Cálculo de intereses
Ahorrando S/ 865,053
Veamos que pasaría si Usted ahorrara 865,053 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 865,053.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,882.39 | S/ 19,877.68 | S/ 29,987.16 | S/ 40,212.12 | S/ 905,265.12 |
| 8.50% | S/ 17,823.39 | S/ 36,014.01 | S/ 54,579.43 | S/ 73,527.36 | S/ 938,580.36 |
| 8.00% | S/ 16,804.52 | S/ 33,935.48 | S/ 51,399.23 | S/ 69,202.23 | S/ 934,255.23 |
| 7.10% | S/ 14,961.60 | S/ 30,181.96 | S/ 45,665.57 | S/ 61,416.98 | S/ 926,469.98 |
| 7.00% | S/ 14,756.11 | S/ 29,763.93 | S/ 45,027.76 | S/ 60,551.96 | S/ 925,604.96 |
| 6.50% | S/ 13,726.52 | S/ 27,670.85 | S/ 41,836.45 | S/ 56,226.82 | S/ 921,279.82 |
| 6.10% | S/ 12,900.23 | S/ 25,992.84 | S/ 39,280.70 | S/ 52,766.71 | S/ 917,819.71 |
| 6.20% | S/ 13,107.02 | S/ 26,412.64 | S/ 39,919.86 | S/ 53,631.74 | S/ 918,684.74 |
| 5.90% | S/ 12,486.21 | S/ 25,152.65 | S/ 38,001.92 | S/ 51,036.66 | S/ 916,089.66 |
| 5.75% | S/ 12,175.31 | S/ 24,521.99 | S/ 37,042.44 | S/ 49,739.12 | S/ 914,792.12 |
| 5.70% | S/ 12,071.61 | S/ 24,311.67 | S/ 36,722.54 | S/ 49,306.60 | S/ 914,359.60 |
| 5.65% | S/ 11,967.86 | S/ 24,101.30 | S/ 36,402.60 | S/ 48,874.09 | S/ 913,927.09 |
| 5.60% | S/ 11,864.08 | S/ 23,890.88 | S/ 36,082.62 | S/ 48,441.57 | S/ 913,494.57 |
| 5.50% | S/ 11,656.41 | S/ 23,469.89 | S/ 35,442.55 | S/ 47,576.55 | S/ 912,629.55 |
| 5.30% | S/ 11,240.63 | S/ 22,627.31 | S/ 34,161.96 | S/ 45,846.49 | S/ 910,899.49 |
| 5.25% | S/ 11,136.59 | S/ 22,416.54 | S/ 33,841.72 | S/ 45,413.98 | S/ 910,466.98 |
| 5.05% | S/ 10,720.06 | S/ 21,572.96 | S/ 32,560.36 | S/ 43,683.92 | S/ 908,736.92 |
| 5.00% | S/ 10,615.83 | S/ 21,361.94 | S/ 32,239.93 | S/ 43,251.41 | S/ 908,304.41 |
| 4.95% | S/ 10,511.57 | S/ 21,150.87 | S/ 31,919.46 | S/ 42,818.90 | S/ 907,871.90 |
| 4.75% | S/ 10,094.15 | S/ 20,306.09 | S/ 30,637.19 | S/ 41,088.84 | S/ 906,141.84 |
| 4.55% | S/ 9,676.13 | S/ 19,460.50 | S/ 29,354.31 | S/ 39,358.78 | S/ 904,411.78 |
| 4.50% | S/ 9,571.53 | S/ 19,248.97 | S/ 29,033.49 | S/ 38,926.27 | S/ 903,979.27 |
| 4.40% | S/ 9,362.22 | S/ 18,825.77 | S/ 28,391.74 | S/ 38,061.24 | S/ 903,114.24 |
| 4.30% | S/ 9,152.76 | S/ 18,402.37 | S/ 27,749.84 | S/ 37,196.22 | S/ 902,249.22 |
| 4.25% | S/ 9,047.98 | S/ 18,190.59 | S/ 27,428.83 | S/ 36,763.70 | S/ 901,816.70 |
| 4.20% | S/ 8,943.15 | S/ 17,978.76 | S/ 27,107.79 | S/ 36,331.19 | S/ 901,384.19 |
| 4.15% | S/ 8,838.29 | S/ 17,766.88 | S/ 26,786.70 | S/ 35,898.67 | S/ 900,951.67 |
| 4.00% | S/ 8,523.48 | S/ 17,130.94 | S/ 25,823.21 | S/ 34,601.13 | S/ 899,654.13 |
| 3.90% | S/ 8,313.41 | S/ 16,706.72 | S/ 25,180.70 | S/ 33,736.10 | S/ 898,789.10 |
| 3.75% | S/ 7,998.03 | S/ 16,070.02 | S/ 24,216.63 | S/ 32,438.56 | S/ 897,491.56 |
| 3.50% | S/ 7,471.64 | S/ 15,007.81 | S/ 22,609.07 | S/ 30,275.99 | S/ 895,328.99 |
| 3.00% | S/ 6,415.98 | S/ 12,879.55 | S/ 19,391.05 | S/ 25,950.85 | S/ 891,003.85 |
| 2.75% | S/ 5,886.71 | S/ 11,813.48 | S/ 17,780.58 | S/ 23,788.28 | S/ 888,841.28 |
| 2.50% | S/ 5,356.47 | S/ 10,746.11 | S/ 16,169.12 | S/ 21,625.71 | S/ 886,678.71 |
| 2.00% | S/ 4,293.08 | S/ 8,607.46 | S/ 12,943.26 | S/ 17,300.57 | S/ 882,353.57 |
| 1.35% | S/ 2,904.81 | S/ 5,819.37 | S/ 8,743.72 | S/ 11,677.89 | S/ 876,730.89 |
| 1.00% | S/ 2,154.51 | S/ 4,314.38 | S/ 6,479.64 | S/ 8,650.29 | S/ 873,703.29 |
| 0.10% | S/ 216.18 | S/ 432.41 | S/ 648.69 | S/ 865.03 | S/ 865,918.03 |
Sobre los datos
-
Para S/ 865,053 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 865,053 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.