Cálculo de intereses
Ahorrando S/ 857,718
Veamos que pasaría si Usted ahorrara 857,718 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 857,718.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,798.60 | S/ 19,709.13 | S/ 29,732.89 | S/ 39,871.15 | S/ 897,589.15 |
| 8.50% | S/ 17,672.26 | S/ 35,708.64 | S/ 54,116.63 | S/ 72,903.90 | S/ 930,621.90 |
| 8.00% | S/ 16,662.03 | S/ 33,647.73 | S/ 50,963.40 | S/ 68,615.44 | S/ 926,333.44 |
| 7.10% | S/ 14,834.73 | S/ 29,926.04 | S/ 45,278.36 | S/ 60,896.21 | S/ 918,614.21 |
| 7.00% | S/ 14,630.99 | S/ 29,511.56 | S/ 44,645.96 | S/ 60,038.52 | S/ 917,756.52 |
| 6.50% | S/ 13,610.13 | S/ 27,436.22 | S/ 41,481.70 | S/ 55,750.06 | S/ 913,468.06 |
| 6.10% | S/ 12,790.85 | S/ 25,772.44 | S/ 38,947.63 | S/ 52,319.29 | S/ 910,037.29 |
| 6.20% | S/ 12,995.89 | S/ 26,188.68 | S/ 39,581.37 | S/ 53,176.98 | S/ 910,894.98 |
| 5.90% | S/ 12,380.34 | S/ 24,939.38 | S/ 37,679.69 | S/ 50,603.90 | S/ 908,321.90 |
| 5.75% | S/ 12,072.08 | S/ 24,314.06 | S/ 36,728.35 | S/ 49,317.37 | S/ 907,035.37 |
| 5.70% | S/ 11,969.25 | S/ 24,105.53 | S/ 36,411.16 | S/ 48,888.52 | S/ 906,606.52 |
| 5.65% | S/ 11,866.38 | S/ 23,896.94 | S/ 36,093.93 | S/ 48,459.67 | S/ 906,177.67 |
| 5.60% | S/ 11,763.48 | S/ 23,688.30 | S/ 35,776.67 | S/ 48,030.83 | S/ 905,748.83 |
| 5.50% | S/ 11,557.57 | S/ 23,270.88 | S/ 35,142.03 | S/ 47,173.13 | S/ 904,891.13 |
| 5.30% | S/ 11,145.31 | S/ 22,435.45 | S/ 33,872.29 | S/ 45,457.75 | S/ 903,175.75 |
| 5.25% | S/ 11,042.16 | S/ 22,226.47 | S/ 33,554.77 | S/ 45,028.90 | S/ 902,746.90 |
| 5.05% | S/ 10,629.16 | S/ 21,390.04 | S/ 32,284.28 | S/ 43,313.52 | S/ 901,031.52 |
| 5.00% | S/ 10,525.82 | S/ 21,180.81 | S/ 31,966.56 | S/ 42,884.67 | S/ 900,602.67 |
| 4.95% | S/ 10,422.44 | S/ 20,971.53 | S/ 31,648.81 | S/ 42,455.82 | S/ 900,173.82 |
| 4.75% | S/ 10,008.56 | S/ 20,133.91 | S/ 30,377.41 | S/ 40,740.44 | S/ 898,458.44 |
| 4.55% | S/ 9,594.09 | S/ 19,295.49 | S/ 29,105.40 | S/ 39,025.05 | S/ 896,743.05 |
| 4.50% | S/ 9,490.37 | S/ 19,085.76 | S/ 28,787.31 | S/ 38,596.21 | S/ 896,314.21 |
| 4.40% | S/ 9,282.84 | S/ 18,666.14 | S/ 28,151.00 | S/ 37,738.51 | S/ 895,456.51 |
| 4.30% | S/ 9,075.16 | S/ 18,246.33 | S/ 27,514.54 | S/ 36,880.82 | S/ 894,598.82 |
| 4.25% | S/ 8,971.26 | S/ 18,036.35 | S/ 27,196.26 | S/ 36,451.97 | S/ 894,169.97 |
| 4.20% | S/ 8,867.32 | S/ 17,826.32 | S/ 26,877.93 | S/ 36,023.13 | S/ 893,741.13 |
| 4.15% | S/ 8,763.35 | S/ 17,616.23 | S/ 26,559.57 | S/ 35,594.28 | S/ 893,312.28 |
| 4.00% | S/ 8,451.21 | S/ 16,985.68 | S/ 25,604.25 | S/ 34,307.74 | S/ 892,025.74 |
| 3.90% | S/ 8,242.92 | S/ 16,565.06 | S/ 24,967.18 | S/ 33,450.05 | S/ 891,168.05 |
| 3.75% | S/ 7,930.22 | S/ 15,933.75 | S/ 24,011.29 | S/ 32,163.51 | S/ 889,881.51 |
| 3.50% | S/ 7,408.28 | S/ 14,880.56 | S/ 22,417.37 | S/ 30,019.27 | S/ 887,737.27 |
| 3.00% | S/ 6,361.58 | S/ 12,770.34 | S/ 19,226.63 | S/ 25,730.81 | S/ 883,448.81 |
| 2.75% | S/ 5,836.79 | S/ 11,713.31 | S/ 17,629.81 | S/ 23,586.58 | S/ 881,304.58 |
| 2.50% | S/ 5,311.05 | S/ 10,654.99 | S/ 16,032.02 | S/ 21,442.34 | S/ 879,160.34 |
| 2.00% | S/ 4,256.68 | S/ 8,534.48 | S/ 12,833.51 | S/ 17,153.87 | S/ 874,871.87 |
| 1.35% | S/ 2,880.18 | S/ 5,770.03 | S/ 8,669.58 | S/ 11,578.87 | S/ 869,296.87 |
| 1.00% | S/ 2,136.24 | S/ 4,277.80 | S/ 6,424.70 | S/ 8,576.94 | S/ 866,294.94 |
| 0.10% | S/ 214.34 | S/ 428.74 | S/ 643.19 | S/ 857.69 | S/ 858,575.69 |
Sobre los datos
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Para S/ 857,718 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 857,718 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.