Cálculo de intereses
Ahorrando S/ 876,020
Veamos que pasaría si Usted ahorrara 876,020 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 876,020.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 10,007.68 | S/ 20,129.69 | S/ 30,367.33 | S/ 40,721.93 | S/ 916,741.93 |
| 8.50% | S/ 18,049.35 | S/ 36,470.59 | S/ 55,271.38 | S/ 74,459.53 | S/ 950,479.53 |
| 8.00% | S/ 17,017.56 | S/ 34,365.71 | S/ 52,050.86 | S/ 70,079.56 | S/ 946,099.56 |
| 7.10% | S/ 15,151.28 | S/ 30,564.60 | S/ 46,244.51 | S/ 62,195.62 | S/ 938,215.62 |
| 7.00% | S/ 14,943.19 | S/ 30,141.28 | S/ 45,598.61 | S/ 61,319.62 | S/ 937,339.62 |
| 6.50% | S/ 13,900.54 | S/ 28,021.66 | S/ 42,366.84 | S/ 56,939.65 | S/ 932,959.65 |
| 6.10% | S/ 13,063.78 | S/ 26,322.38 | S/ 39,778.69 | S/ 53,435.68 | S/ 929,455.68 |
| 6.20% | S/ 13,273.19 | S/ 26,747.50 | S/ 40,425.96 | S/ 54,311.67 | S/ 930,331.67 |
| 5.90% | S/ 12,644.51 | S/ 25,471.53 | S/ 38,483.70 | S/ 51,683.69 | S/ 927,703.69 |
| 5.75% | S/ 12,329.67 | S/ 24,832.88 | S/ 37,512.06 | S/ 50,369.70 | S/ 926,389.70 |
| 5.70% | S/ 12,224.65 | S/ 24,619.89 | S/ 37,188.10 | S/ 49,931.70 | S/ 925,951.70 |
| 5.65% | S/ 12,119.59 | S/ 24,406.85 | S/ 36,864.11 | S/ 49,493.71 | S/ 925,513.71 |
| 5.60% | S/ 12,014.49 | S/ 24,193.76 | S/ 36,540.07 | S/ 49,055.71 | S/ 925,075.71 |
| 5.50% | S/ 11,804.19 | S/ 23,767.44 | S/ 35,891.89 | S/ 48,179.71 | S/ 924,199.71 |
| 5.30% | S/ 11,383.13 | S/ 22,914.18 | S/ 34,595.06 | S/ 46,427.73 | S/ 922,447.73 |
| 5.25% | S/ 11,277.77 | S/ 22,700.74 | S/ 34,270.76 | S/ 45,989.73 | S/ 922,009.73 |
| 5.05% | S/ 10,855.97 | S/ 21,846.46 | S/ 32,973.16 | S/ 44,237.74 | S/ 920,257.74 |
| 5.00% | S/ 10,750.42 | S/ 21,632.77 | S/ 32,648.66 | S/ 43,799.74 | S/ 919,819.74 |
| 4.95% | S/ 10,644.84 | S/ 21,419.02 | S/ 32,324.13 | S/ 43,361.75 | S/ 919,381.75 |
| 4.75% | S/ 10,222.12 | S/ 20,563.53 | S/ 31,025.60 | S/ 41,609.76 | S/ 917,629.76 |
| 4.55% | S/ 9,798.80 | S/ 19,707.21 | S/ 29,726.46 | S/ 39,857.77 | S/ 915,877.77 |
| 4.50% | S/ 9,692.88 | S/ 19,493.01 | S/ 29,401.57 | S/ 39,419.77 | S/ 915,439.77 |
| 4.40% | S/ 9,480.92 | S/ 19,064.44 | S/ 28,751.69 | S/ 38,543.78 | S/ 914,563.78 |
| 4.30% | S/ 9,268.80 | S/ 18,635.67 | S/ 28,101.65 | S/ 37,667.78 | S/ 913,687.78 |
| 4.25% | S/ 9,162.69 | S/ 18,421.21 | S/ 27,776.57 | S/ 37,229.79 | S/ 913,249.79 |
| 4.20% | S/ 9,056.53 | S/ 18,206.70 | S/ 27,451.45 | S/ 36,791.79 | S/ 912,811.79 |
| 4.15% | S/ 8,950.34 | S/ 17,992.13 | S/ 27,126.30 | S/ 36,353.79 | S/ 912,373.79 |
| 4.00% | S/ 8,631.54 | S/ 17,348.12 | S/ 26,150.60 | S/ 35,039.80 | S/ 911,059.80 |
| 3.90% | S/ 8,418.81 | S/ 16,918.53 | S/ 25,499.93 | S/ 34,163.80 | S/ 910,183.80 |
| 3.75% | S/ 8,099.43 | S/ 16,273.75 | S/ 24,523.64 | S/ 32,849.81 | S/ 908,869.81 |
| 3.50% | S/ 7,566.36 | S/ 15,198.08 | S/ 22,895.71 | S/ 30,659.83 | S/ 906,679.83 |
| 3.00% | S/ 6,497.32 | S/ 13,042.83 | S/ 19,636.89 | S/ 26,279.85 | S/ 902,299.85 |
| 2.75% | S/ 5,961.34 | S/ 11,963.25 | S/ 18,006.00 | S/ 24,089.87 | S/ 900,109.87 |
| 2.50% | S/ 5,424.38 | S/ 10,882.35 | S/ 16,374.11 | S/ 21,899.88 | S/ 897,919.88 |
| 2.00% | S/ 4,347.51 | S/ 8,716.59 | S/ 13,107.35 | S/ 17,519.90 | S/ 893,539.90 |
| 1.35% | S/ 2,941.63 | S/ 5,893.15 | S/ 8,854.57 | S/ 11,825.94 | S/ 887,845.94 |
| 1.00% | S/ 2,181.82 | S/ 4,369.08 | S/ 6,561.79 | S/ 8,759.95 | S/ 884,779.95 |
| 0.10% | S/ 218.92 | S/ 437.89 | S/ 656.91 | S/ 876.00 | S/ 876,896.00 |
Sobre los datos
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Para S/ 876,020 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 876,020 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
