Cálculo de intereses
Ahorrando S/ 884,920
Veamos que pasaría si Usted ahorrara 884,920 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 884,920.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,109.35 | S/ 20,334.20 | S/ 30,675.85 | S/ 41,135.64 | S/ 926,055.64 |
| 8.50% | S/ 18,232.73 | S/ 36,841.12 | S/ 55,832.91 | S/ 75,216.01 | S/ 960,136.01 |
| 8.00% | S/ 17,190.45 | S/ 34,714.85 | S/ 52,579.67 | S/ 70,791.54 | S/ 955,711.54 |
| 7.10% | S/ 15,305.21 | S/ 30,875.13 | S/ 46,714.34 | S/ 62,827.50 | S/ 947,747.50 |
| 7.00% | S/ 15,095.00 | S/ 30,447.50 | S/ 46,061.88 | S/ 61,942.61 | S/ 946,862.61 |
| 6.50% | S/ 14,041.77 | S/ 28,306.35 | S/ 42,797.27 | S/ 57,518.14 | S/ 942,438.14 |
| 6.10% | S/ 13,196.50 | S/ 26,589.80 | S/ 40,182.83 | S/ 53,978.56 | S/ 938,898.56 |
| 6.20% | S/ 13,408.04 | S/ 27,019.24 | S/ 40,836.67 | S/ 54,863.46 | S/ 939,783.46 |
| 5.90% | S/ 12,772.97 | S/ 25,730.32 | S/ 38,874.68 | S/ 52,208.78 | S/ 937,128.78 |
| 5.75% | S/ 12,454.93 | S/ 25,085.17 | S/ 37,893.17 | S/ 50,881.44 | S/ 935,801.44 |
| 5.70% | S/ 12,348.85 | S/ 24,870.02 | S/ 37,565.92 | S/ 50,438.99 | S/ 935,358.99 |
| 5.65% | S/ 12,242.72 | S/ 24,654.82 | S/ 37,238.63 | S/ 49,996.54 | S/ 934,916.54 |
| 5.60% | S/ 12,136.56 | S/ 24,439.56 | S/ 36,911.30 | S/ 49,554.09 | S/ 934,474.09 |
| 5.50% | S/ 11,924.12 | S/ 24,008.91 | S/ 36,256.54 | S/ 48,669.20 | S/ 933,589.20 |
| 5.30% | S/ 11,498.78 | S/ 23,146.98 | S/ 34,946.53 | S/ 46,899.41 | S/ 931,819.41 |
| 5.25% | S/ 11,392.35 | S/ 22,931.37 | S/ 34,618.93 | S/ 46,456.97 | S/ 931,376.97 |
| 5.05% | S/ 10,966.26 | S/ 22,068.41 | S/ 33,308.15 | S/ 44,687.18 | S/ 929,607.18 |
| 5.00% | S/ 10,859.64 | S/ 21,852.55 | S/ 32,980.36 | S/ 44,244.73 | S/ 929,164.73 |
| 4.95% | S/ 10,752.98 | S/ 21,636.63 | S/ 32,652.53 | S/ 43,802.28 | S/ 928,722.28 |
| 4.75% | S/ 10,325.98 | S/ 20,772.44 | S/ 31,340.81 | S/ 42,032.50 | S/ 926,952.50 |
| 4.55% | S/ 9,898.36 | S/ 19,907.43 | S/ 30,028.46 | S/ 40,262.71 | S/ 925,182.71 |
| 4.50% | S/ 9,791.36 | S/ 19,691.05 | S/ 29,700.28 | S/ 39,820.26 | S/ 924,740.26 |
| 4.40% | S/ 9,577.24 | S/ 19,258.13 | S/ 29,043.79 | S/ 38,935.37 | S/ 923,855.37 |
| 4.30% | S/ 9,362.97 | S/ 18,825.00 | S/ 28,387.15 | S/ 38,050.47 | S/ 922,970.47 |
| 4.25% | S/ 9,255.78 | S/ 18,608.36 | S/ 28,058.77 | S/ 37,608.02 | S/ 922,528.02 |
| 4.20% | S/ 9,148.54 | S/ 18,391.67 | S/ 27,730.35 | S/ 37,165.58 | S/ 922,085.58 |
| 4.15% | S/ 9,041.27 | S/ 18,174.92 | S/ 27,401.89 | S/ 36,723.13 | S/ 921,643.13 |
| 4.00% | S/ 8,719.23 | S/ 17,524.37 | S/ 26,416.28 | S/ 35,395.79 | S/ 920,315.79 |
| 3.90% | S/ 8,504.34 | S/ 17,090.41 | S/ 25,759.00 | S/ 34,510.90 | S/ 919,430.90 |
| 3.75% | S/ 8,181.72 | S/ 16,439.08 | S/ 24,772.79 | S/ 33,183.55 | S/ 918,103.55 |
| 3.50% | S/ 7,643.23 | S/ 15,352.48 | S/ 23,128.32 | S/ 30,971.32 | S/ 915,891.32 |
| 3.00% | S/ 6,563.33 | S/ 13,175.34 | S/ 19,836.39 | S/ 26,546.85 | S/ 911,466.85 |
| 2.75% | S/ 6,021.90 | S/ 12,084.79 | S/ 18,188.93 | S/ 24,334.61 | S/ 909,254.61 |
| 2.50% | S/ 5,479.49 | S/ 10,992.91 | S/ 16,540.46 | S/ 22,122.37 | S/ 907,042.37 |
| 2.00% | S/ 4,391.67 | S/ 8,805.14 | S/ 13,240.52 | S/ 17,697.90 | S/ 902,617.90 |
| 1.35% | S/ 2,971.52 | S/ 5,953.02 | S/ 8,944.53 | S/ 11,946.08 | S/ 896,866.08 |
| 1.00% | S/ 2,203.99 | S/ 4,413.47 | S/ 6,628.45 | S/ 8,848.95 | S/ 893,768.95 |
| 0.10% | S/ 221.14 | S/ 442.34 | S/ 663.59 | S/ 884.90 | S/ 885,804.90 |
Sobre los datos
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Para S/ 884,920 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 884,920 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.