Cálculo de intereses
Ahorrando S/ 860,685
Veamos que pasaría si Usted ahorrara 860,685 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 860,685.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,832.49 | S/ 19,777.31 | S/ 29,835.74 | S/ 40,009.08 | S/ 900,694.08 |
| 8.50% | S/ 17,733.39 | S/ 35,832.16 | S/ 54,303.83 | S/ 73,156.09 | S/ 933,841.09 |
| 8.00% | S/ 16,719.66 | S/ 33,764.13 | S/ 51,139.69 | S/ 68,852.80 | S/ 929,537.80 |
| 7.10% | S/ 14,886.05 | S/ 30,029.56 | S/ 45,434.99 | S/ 61,106.86 | S/ 921,791.86 |
| 7.00% | S/ 14,681.60 | S/ 29,613.64 | S/ 44,800.40 | S/ 60,246.21 | S/ 920,931.21 |
| 6.50% | S/ 13,657.21 | S/ 27,531.13 | S/ 41,625.20 | S/ 55,942.91 | S/ 916,627.91 |
| 6.10% | S/ 12,835.09 | S/ 25,861.59 | S/ 39,082.35 | S/ 52,500.27 | S/ 913,185.27 |
| 6.20% | S/ 13,040.84 | S/ 26,279.27 | S/ 39,718.29 | S/ 53,360.93 | S/ 914,045.93 |
| 5.90% | S/ 12,423.17 | S/ 25,025.65 | S/ 37,810.03 | S/ 50,778.95 | S/ 911,463.95 |
| 5.75% | S/ 12,113.84 | S/ 24,398.17 | S/ 36,855.40 | S/ 49,487.96 | S/ 910,172.96 |
| 5.70% | S/ 12,010.65 | S/ 24,188.91 | S/ 36,537.11 | S/ 49,057.63 | S/ 909,742.63 |
| 5.65% | S/ 11,907.43 | S/ 23,979.60 | S/ 36,218.79 | S/ 48,627.30 | S/ 909,312.30 |
| 5.60% | S/ 11,804.18 | S/ 23,770.25 | S/ 35,900.43 | S/ 48,196.97 | S/ 908,881.97 |
| 5.50% | S/ 11,597.55 | S/ 23,351.38 | S/ 35,263.59 | S/ 47,336.31 | S/ 908,021.31 |
| 5.30% | S/ 11,183.87 | S/ 22,513.06 | S/ 33,989.46 | S/ 45,614.99 | S/ 906,299.99 |
| 5.25% | S/ 11,080.35 | S/ 22,303.35 | S/ 33,670.84 | S/ 45,184.66 | S/ 905,869.66 |
| 5.05% | S/ 10,665.93 | S/ 21,464.03 | S/ 32,395.95 | S/ 43,463.35 | S/ 904,148.35 |
| 5.00% | S/ 10,562.23 | S/ 21,254.08 | S/ 32,077.14 | S/ 43,033.02 | S/ 903,718.02 |
| 4.95% | S/ 10,458.50 | S/ 21,044.07 | S/ 31,758.28 | S/ 42,602.69 | S/ 903,287.69 |
| 4.75% | S/ 10,043.18 | S/ 20,203.56 | S/ 30,482.49 | S/ 40,881.37 | S/ 901,566.37 |
| 4.55% | S/ 9,627.27 | S/ 19,362.23 | S/ 29,206.09 | S/ 39,160.05 | S/ 899,845.05 |
| 4.50% | S/ 9,523.20 | S/ 19,151.78 | S/ 28,886.89 | S/ 38,729.72 | S/ 899,414.72 |
| 4.40% | S/ 9,314.95 | S/ 18,730.71 | S/ 28,248.38 | S/ 37,869.06 | S/ 898,554.06 |
| 4.30% | S/ 9,106.55 | S/ 18,309.45 | S/ 27,609.72 | S/ 37,008.40 | S/ 897,693.40 |
| 4.25% | S/ 9,002.29 | S/ 18,098.74 | S/ 27,290.33 | S/ 36,578.07 | S/ 897,263.07 |
| 4.20% | S/ 8,898.00 | S/ 17,887.98 | S/ 26,970.91 | S/ 36,147.74 | S/ 896,832.74 |
| 4.15% | S/ 8,793.66 | S/ 17,677.17 | S/ 26,651.44 | S/ 35,717.41 | S/ 896,402.41 |
| 4.00% | S/ 8,480.44 | S/ 17,044.44 | S/ 25,692.82 | S/ 34,426.42 | S/ 895,111.42 |
| 3.90% | S/ 8,271.44 | S/ 16,622.37 | S/ 25,053.55 | S/ 33,565.76 | S/ 894,250.76 |
| 3.75% | S/ 7,957.65 | S/ 15,988.87 | S/ 24,094.35 | S/ 32,274.77 | S/ 892,959.77 |
| 3.50% | S/ 7,433.91 | S/ 14,932.03 | S/ 22,494.91 | S/ 30,123.12 | S/ 890,808.12 |
| 3.00% | S/ 6,383.58 | S/ 12,814.51 | S/ 19,293.14 | S/ 25,819.82 | S/ 886,504.82 |
| 2.75% | S/ 5,856.98 | S/ 11,753.83 | S/ 17,690.80 | S/ 23,668.17 | S/ 884,353.17 |
| 2.50% | S/ 5,329.42 | S/ 10,691.85 | S/ 16,087.48 | S/ 21,516.52 | S/ 882,201.52 |
| 2.00% | S/ 4,271.40 | S/ 8,564.00 | S/ 12,877.90 | S/ 17,213.21 | S/ 877,898.21 |
| 1.35% | S/ 2,890.14 | S/ 5,789.98 | S/ 8,699.57 | S/ 11,618.92 | S/ 872,303.92 |
| 1.00% | S/ 2,143.63 | S/ 4,292.60 | S/ 6,446.92 | S/ 8,606.61 | S/ 869,291.61 |
| 0.10% | S/ 215.08 | S/ 430.22 | S/ 645.42 | S/ 860.66 | S/ 861,545.66 |
Sobre los datos
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Para S/ 860,685 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 860,685 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
