Cálculo de intereses
Ahorrando S/ 887,201
Veamos que pasaría si Usted ahorrara 887,201 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 887,201.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,135.41 | S/ 20,386.61 | S/ 30,754.92 | S/ 41,241.68 | S/ 928,442.68 |
| 8.50% | S/ 18,279.72 | S/ 36,936.08 | S/ 55,976.83 | S/ 75,409.89 | S/ 962,610.89 |
| 8.00% | S/ 17,234.76 | S/ 34,804.33 | S/ 52,715.21 | S/ 70,974.02 | S/ 958,175.02 |
| 7.10% | S/ 15,344.66 | S/ 30,954.71 | S/ 46,834.75 | S/ 62,989.45 | S/ 950,190.45 |
| 7.00% | S/ 15,133.91 | S/ 30,525.98 | S/ 46,180.61 | S/ 62,102.27 | S/ 949,303.27 |
| 6.50% | S/ 14,077.96 | S/ 28,379.31 | S/ 42,907.59 | S/ 57,666.40 | S/ 944,867.40 |
| 6.10% | S/ 13,230.52 | S/ 26,658.34 | S/ 40,286.40 | S/ 54,117.70 | S/ 941,318.70 |
| 6.20% | S/ 13,442.60 | S/ 27,088.89 | S/ 40,941.93 | S/ 55,004.88 | S/ 942,205.88 |
| 5.90% | S/ 12,805.90 | S/ 25,796.64 | S/ 38,974.89 | S/ 52,343.35 | S/ 939,544.35 |
| 5.75% | S/ 12,487.04 | S/ 25,149.83 | S/ 37,990.84 | S/ 51,012.59 | S/ 938,213.59 |
| 5.70% | S/ 12,380.68 | S/ 24,934.12 | S/ 37,662.75 | S/ 50,569.00 | S/ 937,770.00 |
| 5.65% | S/ 12,274.28 | S/ 24,718.37 | S/ 37,334.62 | S/ 50,125.41 | S/ 937,326.41 |
| 5.60% | S/ 12,167.84 | S/ 24,502.56 | S/ 37,006.45 | S/ 49,681.83 | S/ 936,882.83 |
| 5.50% | S/ 11,954.85 | S/ 24,070.79 | S/ 36,349.99 | S/ 48,794.65 | S/ 935,995.65 |
| 5.30% | S/ 11,528.42 | S/ 23,206.64 | S/ 35,036.61 | S/ 47,020.30 | S/ 934,221.30 |
| 5.25% | S/ 11,421.72 | S/ 22,990.48 | S/ 34,708.17 | S/ 46,576.71 | S/ 933,777.71 |
| 5.05% | S/ 10,994.53 | S/ 22,125.30 | S/ 33,394.01 | S/ 44,802.36 | S/ 932,003.36 |
| 5.00% | S/ 10,887.63 | S/ 21,908.88 | S/ 33,065.37 | S/ 44,358.78 | S/ 931,559.78 |
| 4.95% | S/ 10,780.70 | S/ 21,692.40 | S/ 32,736.69 | S/ 43,915.19 | S/ 931,116.19 |
| 4.75% | S/ 10,352.59 | S/ 20,825.99 | S/ 31,421.59 | S/ 42,140.84 | S/ 929,341.84 |
| 4.55% | S/ 9,923.87 | S/ 19,958.75 | S/ 30,105.87 | S/ 40,366.49 | S/ 927,567.49 |
| 4.50% | S/ 9,816.59 | S/ 19,741.81 | S/ 29,776.84 | S/ 39,922.90 | S/ 927,123.90 |
| 4.40% | S/ 9,601.93 | S/ 19,307.77 | S/ 29,118.66 | S/ 39,035.73 | S/ 926,236.73 |
| 4.30% | S/ 9,387.10 | S/ 18,873.53 | S/ 28,460.32 | S/ 38,148.55 | S/ 925,349.55 |
| 4.25% | S/ 9,279.63 | S/ 18,656.33 | S/ 28,131.10 | S/ 37,704.96 | S/ 924,905.96 |
| 4.20% | S/ 9,172.13 | S/ 18,439.07 | S/ 27,801.83 | S/ 37,261.38 | S/ 924,462.38 |
| 4.15% | S/ 9,064.58 | S/ 18,221.77 | S/ 27,472.52 | S/ 36,817.79 | S/ 924,018.79 |
| 4.00% | S/ 8,741.71 | S/ 17,569.55 | S/ 26,484.37 | S/ 35,487.03 | S/ 922,688.03 |
| 3.90% | S/ 8,526.26 | S/ 17,134.47 | S/ 25,825.40 | S/ 34,599.85 | S/ 921,800.85 |
| 3.75% | S/ 8,202.81 | S/ 16,481.46 | S/ 24,836.65 | S/ 33,269.09 | S/ 920,470.09 |
| 3.50% | S/ 7,662.94 | S/ 15,392.06 | S/ 23,187.94 | S/ 31,051.15 | S/ 918,252.15 |
| 3.00% | S/ 6,580.25 | S/ 13,209.30 | S/ 19,887.52 | S/ 26,615.27 | S/ 913,816.27 |
| 2.75% | S/ 6,037.43 | S/ 12,115.94 | S/ 18,235.81 | S/ 24,397.34 | S/ 911,598.34 |
| 2.50% | S/ 5,493.61 | S/ 11,021.24 | S/ 16,583.10 | S/ 22,179.40 | S/ 909,380.40 |
| 2.00% | S/ 4,402.99 | S/ 8,827.84 | S/ 13,274.64 | S/ 17,743.52 | S/ 904,944.52 |
| 1.35% | S/ 2,979.18 | S/ 5,968.36 | S/ 8,967.58 | S/ 11,976.88 | S/ 899,177.88 |
| 1.00% | S/ 2,209.67 | S/ 4,424.85 | S/ 6,645.54 | S/ 8,871.76 | S/ 896,072.76 |
| 0.10% | S/ 221.71 | S/ 443.48 | S/ 665.30 | S/ 887.18 | S/ 888,088.18 |
Sobre los datos
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Para S/ 887,201 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 887,201 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.