Cálculo de intereses
Ahorrando S/ 880,704
Veamos que pasaría si Usted ahorrara 880,704 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 880,704.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,061.19 | S/ 20,237.32 | S/ 30,529.70 | S/ 40,939.66 | S/ 921,643.66 |
| 8.50% | S/ 18,145.86 | S/ 36,665.59 | S/ 55,566.91 | S/ 74,857.66 | S/ 955,561.66 |
| 8.00% | S/ 17,108.55 | S/ 34,549.46 | S/ 52,329.17 | S/ 70,454.27 | S/ 951,158.27 |
| 7.10% | S/ 15,232.29 | S/ 30,728.03 | S/ 46,491.78 | S/ 62,528.17 | S/ 943,232.17 |
| 7.00% | S/ 15,023.09 | S/ 30,302.44 | S/ 45,842.43 | S/ 61,647.49 | S/ 942,351.49 |
| 6.50% | S/ 13,974.87 | S/ 28,171.49 | S/ 42,593.37 | S/ 57,244.11 | S/ 937,948.11 |
| 6.10% | S/ 13,133.63 | S/ 26,463.12 | S/ 39,991.39 | S/ 53,721.39 | S/ 934,425.39 |
| 6.20% | S/ 13,344.16 | S/ 26,890.51 | S/ 40,642.11 | S/ 54,602.07 | S/ 935,306.07 |
| 5.90% | S/ 12,712.12 | S/ 25,607.73 | S/ 38,689.47 | S/ 51,960.04 | S/ 932,664.04 |
| 5.75% | S/ 12,395.60 | S/ 24,965.66 | S/ 37,712.63 | S/ 50,639.02 | S/ 931,343.02 |
| 5.70% | S/ 12,290.01 | S/ 24,751.53 | S/ 37,386.94 | S/ 50,198.68 | S/ 930,902.68 |
| 5.65% | S/ 12,184.39 | S/ 24,537.35 | S/ 37,061.22 | S/ 49,758.34 | S/ 930,462.34 |
| 5.60% | S/ 12,078.73 | S/ 24,323.13 | S/ 36,735.45 | S/ 49,318.01 | S/ 930,022.01 |
| 5.50% | S/ 11,867.31 | S/ 23,894.52 | S/ 36,083.80 | S/ 48,437.33 | S/ 929,141.33 |
| 5.30% | S/ 11,444.00 | S/ 23,036.70 | S/ 34,780.04 | S/ 46,675.97 | S/ 927,379.97 |
| 5.25% | S/ 11,338.08 | S/ 22,822.12 | S/ 34,454.00 | S/ 46,235.63 | S/ 926,939.63 |
| 5.05% | S/ 10,914.01 | S/ 21,963.27 | S/ 33,149.46 | S/ 44,474.28 | S/ 925,178.28 |
| 5.00% | S/ 10,807.90 | S/ 21,748.44 | S/ 32,823.23 | S/ 44,033.94 | S/ 924,737.94 |
| 4.95% | S/ 10,701.75 | S/ 21,533.55 | S/ 32,496.96 | S/ 43,593.60 | S/ 924,297.60 |
| 4.75% | S/ 10,276.78 | S/ 20,673.48 | S/ 31,191.49 | S/ 41,832.24 | S/ 922,536.24 |
| 4.55% | S/ 9,851.20 | S/ 19,812.59 | S/ 29,885.40 | S/ 40,070.88 | S/ 920,774.88 |
| 4.50% | S/ 9,744.71 | S/ 19,597.24 | S/ 29,558.78 | S/ 39,630.55 | S/ 920,334.55 |
| 4.40% | S/ 9,531.61 | S/ 19,166.38 | S/ 28,905.42 | S/ 38,749.87 | S/ 919,453.87 |
| 4.30% | S/ 9,318.36 | S/ 18,735.32 | S/ 28,251.91 | S/ 37,869.19 | S/ 918,573.19 |
| 4.25% | S/ 9,211.68 | S/ 18,519.71 | S/ 27,925.09 | S/ 37,428.85 | S/ 918,132.85 |
| 4.20% | S/ 9,104.96 | S/ 18,304.05 | S/ 27,598.24 | S/ 36,988.51 | S/ 917,692.51 |
| 4.15% | S/ 8,998.20 | S/ 18,088.33 | S/ 27,271.34 | S/ 36,548.17 | S/ 917,252.17 |
| 4.00% | S/ 8,677.69 | S/ 17,440.88 | S/ 26,290.42 | S/ 35,227.15 | S/ 915,931.15 |
| 3.90% | S/ 8,463.83 | S/ 17,008.99 | S/ 25,636.28 | S/ 34,346.48 | S/ 915,050.48 |
| 3.75% | S/ 8,142.74 | S/ 16,360.76 | S/ 24,654.77 | S/ 33,025.46 | S/ 913,729.46 |
| 3.50% | S/ 7,606.82 | S/ 15,279.34 | S/ 23,018.13 | S/ 30,823.76 | S/ 911,527.76 |
| 3.00% | S/ 6,532.06 | S/ 13,112.57 | S/ 19,741.89 | S/ 26,420.37 | S/ 907,124.37 |
| 2.75% | S/ 5,993.21 | S/ 12,027.21 | S/ 18,102.27 | S/ 24,218.67 | S/ 904,922.67 |
| 2.50% | S/ 5,453.38 | S/ 10,940.53 | S/ 16,461.66 | S/ 22,016.98 | S/ 902,720.98 |
| 2.00% | S/ 4,370.75 | S/ 8,763.19 | S/ 13,177.43 | S/ 17,613.58 | S/ 898,317.58 |
| 1.35% | S/ 2,957.36 | S/ 5,924.66 | S/ 8,901.91 | S/ 11,889.17 | S/ 892,593.17 |
| 1.00% | S/ 2,193.49 | S/ 4,392.44 | S/ 6,596.87 | S/ 8,806.79 | S/ 889,510.79 |
| 0.10% | S/ 220.09 | S/ 440.23 | S/ 660.43 | S/ 880.68 | S/ 881,584.68 |
Sobre los datos
-
Para S/ 880,704 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 880,704 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.