Cálculo de intereses
Ahorrando S/ 871,692
Veamos que pasaría si Usted ahorrara 871,692 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 871,692.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,958.24 | S/ 20,030.24 | S/ 30,217.30 | S/ 40,520.74 | S/ 912,212.74 |
| 8.50% | S/ 17,960.18 | S/ 36,290.41 | S/ 54,998.31 | S/ 74,091.66 | S/ 945,783.66 |
| 8.00% | S/ 16,933.49 | S/ 34,195.92 | S/ 51,793.70 | S/ 69,733.33 | S/ 941,425.33 |
| 7.10% | S/ 15,076.42 | S/ 30,413.60 | S/ 46,016.04 | S/ 61,888.34 | S/ 933,580.34 |
| 7.00% | S/ 14,869.36 | S/ 29,992.36 | S/ 45,373.33 | S/ 61,016.67 | S/ 932,708.67 |
| 6.50% | S/ 13,831.87 | S/ 27,883.21 | S/ 42,157.53 | S/ 56,658.34 | S/ 928,350.34 |
| 6.10% | S/ 12,999.24 | S/ 26,192.33 | S/ 39,582.17 | S/ 53,171.68 | S/ 924,863.68 |
| 6.20% | S/ 13,207.62 | S/ 26,615.35 | S/ 40,226.23 | S/ 54,043.34 | S/ 925,735.34 |
| 5.90% | S/ 12,582.04 | S/ 25,345.69 | S/ 38,293.57 | S/ 51,428.35 | S/ 923,120.35 |
| 5.75% | S/ 12,268.76 | S/ 24,710.19 | S/ 37,326.73 | S/ 50,120.85 | S/ 921,812.85 |
| 5.70% | S/ 12,164.25 | S/ 24,498.25 | S/ 37,004.37 | S/ 49,685.01 | S/ 921,377.01 |
| 5.65% | S/ 12,059.71 | S/ 24,286.27 | S/ 36,681.98 | S/ 49,249.18 | S/ 920,941.18 |
| 5.60% | S/ 11,955.14 | S/ 24,074.23 | S/ 36,359.55 | S/ 48,813.35 | S/ 920,505.35 |
| 5.50% | S/ 11,745.87 | S/ 23,650.01 | S/ 35,714.56 | S/ 47,941.68 | S/ 919,633.68 |
| 5.30% | S/ 11,326.89 | S/ 22,800.97 | S/ 34,424.14 | S/ 46,198.35 | S/ 917,890.35 |
| 5.25% | S/ 11,222.06 | S/ 22,588.58 | S/ 34,101.44 | S/ 45,762.52 | S/ 917,454.52 |
| 5.05% | S/ 10,802.33 | S/ 21,738.53 | S/ 32,810.25 | S/ 44,019.18 | S/ 915,711.18 |
| 5.00% | S/ 10,697.31 | S/ 21,525.89 | S/ 32,487.36 | S/ 43,583.35 | S/ 915,275.35 |
| 4.95% | S/ 10,592.25 | S/ 21,313.20 | S/ 32,164.43 | S/ 43,147.52 | S/ 914,839.52 |
| 4.75% | S/ 10,171.62 | S/ 20,461.93 | S/ 30,872.32 | S/ 41,404.18 | S/ 913,096.18 |
| 4.55% | S/ 9,750.39 | S/ 19,609.85 | S/ 29,579.59 | S/ 39,660.85 | S/ 911,352.85 |
| 4.50% | S/ 9,644.99 | S/ 19,396.70 | S/ 29,256.31 | S/ 39,225.02 | S/ 910,917.02 |
| 4.40% | S/ 9,434.08 | S/ 18,970.25 | S/ 28,609.64 | S/ 38,353.35 | S/ 910,045.35 |
| 4.30% | S/ 9,223.01 | S/ 18,543.60 | S/ 27,962.81 | S/ 37,481.68 | S/ 909,173.68 |
| 4.25% | S/ 9,117.42 | S/ 18,330.20 | S/ 27,639.34 | S/ 37,045.85 | S/ 908,737.85 |
| 4.20% | S/ 9,011.79 | S/ 18,116.74 | S/ 27,315.83 | S/ 36,610.02 | S/ 908,302.02 |
| 4.15% | S/ 8,906.12 | S/ 17,903.24 | S/ 26,992.28 | S/ 36,174.18 | S/ 907,866.18 |
| 4.00% | S/ 8,588.89 | S/ 17,262.42 | S/ 26,021.40 | S/ 34,866.68 | S/ 906,558.68 |
| 3.90% | S/ 8,377.22 | S/ 16,834.94 | S/ 25,373.95 | S/ 33,995.02 | S/ 905,687.02 |
| 3.75% | S/ 8,059.42 | S/ 16,193.35 | S/ 24,402.48 | S/ 32,687.52 | S/ 904,379.52 |
| 3.50% | S/ 7,528.98 | S/ 15,122.99 | S/ 22,782.59 | S/ 30,508.35 | S/ 902,200.35 |
| 3.00% | S/ 6,465.22 | S/ 12,978.39 | S/ 19,539.87 | S/ 26,150.02 | S/ 897,842.02 |
| 2.75% | S/ 5,931.89 | S/ 11,904.14 | S/ 17,917.04 | S/ 23,970.85 | S/ 895,662.85 |
| 2.50% | S/ 5,397.58 | S/ 10,828.58 | S/ 16,293.21 | S/ 21,791.68 | S/ 893,483.68 |
| 2.00% | S/ 4,326.03 | S/ 8,673.52 | S/ 13,042.59 | S/ 17,433.35 | S/ 889,125.35 |
| 1.35% | S/ 2,927.10 | S/ 5,864.03 | S/ 8,810.82 | S/ 11,767.51 | S/ 883,459.51 |
| 1.00% | S/ 2,171.04 | S/ 4,347.50 | S/ 6,529.37 | S/ 8,716.67 | S/ 880,408.67 |
| 0.10% | S/ 217.84 | S/ 435.72 | S/ 653.67 | S/ 871.67 | S/ 872,563.67 |
Sobre los datos
-
Para S/ 871,692 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 871,692 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.