Cálculo de intereses
Ahorrando S/ 863,635
Veamos que pasaría si Usted ahorrara 863,635 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 863,635.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,866.19 | S/ 19,845.10 | S/ 29,938.00 | S/ 40,146.21 | S/ 903,781.21 |
| 8.50% | S/ 17,794.17 | S/ 35,954.98 | S/ 54,489.96 | S/ 73,406.83 | S/ 937,041.83 |
| 8.00% | S/ 16,776.97 | S/ 33,879.85 | S/ 51,314.97 | S/ 69,088.79 | S/ 932,723.79 |
| 7.10% | S/ 14,937.07 | S/ 30,132.49 | S/ 45,590.72 | S/ 61,316.31 | S/ 924,951.31 |
| 7.00% | S/ 14,731.92 | S/ 29,715.14 | S/ 44,953.95 | S/ 60,452.70 | S/ 924,087.70 |
| 6.50% | S/ 13,704.02 | S/ 27,625.49 | S/ 41,767.87 | S/ 56,134.65 | S/ 919,769.65 |
| 6.10% | S/ 12,879.09 | S/ 25,950.24 | S/ 39,216.31 | S/ 52,680.22 | S/ 916,315.22 |
| 6.20% | S/ 13,085.54 | S/ 26,369.35 | S/ 39,854.42 | S/ 53,543.83 | S/ 917,178.83 |
| 5.90% | S/ 12,465.75 | S/ 25,111.42 | S/ 37,939.63 | S/ 50,953.00 | S/ 914,588.00 |
| 5.75% | S/ 12,155.36 | S/ 24,481.79 | S/ 36,981.72 | S/ 49,657.58 | S/ 913,292.58 |
| 5.70% | S/ 12,051.82 | S/ 24,271.82 | S/ 36,662.34 | S/ 49,225.78 | S/ 912,860.78 |
| 5.65% | S/ 11,948.25 | S/ 24,061.79 | S/ 36,342.93 | S/ 48,793.97 | S/ 912,428.97 |
| 5.60% | S/ 11,844.64 | S/ 23,851.72 | S/ 36,023.48 | S/ 48,362.17 | S/ 911,997.17 |
| 5.50% | S/ 11,637.30 | S/ 23,431.42 | S/ 35,384.46 | S/ 47,498.56 | S/ 911,133.56 |
| 5.30% | S/ 11,222.20 | S/ 22,590.22 | S/ 34,105.96 | S/ 45,771.34 | S/ 909,406.34 |
| 5.25% | S/ 11,118.33 | S/ 22,379.80 | S/ 33,786.24 | S/ 45,339.54 | S/ 908,974.54 |
| 5.05% | S/ 10,702.49 | S/ 21,537.60 | S/ 32,506.99 | S/ 43,612.32 | S/ 907,247.32 |
| 5.00% | S/ 10,598.43 | S/ 21,326.93 | S/ 32,187.08 | S/ 43,180.51 | S/ 906,815.51 |
| 4.95% | S/ 10,494.34 | S/ 21,116.20 | S/ 31,867.14 | S/ 42,748.71 | S/ 906,383.71 |
| 4.75% | S/ 10,077.60 | S/ 20,272.80 | S/ 30,586.97 | S/ 41,021.49 | S/ 904,656.49 |
| 4.55% | S/ 9,660.27 | S/ 19,428.60 | S/ 29,306.19 | S/ 39,294.27 | S/ 902,929.27 |
| 4.50% | S/ 9,555.84 | S/ 19,217.42 | S/ 28,985.90 | S/ 38,862.46 | S/ 902,497.46 |
| 4.40% | S/ 9,346.88 | S/ 18,794.91 | S/ 28,345.20 | S/ 37,998.85 | S/ 901,633.85 |
| 4.30% | S/ 9,137.76 | S/ 18,372.20 | S/ 27,704.35 | S/ 37,135.24 | S/ 900,770.24 |
| 4.25% | S/ 9,033.15 | S/ 18,160.77 | S/ 27,383.87 | S/ 36,703.44 | S/ 900,338.44 |
| 4.20% | S/ 8,928.49 | S/ 17,949.29 | S/ 27,063.35 | S/ 36,271.63 | S/ 899,906.63 |
| 4.15% | S/ 8,823.80 | S/ 17,737.76 | S/ 26,742.79 | S/ 35,839.83 | S/ 899,474.83 |
| 4.00% | S/ 8,509.51 | S/ 17,102.86 | S/ 25,780.88 | S/ 34,544.41 | S/ 898,179.41 |
| 3.90% | S/ 8,299.79 | S/ 16,679.34 | S/ 25,139.42 | S/ 33,680.80 | S/ 897,315.80 |
| 3.75% | S/ 7,984.92 | S/ 16,043.67 | S/ 24,176.93 | S/ 32,385.39 | S/ 896,020.39 |
| 3.50% | S/ 7,459.39 | S/ 14,983.21 | S/ 22,572.01 | S/ 30,226.36 | S/ 893,861.36 |
| 3.00% | S/ 6,405.46 | S/ 12,858.43 | S/ 19,359.27 | S/ 25,908.31 | S/ 889,543.31 |
| 2.75% | S/ 5,877.06 | S/ 11,794.11 | S/ 17,751.43 | S/ 23,749.29 | S/ 887,384.29 |
| 2.50% | S/ 5,347.69 | S/ 10,728.49 | S/ 16,142.62 | S/ 21,590.26 | S/ 885,225.26 |
| 2.00% | S/ 4,286.04 | S/ 8,593.35 | S/ 12,922.04 | S/ 17,272.21 | S/ 880,907.21 |
| 1.35% | S/ 2,900.05 | S/ 5,809.83 | S/ 8,729.39 | S/ 11,658.74 | S/ 875,293.74 |
| 1.00% | S/ 2,150.98 | S/ 4,307.31 | S/ 6,469.02 | S/ 8,636.11 | S/ 872,271.11 |
| 0.10% | S/ 215.82 | S/ 431.70 | S/ 647.63 | S/ 863.61 | S/ 864,498.61 |
Sobre los datos
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Para S/ 863,635 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 863,635 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.