | S/ 41,385.32 | S/ 931,676.32 |
| 8.50% | S/ 18,343.39 | S/ 37,064.72 | S/ 56,171.79 | S/ 75,672.53 | S/ 965,963.53 |
| 8.00% | S/ 17,294.79 | S/ 34,925.55 | S/ 52,898.81 | S/ 71,221.21 | S/ 961,512.21 |
| 7.10% | S/ 15,398.10 | S/ 31,062.52 | S/ 46,997.87 | S/ 63,208.83 | S/ 953,499.83 |
| 7.00% | S/ 15,186.62 | S/ 30,632.30 | S/ 46,341.45 | S/ 62,318.57 | S/ 952,609.57 |
| 6.50% | S/ 14,126.99 | S/ 28,478.15 | S/ 43,057.03 | S/ 57,867.24 | S/ 948,158.24 |
| 6.10% | S/ 13,276.60 | S/ 26,751.19 | S/ 40,426.72 | S/ 54,306.18 | S/ 944,597.18 |
| 6.20% | S/ 13,489.42 | S/ 27,183.23 | S/ 41,084.53 | S/ 55,196.45 | S/ 945,487.45 |
| 5.90% | S/ 12,850.50 | S/ 25,886.48 | S/ 39,110.63 | S/ 52,525.66 | S/ 942,816.66 |
| 5.75% | S/ 12,530.53 | S/ 25,237.42 | S/ 38,123.16 | S/ 51,190.26 | S/ 941,481.26 |
| 5.70% | S/ 12,423.80 | S/ 25,020.97 | S/ 37,793.92 | S/ 50,745.13 | S/ 941,036.13 |
| 5.65% | S/ 12,317.03 | S/ 24,804.46 | S/ 37,464.65 | S/ 50,299.99 | S/ 940,590.99 |
| 5.60% | S/ 12,210.22 | S/ 24,587.90 | S/ 37,135.34 | S/ 49,854.86 | S/ 940,145.86 |
| 5.50% | S/ 11,996.49 | S/ 24,154.63 | S/ 36,476.59 | S/ 48,964.60 | S/ 939,255.60 |
| 5.30% | S/ 11,568.57 | S/ 23,287.47 | S/ 35,158.64 | S/ 47,184.07 | S/ 937,475.07 |
| 5.25% | S/ 11,461.50 | S/ 23,070.55 | S/ 34,829.05 | S/ 46,738.94 | S/ 937,029.94 |
| 5.05% | S/ 11,032.82 | S/ 22,202.36 | S/ 33,510.32 | S/ 44,958.41 | S/ 935,249.41 |
| 5.00% | S/ 10,925.55 | S/ 21,985.18 | S/ 33,180.53 | S/ 44,513.27 | S/ 934,804.27 |
| 4.95% | S/ 10,818.25 | S/ 21,767.95 | S/ 32,850.71 | S/ 44,068.14 | S/ 934,359.14 |
| 4.75% | S/ 10,388.65 | S/ 20,898.52 | S/ 31,531.03 | S/ 42,287.61 | S/ 932,578.61 |
| 4.55% | S/ 9,958.43 | S/ 20,028.26 | S/ 30,210.72 | S/ 40,507.08 | S/ 930,798.08 |
| 4.50% | S/ 9,850.78 | S/ 19,810.56 | S/ 29,880.55 | S/ 40,061.95 | S/ 930,352.95 |
| 4.40% | S/ 9,635.37 | S/ 19,375.02 | S/ 29,220.07 | S/ 39,171.68 | S/ 929,462.68 |
| 4.30% | S/ 9,419.80 | S/ 18,939.26 | S/ 28,559.45 | S/ 38,281.42 | S/ 928,572.42 |
| 4.25% | S/ 9,311.95 | S/ 18,721.30 | S/ 28,229.07 | S/ 37,836.29 | S/ 928,127.29 |
| 4.20% | S/ 9,204.07 | S/ 18,503.30 | S/ 27,898.66 | S/ 37,391.15 | S/ 927,682.15 |
| 4.15% | S/ 9,096.15 | S/ 18,285.23 | S/ 27,568.21 | S/ 36,946.02 | S/ 927,237.02 |
| 4.00% | S/ 8,772.15 | S/ 17,630.74 | S/ 26,576.61 | S/ 35,610.62 | S/ 925,901.62 |
| 3.90% | S/ 8,555.96 | S/ 17,194.14 | S/ 25,915.34 | S/ 34,720.36 | S/ 925,011.36 |
| 3.75% | S/ 8,231.38 | S/ 16,538.86 | S/ 24,923.15 | S/ 33,384.96 | S/ 923,675.96 |
| 3.50% | S/ 7,689.62 | S/ 15,445.67 | S/ 23,268.70 | S/ 31,159.30 | S/ 921,450.30 |
| 3.00% | S/ 6,603.17 | S/ 13,255.31 | S/ 19,956.79 | S/ 26,707.97 | S/ 916,998.97 |
| 2.75% | S/ 6,058.45 | S/ 12,158.14 | S/ 18,299.33 | S/ 24,482.31 | S/ 914,773.31 |
| 2.50% | S/ 5,512.75 | S/ 11,059.63 | S/ 16,640.86 | S/ 22,256.64 | S/ 912,547.64 |
| 2.00% | S/ 4,418.33 | S/ 8,858.59 | S/ 13,320.88 | S/ 17,805.32 | S/ 908,096.32 |
| 1.35% | S/ 2,989.56 | S/ 5,989.15 | S/ 8,998.82 | S/ 12,018.59 | S/ 902,309.59 |
| 1.00% | S/ 2,217.37 | S/ 4,440.26 | S/ 6,668.68 | S/ 8,902.66 | S/ 899,193.66 |
| 0.10% | S/ 222.48 | S/ 445.02 | S/ 667.62 | S/ 890.27 | S/ 891,181.27 |
Sobre los datos
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Para S/ 890,291 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 890,291 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.