Cálculo de intereses
Ahorrando S/ 862,711
Veamos que pasaría si Usted ahorrara 862,711 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 862,711.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,855.64 | S/ 19,823.87 | S/ 29,905.97 | S/ 40,103.25 | S/ 902,814.25 |
| 8.50% | S/ 17,775.14 | S/ 35,916.51 | S/ 54,431.66 | S/ 73,328.30 | S/ 936,039.30 |
| 8.00% | S/ 16,759.02 | S/ 33,843.60 | S/ 51,260.07 | S/ 69,014.87 | S/ 931,725.87 |
| 7.10% | S/ 14,921.09 | S/ 30,100.25 | S/ 45,541.94 | S/ 61,250.71 | S/ 923,961.71 |
| 7.00% | S/ 14,716.16 | S/ 29,683.35 | S/ 44,905.85 | S/ 60,388.02 | S/ 923,099.02 |
| 6.50% | S/ 13,689.36 | S/ 27,595.94 | S/ 41,723.18 | S/ 56,074.59 | S/ 918,785.59 |
| 6.10% | S/ 12,865.31 | S/ 25,922.47 | S/ 39,174.35 | S/ 52,623.85 | S/ 915,334.85 |
| 6.20% | S/ 13,071.54 | S/ 26,341.13 | S/ 39,811.78 | S/ 53,486.54 | S/ 916,197.54 |
| 5.90% | S/ 12,452.41 | S/ 25,084.56 | S/ 37,899.04 | S/ 50,898.48 | S/ 913,609.48 |
| 5.75% | S/ 12,142.35 | S/ 24,455.60 | S/ 36,942.16 | S/ 49,604.45 | S/ 912,315.45 |
| 5.70% | S/ 12,038.92 | S/ 24,245.85 | S/ 36,623.12 | S/ 49,173.11 | S/ 911,884.11 |
| 5.65% | S/ 11,935.46 | S/ 24,036.05 | S/ 36,304.05 | S/ 48,741.77 | S/ 911,452.77 |
| 5.60% | S/ 11,831.96 | S/ 23,826.20 | S/ 35,984.93 | S/ 48,310.43 | S/ 911,021.43 |
| 5.50% | S/ 11,624.85 | S/ 23,406.35 | S/ 35,346.60 | S/ 47,447.74 | S/ 910,158.74 |
| 5.30% | S/ 11,210.19 | S/ 22,566.05 | S/ 34,069.47 | S/ 45,722.37 | S/ 908,433.37 |
| 5.25% | S/ 11,106.44 | S/ 22,355.85 | S/ 33,750.10 | S/ 45,291.03 | S/ 908,002.03 |
| 5.05% | S/ 10,691.04 | S/ 21,514.56 | S/ 32,472.21 | S/ 43,565.66 | S/ 906,276.66 |
| 5.00% | S/ 10,587.09 | S/ 21,304.11 | S/ 32,152.65 | S/ 43,134.31 | S/ 905,845.31 |
| 4.95% | S/ 10,483.11 | S/ 21,093.61 | S/ 31,833.04 | S/ 42,702.97 | S/ 905,413.97 |
| 4.75% | S/ 10,066.82 | S/ 20,251.11 | S/ 30,554.24 | S/ 40,977.60 | S/ 903,688.60 |
| 4.55% | S/ 9,649.94 | S/ 19,407.81 | S/ 29,274.83 | S/ 39,252.23 | S/ 901,963.23 |
| 4.50% | S/ 9,545.62 | S/ 19,196.86 | S/ 28,954.89 | S/ 38,820.88 | S/ 901,531.88 |
| 4.40% | S/ 9,336.88 | S/ 18,774.81 | S/ 28,314.88 | S/ 37,958.20 | S/ 900,669.20 |
| 4.30% | S/ 9,127.98 | S/ 18,352.55 | S/ 27,674.71 | S/ 37,095.51 | S/ 899,806.51 |
| 4.25% | S/ 9,023.48 | S/ 18,141.34 | S/ 27,354.57 | S/ 36,664.17 | S/ 899,375.17 |
| 4.20% | S/ 8,918.94 | S/ 17,930.09 | S/ 27,034.40 | S/ 36,232.83 | S/ 898,943.83 |
| 4.15% | S/ 8,814.36 | S/ 17,718.78 | S/ 26,714.18 | S/ 35,801.48 | S/ 898,512.48 |
| 4.00% | S/ 8,500.40 | S/ 17,084.56 | S/ 25,753.30 | S/ 34,507.45 | S/ 897,218.45 |
| 3.90% | S/ 8,290.91 | S/ 16,661.49 | S/ 25,112.52 | S/ 33,644.77 | S/ 896,355.77 |
| 3.75% | S/ 7,976.38 | S/ 16,026.51 | S/ 24,151.07 | S/ 32,350.74 | S/ 895,061.74 |
| 3.50% | S/ 7,451.41 | S/ 14,967.18 | S/ 22,547.86 | S/ 30,194.02 | S/ 892,905.02 |
| 3.00% | S/ 6,398.61 | S/ 12,844.68 | S/ 19,338.55 | S/ 25,880.59 | S/ 888,591.59 |
| 2.75% | S/ 5,870.77 | S/ 11,781.49 | S/ 17,732.44 | S/ 23,723.88 | S/ 886,434.88 |
| 2.50% | S/ 5,341.97 | S/ 10,717.02 | S/ 16,125.35 | S/ 21,567.16 | S/ 884,278.16 |
| 2.00% | S/ 4,281.46 | S/ 8,584.16 | S/ 12,908.22 | S/ 17,253.73 | S/ 879,964.73 |
| 1.35% | S/ 2,896.94 | S/ 5,803.61 | S/ 8,720.05 | S/ 11,646.27 | S/ 874,357.27 |
| 1.00% | S/ 2,148.68 | S/ 4,302.70 | S/ 6,462.10 | S/ 8,626.87 | S/ 871,337.87 |
| 0.10% | S/ 215.59 | S/ 431.24 | S/ 646.93 | S/ 862.69 | S/ 863,573.69 |
Sobre los datos
-
Para S/ 862,711 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 862,711 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.