Cálculo de intereses
Ahorrando S/ 877,140
Veamos que pasaría si Usted ahorrara 877,140 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 877,140.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,020.47 | S/ 20,155.42 | S/ 30,406.15 | S/ 40,773.99 | S/ 917,913.99 |
| 8.50% | S/ 18,072.43 | S/ 36,517.22 | S/ 55,342.04 | S/ 74,554.73 | S/ 951,694.73 |
| 8.00% | S/ 17,039.32 | S/ 34,409.65 | S/ 52,117.41 | S/ 70,169.16 | S/ 947,309.16 |
| 7.10% | S/ 15,170.65 | S/ 30,603.68 | S/ 46,303.64 | S/ 62,275.14 | S/ 939,415.14 |
| 7.00% | S/ 14,962.29 | S/ 30,179.81 | S/ 45,656.91 | S/ 61,398.02 | S/ 938,538.02 |
| 6.50% | S/ 13,918.31 | S/ 28,057.48 | S/ 42,421.01 | S/ 57,012.45 | S/ 934,152.45 |
| 6.10% | S/ 13,080.48 | S/ 26,356.03 | S/ 39,829.55 | S/ 53,504.00 | S/ 930,644.00 |
| 6.20% | S/ 13,290.16 | S/ 26,781.69 | S/ 40,477.64 | S/ 54,381.11 | S/ 931,521.11 |
| 5.90% | S/ 12,660.68 | S/ 25,504.10 | S/ 38,532.91 | S/ 51,749.77 | S/ 928,889.77 |
| 5.75% | S/ 12,345.43 | S/ 24,864.63 | S/ 37,560.02 | S/ 50,434.10 | S/ 927,574.10 |
| 5.70% | S/ 12,240.28 | S/ 24,651.37 | S/ 37,235.65 | S/ 49,995.54 | S/ 927,135.54 |
| 5.65% | S/ 12,135.08 | S/ 24,438.06 | S/ 36,911.24 | S/ 49,556.98 | S/ 926,696.98 |
| 5.60% | S/ 12,029.85 | S/ 24,224.70 | S/ 36,586.79 | S/ 49,118.43 | S/ 926,258.43 |
| 5.50% | S/ 11,819.28 | S/ 23,797.83 | S/ 35,937.78 | S/ 48,241.31 | S/ 925,381.31 |
| 5.30% | S/ 11,397.69 | S/ 22,943.47 | S/ 34,639.29 | S/ 46,487.08 | S/ 923,627.08 |
| 5.25% | S/ 11,292.19 | S/ 22,729.76 | S/ 34,314.57 | S/ 46,048.53 | S/ 923,188.53 |
| 5.05% | S/ 10,869.85 | S/ 21,874.39 | S/ 33,015.32 | S/ 44,294.30 | S/ 921,434.30 |
| 5.00% | S/ 10,764.16 | S/ 21,660.43 | S/ 32,690.40 | S/ 43,855.74 | S/ 920,995.74 |
| 4.95% | S/ 10,658.45 | S/ 21,446.41 | S/ 32,365.45 | S/ 43,417.18 | S/ 920,557.18 |
| 4.75% | S/ 10,235.19 | S/ 20,589.82 | S/ 31,065.27 | S/ 41,662.96 | S/ 918,802.96 |
| 4.55% | S/ 9,811.33 | S/ 19,732.41 | S/ 29,764.46 | S/ 39,908.73 | S/ 917,048.73 |
| 4.50% | S/ 9,705.27 | S/ 19,517.93 | S/ 29,439.16 | S/ 39,470.17 | S/ 916,610.17 |
| 4.40% | S/ 9,493.04 | S/ 19,088.82 | S/ 28,788.45 | S/ 38,593.06 | S/ 915,733.06 |
| 4.30% | S/ 9,280.65 | S/ 18,659.50 | S/ 28,137.58 | S/ 37,715.94 | S/ 914,855.94 |
| 4.25% | S/ 9,174.40 | S/ 18,444.76 | S/ 27,812.08 | S/ 37,277.38 | S/ 914,417.38 |
| 4.20% | S/ 9,068.11 | S/ 18,229.97 | S/ 27,486.55 | S/ 36,838.83 | S/ 913,978.83 |
| 4.15% | S/ 8,961.79 | S/ 18,015.13 | S/ 27,160.98 | S/ 36,400.27 | S/ 913,540.27 |
| 4.00% | S/ 8,642.57 | S/ 17,370.30 | S/ 26,184.03 | S/ 35,084.60 | S/ 912,224.60 |
| 3.90% | S/ 8,429.57 | S/ 16,940.16 | S/ 25,532.53 | S/ 34,207.48 | S/ 911,347.48 |
| 3.75% | S/ 8,109.79 | S/ 16,294.55 | S/ 24,555.00 | S/ 32,891.81 | S/ 910,031.81 |
| 3.50% | S/ 7,576.04 | S/ 15,217.51 | S/ 22,924.98 | S/ 30,699.03 | S/ 907,839.03 |
| 3.00% | S/ 6,505.63 | S/ 13,059.51 | S/ 19,661.99 | S/ 26,313.45 | S/ 903,453.45 |
| 2.75% | S/ 5,968.96 | S/ 11,978.54 | S/ 18,029.02 | S/ 24,120.67 | S/ 901,260.67 |
| 2.50% | S/ 5,431.31 | S/ 10,896.26 | S/ 16,395.04 | S/ 21,927.88 | S/ 899,067.88 |
| 2.00% | S/ 4,353.06 | S/ 8,727.73 | S/ 13,124.11 | S/ 17,542.30 | S/ 894,682.30 |
| 1.35% | S/ 2,945.40 | S/ 5,900.68 | S/ 8,865.89 | S/ 11,841.06 | S/ 888,981.06 |
| 1.00% | S/ 2,184.61 | S/ 4,374.67 | S/ 6,570.18 | S/ 8,771.15 | S/ 885,911.15 |
| 0.10% | S/ 219.20 | S/ 438.45 | S/ 657.75 | S/ 877.12 | S/ 878,017.12 |
Sobre los datos
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Para S/ 877,140 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 877,140 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.