Cálculo de intereses
Ahorrando S/ 888,557
Veamos que pasaría si Usted ahorrara 888,557 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 888,557.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,150.90 | S/ 20,417.77 | S/ 30,801.93 | S/ 41,304.71 | S/ 929,861.71 |
| 8.50% | S/ 18,307.66 | S/ 36,992.53 | S/ 56,062.38 | S/ 75,525.14 | S/ 964,082.14 |
| 8.00% | S/ 17,261.11 | S/ 34,857.53 | S/ 52,795.78 | S/ 71,082.49 | S/ 959,639.49 |
| 7.10% | S/ 15,368.11 | S/ 31,002.02 | S/ 46,906.33 | S/ 63,085.72 | S/ 951,642.72 |
| 7.00% | S/ 15,157.04 | S/ 30,572.64 | S/ 46,251.19 | S/ 62,197.19 | S/ 950,754.19 |
| 6.50% | S/ 14,099.48 | S/ 28,422.68 | S/ 42,973.17 | S/ 57,754.54 | S/ 946,311.54 |
| 6.10% | S/ 13,250.74 | S/ 26,699.08 | S/ 40,347.98 | S/ 54,200.41 | S/ 942,757.41 |
| 6.20% | S/ 13,463.15 | S/ 27,130.29 | S/ 41,004.51 | S/ 55,088.94 | S/ 943,645.94 |
| 5.90% | S/ 12,825.47 | S/ 25,836.07 | S/ 39,034.46 | S/ 52,423.35 | S/ 940,980.35 |
| 5.75% | S/ 12,506.12 | S/ 25,188.27 | S/ 38,048.91 | S/ 51,090.56 | S/ 939,647.56 |
| 5.70% | S/ 12,399.60 | S/ 24,972.23 | S/ 37,720.31 | S/ 50,646.29 | S/ 939,203.29 |
| 5.65% | S/ 12,293.04 | S/ 24,756.15 | S/ 37,391.68 | S/ 50,202.03 | S/ 938,759.03 |
| 5.60% | S/ 12,186.44 | S/ 24,540.01 | S/ 37,063.01 | S/ 49,757.76 | S/ 938,314.76 |
| 5.50% | S/ 11,973.12 | S/ 24,107.58 | S/ 36,405.55 | S/ 48,869.23 | S/ 937,426.23 |
| 5.30% | S/ 11,546.04 | S/ 23,242.11 | S/ 35,090.16 | S/ 47,092.17 | S/ 935,649.17 |
| 5.25% | S/ 11,439.17 | S/ 23,025.61 | S/ 34,761.22 | S/ 46,647.90 | S/ 935,204.90 |
| 5.05% | S/ 11,011.33 | S/ 22,159.11 | S/ 33,445.05 | S/ 44,870.84 | S/ 933,427.84 |
| 5.00% | S/ 10,904.27 | S/ 21,942.36 | S/ 33,115.91 | S/ 44,426.58 | S/ 932,983.58 |
| 4.95% | S/ 10,797.18 | S/ 21,725.56 | S/ 32,786.73 | S/ 43,982.31 | S/ 932,539.31 |
| 4.75% | S/ 10,368.42 | S/ 20,857.82 | S/ 31,469.62 | S/ 42,205.25 | S/ 930,762.25 |
| 4.55% | S/ 9,939.04 | S/ 19,989.25 | S/ 30,151.88 | S/ 40,428.19 | S/ 928,985.19 |
| 4.50% | S/ 9,831.60 | S/ 19,771.98 | S/ 29,822.35 | S/ 39,983.92 | S/ 928,540.92 |
| 4.40% | S/ 9,616.60 | S/ 19,337.28 | S/ 29,163.16 | S/ 39,095.39 | S/ 927,652.39 |
| 4.30% | S/ 9,401.45 | S/ 18,902.37 | S/ 28,503.82 | S/ 38,206.86 | S/ 926,763.86 |
| 4.25% | S/ 9,293.82 | S/ 18,684.84 | S/ 28,174.09 | S/ 37,762.59 | S/ 926,319.59 |
| 4.20% | S/ 9,186.14 | S/ 18,467.26 | S/ 27,844.32 | S/ 37,318.33 | S/ 925,875.33 |
| 4.15% | S/ 9,078.43 | S/ 18,249.62 | S/ 27,514.51 | S/ 36,874.06 | S/ 925,431.06 |
| 4.00% | S/ 8,755.07 | S/ 17,596.40 | S/ 26,524.85 | S/ 35,541.27 | S/ 924,098.27 |
| 3.90% | S/ 8,539.30 | S/ 17,160.66 | S/ 25,864.87 | S/ 34,652.73 | S/ 923,209.73 |
| 3.75% | S/ 8,215.35 | S/ 16,506.65 | S/ 24,874.61 | S/ 33,319.94 | S/ 921,876.94 |
| 3.50% | S/ 7,674.65 | S/ 15,415.58 | S/ 23,223.38 | S/ 31,098.61 | S/ 919,655.61 |
| 3.00% | S/ 6,590.31 | S/ 13,229.49 | S/ 19,917.92 | S/ 26,655.95 | S/ 915,212.95 |
| 2.75% | S/ 6,046.65 | S/ 12,134.46 | S/ 18,263.69 | S/ 24,434.62 | S/ 912,991.62 |
| 2.50% | S/ 5,502.01 | S/ 11,038.09 | S/ 16,608.45 | S/ 22,213.30 | S/ 910,770.30 |
| 2.00% | S/ 4,409.72 | S/ 8,841.33 | S/ 13,294.93 | S/ 17,770.64 | S/ 906,327.64 |
| 1.35% | S/ 2,983.73 | S/ 5,977.48 | S/ 8,981.29 | S/ 11,995.18 | S/ 900,552.18 |
| 1.00% | S/ 2,213.05 | S/ 4,431.61 | S/ 6,655.69 | S/ 8,885.32 | S/ 897,442.32 |
| 0.10% | S/ 222.05 | S/ 444.16 | S/ 666.32 | S/ 888.53 | S/ 889,445.53 |
Sobre los datos
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Para S/ 888,557 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 888,557 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.