Cálculo de intereses
Ahorrando S/ 885,506
Veamos que pasaría si Usted ahorrara 885,506 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 885,506.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,116.05 | S/ 20,347.66 | S/ 30,696.16 | S/ 41,162.88 | S/ 926,668.88 |
| 8.50% | S/ 18,244.80 | S/ 36,865.51 | S/ 55,869.88 | S/ 75,265.82 | S/ 960,771.82 |
| 8.00% | S/ 17,201.84 | S/ 34,737.84 | S/ 52,614.49 | S/ 70,838.42 | S/ 956,344.42 |
| 7.10% | S/ 15,315.34 | S/ 30,895.57 | S/ 46,745.27 | S/ 62,869.10 | S/ 948,375.10 |
| 7.00% | S/ 15,105.00 | S/ 30,467.66 | S/ 46,092.38 | S/ 61,983.63 | S/ 947,489.63 |
| 6.50% | S/ 14,051.06 | S/ 28,325.09 | S/ 42,825.61 | S/ 57,556.23 | S/ 943,062.23 |
| 6.10% | S/ 13,205.24 | S/ 26,607.41 | S/ 40,209.44 | S/ 54,014.31 | S/ 939,520.31 |
| 6.20% | S/ 13,416.92 | S/ 27,037.13 | S/ 40,863.71 | S/ 54,899.79 | S/ 940,405.79 |
| 5.90% | S/ 12,781.43 | S/ 25,747.35 | S/ 38,900.43 | S/ 52,243.35 | S/ 937,749.35 |
| 5.75% | S/ 12,463.18 | S/ 25,101.78 | S/ 37,918.26 | S/ 50,915.13 | S/ 936,421.13 |
| 5.70% | S/ 12,357.02 | S/ 24,886.49 | S/ 37,590.80 | S/ 50,472.39 | S/ 935,978.39 |
| 5.65% | S/ 12,250.83 | S/ 24,671.14 | S/ 37,263.29 | S/ 50,029.65 | S/ 935,535.65 |
| 5.60% | S/ 12,144.59 | S/ 24,455.75 | S/ 36,935.75 | S/ 49,586.91 | S/ 935,092.91 |
| 5.50% | S/ 11,932.01 | S/ 24,024.80 | S/ 36,280.55 | S/ 48,701.43 | S/ 934,207.43 |
| 5.30% | S/ 11,506.39 | S/ 23,162.31 | S/ 34,969.67 | S/ 46,930.47 | S/ 932,436.47 |
| 5.25% | S/ 11,399.90 | S/ 22,946.55 | S/ 34,641.86 | S/ 46,487.73 | S/ 931,993.73 |
| 5.05% | S/ 10,973.52 | S/ 22,083.03 | S/ 33,330.21 | S/ 44,716.77 | S/ 930,222.77 |
| 5.00% | S/ 10,866.83 | S/ 21,867.02 | S/ 33,002.20 | S/ 44,274.03 | S/ 929,780.03 |
| 4.95% | S/ 10,760.10 | S/ 21,650.96 | S/ 32,674.15 | S/ 43,831.29 | S/ 929,337.29 |
| 4.75% | S/ 10,332.81 | S/ 20,786.20 | S/ 31,361.56 | S/ 42,060.33 | S/ 927,566.33 |
| 4.55% | S/ 9,904.91 | S/ 19,920.61 | S/ 30,048.35 | S/ 40,289.37 | S/ 925,795.37 |
| 4.50% | S/ 9,797.84 | S/ 19,704.09 | S/ 29,719.95 | S/ 39,846.63 | S/ 925,352.63 |
| 4.40% | S/ 9,583.58 | S/ 19,270.88 | S/ 29,063.03 | S/ 38,961.15 | S/ 924,467.15 |
| 4.30% | S/ 9,369.17 | S/ 18,837.47 | S/ 28,405.95 | S/ 38,075.67 | S/ 923,581.67 |
| 4.25% | S/ 9,261.90 | S/ 18,620.68 | S/ 28,077.35 | S/ 37,632.93 | S/ 923,138.93 |
| 4.20% | S/ 9,154.60 | S/ 18,403.85 | S/ 27,748.71 | S/ 37,190.19 | S/ 922,696.19 |
| 4.15% | S/ 9,047.26 | S/ 18,186.96 | S/ 27,420.04 | S/ 36,747.45 | S/ 922,253.45 |
| 4.00% | S/ 8,725.01 | S/ 17,535.98 | S/ 26,433.77 | S/ 35,419.23 | S/ 920,925.23 |
| 3.90% | S/ 8,509.97 | S/ 17,101.73 | S/ 25,776.06 | S/ 34,533.75 | S/ 920,039.75 |
| 3.75% | S/ 8,187.14 | S/ 16,449.97 | S/ 24,789.20 | S/ 33,205.53 | S/ 918,711.53 |
| 3.50% | S/ 7,648.30 | S/ 15,362.65 | S/ 23,143.64 | S/ 30,991.83 | S/ 916,497.83 |
| 3.00% | S/ 6,567.68 | S/ 13,184.07 | S/ 19,849.53 | S/ 26,564.43 | S/ 912,070.43 |
| 2.75% | S/ 6,025.89 | S/ 12,092.79 | S/ 18,200.97 | S/ 24,350.72 | S/ 909,856.72 |
| 2.50% | S/ 5,483.12 | S/ 11,000.19 | S/ 16,551.42 | S/ 22,137.02 | S/ 907,643.02 |
| 2.00% | S/ 4,394.58 | S/ 8,810.97 | S/ 13,249.28 | S/ 17,709.62 | S/ 903,215.62 |
| 1.35% | S/ 2,973.49 | S/ 5,956.96 | S/ 8,950.45 | S/ 11,953.99 | S/ 897,459.99 |
| 1.00% | S/ 2,205.45 | S/ 4,416.39 | S/ 6,632.84 | S/ 8,854.81 | S/ 894,360.81 |
| 0.10% | S/ 221.29 | S/ 442.63 | S/ 664.03 | S/ 885.48 | S/ 886,391.48 |
Sobre los datos
-
Para S/ 885,506 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 885,506 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.