Cálculo de intereses
Ahorrando S/ 881,056
Veamos que pasaría si Usted ahorrara 881,056 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 881,056.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,065.21 | S/ 20,245.41 | S/ 30,541.90 | S/ 40,956.02 | S/ 922,012.02 |
| 8.50% | S/ 18,153.11 | S/ 36,680.25 | S/ 55,589.12 | S/ 74,887.58 | S/ 955,943.58 |
| 8.00% | S/ 17,115.39 | S/ 34,563.27 | S/ 52,350.09 | S/ 70,482.43 | S/ 951,538.43 |
| 7.10% | S/ 15,238.38 | S/ 30,740.31 | S/ 46,510.36 | S/ 62,553.16 | S/ 943,609.16 |
| 7.00% | S/ 15,029.09 | S/ 30,314.55 | S/ 45,860.75 | S/ 61,672.13 | S/ 942,728.13 |
| 6.50% | S/ 13,980.45 | S/ 28,182.75 | S/ 42,610.40 | S/ 57,266.99 | S/ 938,322.99 |
| 6.10% | S/ 13,138.88 | S/ 26,473.70 | S/ 40,007.37 | S/ 53,742.87 | S/ 934,798.87 |
| 6.20% | S/ 13,349.50 | S/ 26,901.26 | S/ 40,658.36 | S/ 54,623.90 | S/ 935,679.90 |
| 5.90% | S/ 12,717.20 | S/ 25,617.96 | S/ 38,704.94 | S/ 51,980.81 | S/ 933,036.81 |
| 5.75% | S/ 12,400.55 | S/ 24,975.63 | S/ 37,727.71 | S/ 50,659.26 | S/ 931,715.26 |
| 5.70% | S/ 12,294.92 | S/ 24,761.42 | S/ 37,401.89 | S/ 50,218.75 | S/ 931,274.75 |
| 5.65% | S/ 12,189.26 | S/ 24,547.16 | S/ 37,076.03 | S/ 49,778.23 | S/ 930,834.23 |
| 5.60% | S/ 12,083.56 | S/ 24,332.85 | S/ 36,750.13 | S/ 49,337.72 | S/ 930,393.72 |
| 5.50% | S/ 11,872.05 | S/ 23,904.07 | S/ 36,098.22 | S/ 48,456.69 | S/ 929,512.69 |
| 5.30% | S/ 11,448.57 | S/ 23,045.91 | S/ 34,793.94 | S/ 46,694.63 | S/ 927,750.63 |
| 5.25% | S/ 11,342.61 | S/ 22,831.24 | S/ 34,467.77 | S/ 46,254.11 | S/ 927,310.11 |
| 5.05% | S/ 10,918.37 | S/ 21,972.05 | S/ 33,162.71 | S/ 44,492.05 | S/ 925,548.05 |
| 5.00% | S/ 10,812.22 | S/ 21,757.13 | S/ 32,836.35 | S/ 44,051.54 | S/ 925,107.54 |
| 4.95% | S/ 10,706.03 | S/ 21,542.15 | S/ 32,509.95 | S/ 43,611.02 | S/ 924,667.02 |
| 4.75% | S/ 10,280.89 | S/ 20,681.74 | S/ 31,203.96 | S/ 41,848.96 | S/ 922,904.96 |
| 4.55% | S/ 9,855.14 | S/ 19,820.51 | S/ 29,897.35 | S/ 40,086.90 | S/ 921,142.90 |
| 4.50% | S/ 9,748.60 | S/ 19,605.07 | S/ 29,570.59 | S/ 39,646.39 | S/ 920,702.39 |
| 4.40% | S/ 9,535.42 | S/ 19,174.04 | S/ 28,916.97 | S/ 38,765.36 | S/ 919,821.36 |
| 4.30% | S/ 9,322.09 | S/ 18,742.80 | S/ 28,263.20 | S/ 37,884.32 | S/ 918,940.32 |
| 4.25% | S/ 9,215.36 | S/ 18,527.11 | S/ 27,936.25 | S/ 37,443.81 | S/ 918,499.81 |
| 4.20% | S/ 9,108.60 | S/ 18,311.36 | S/ 27,609.27 | S/ 37,003.29 | S/ 918,059.29 |
| 4.15% | S/ 9,001.80 | S/ 18,095.56 | S/ 27,282.24 | S/ 36,562.78 | S/ 917,618.78 |
| 4.00% | S/ 8,681.16 | S/ 17,447.85 | S/ 26,300.93 | S/ 35,241.23 | S/ 916,297.23 |
| 3.90% | S/ 8,467.21 | S/ 17,015.79 | S/ 25,646.52 | S/ 34,360.20 | S/ 915,416.20 |
| 3.75% | S/ 8,145.99 | S/ 16,367.30 | S/ 24,664.62 | S/ 33,038.66 | S/ 914,094.66 |
| 3.50% | S/ 7,609.86 | S/ 15,285.45 | S/ 23,027.33 | S/ 30,836.08 | S/ 911,892.08 |
| 3.00% | S/ 6,534.67 | S/ 13,117.81 | S/ 19,749.78 | S/ 26,430.93 | S/ 907,486.93 |
| 2.75% | S/ 5,995.61 | S/ 12,032.02 | S/ 18,109.51 | S/ 24,228.35 | S/ 905,284.35 |
| 2.50% | S/ 5,455.56 | S/ 10,944.91 | S/ 16,468.24 | S/ 22,025.78 | S/ 903,081.78 |
| 2.00% | S/ 4,372.50 | S/ 8,766.70 | S/ 13,182.70 | S/ 17,620.62 | S/ 898,676.62 |
| 1.35% | S/ 2,958.54 | S/ 5,927.02 | S/ 8,905.47 | S/ 11,893.92 | S/ 892,949.92 |
| 1.00% | S/ 2,194.37 | S/ 4,394.20 | S/ 6,599.51 | S/ 8,810.31 | S/ 889,866.31 |
| 0.10% | S/ 220.18 | S/ 440.41 | S/ 660.69 | S/ 881.03 | S/ 881,937.03 |
Sobre los datos
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Para S/ 881,056 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 881,056 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.