Cálculo de intereses
Ahorrando S/ 854,816
Veamos que pasaría si Usted ahorrara 854,816 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 854,816.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,765.44 | S/ 19,642.45 | S/ 29,632.29 | S/ 39,736.25 | S/ 894,552.25 |
| 8.50% | S/ 17,612.47 | S/ 35,587.82 | S/ 53,933.54 | S/ 72,657.24 | S/ 927,473.24 |
| 8.00% | S/ 16,605.65 | S/ 33,533.89 | S/ 50,790.97 | S/ 68,383.29 | S/ 923,199.29 |
| 7.10% | S/ 14,784.54 | S/ 29,824.79 | S/ 45,125.17 | S/ 60,690.18 | S/ 915,506.18 |
| 7.00% | S/ 14,581.49 | S/ 29,411.71 | S/ 44,494.90 | S/ 59,835.39 | S/ 914,651.39 |
| 6.50% | S/ 13,564.08 | S/ 27,343.39 | S/ 41,341.36 | S/ 55,561.43 | S/ 910,377.43 |
| 6.10% | S/ 12,747.57 | S/ 25,685.25 | S/ 38,815.85 | S/ 52,142.27 | S/ 906,958.27 |
| 6.20% | S/ 12,951.92 | S/ 26,100.08 | S/ 39,447.45 | S/ 52,997.06 | S/ 907,813.06 |
| 5.90% | S/ 12,338.45 | S/ 24,855.00 | S/ 37,552.21 | S/ 50,432.69 | S/ 905,248.69 |
| 5.75% | S/ 12,031.23 | S/ 24,231.80 | S/ 36,604.08 | S/ 49,150.50 | S/ 903,966.50 |
| 5.70% | S/ 11,928.75 | S/ 24,023.97 | S/ 36,287.97 | S/ 48,723.11 | S/ 903,539.11 |
| 5.65% | S/ 11,826.24 | S/ 23,816.09 | S/ 35,971.81 | S/ 48,295.71 | S/ 903,111.71 |
| 5.60% | S/ 11,723.68 | S/ 23,608.16 | S/ 35,655.62 | S/ 47,868.32 | S/ 902,684.32 |
| 5.50% | S/ 11,518.47 | S/ 23,192.15 | S/ 35,023.13 | S/ 47,013.53 | S/ 901,829.53 |
| 5.30% | S/ 11,107.60 | S/ 22,359.54 | S/ 33,757.69 | S/ 45,303.95 | S/ 900,119.95 |
| 5.25% | S/ 11,004.80 | S/ 22,151.27 | S/ 33,441.24 | S/ 44,876.55 | S/ 899,692.55 |
| 5.05% | S/ 10,593.20 | S/ 21,317.67 | S/ 32,175.05 | S/ 43,166.97 | S/ 897,982.97 |
| 5.00% | S/ 10,490.21 | S/ 21,109.15 | S/ 31,858.40 | S/ 42,739.57 | S/ 897,555.57 |
| 4.95% | S/ 10,387.18 | S/ 20,900.58 | S/ 31,541.72 | S/ 42,312.18 | S/ 897,128.18 |
| 4.75% | S/ 9,974.70 | S/ 20,065.79 | S/ 30,274.63 | S/ 40,602.60 | S/ 895,418.60 |
| 4.55% | S/ 9,561.63 | S/ 19,230.20 | S/ 29,006.93 | S/ 38,893.01 | S/ 893,709.01 |
| 4.50% | S/ 9,458.26 | S/ 19,021.18 | S/ 28,689.91 | S/ 38,465.62 | S/ 893,281.62 |
| 4.40% | S/ 9,251.43 | S/ 18,602.99 | S/ 28,055.76 | S/ 37,610.83 | S/ 892,426.83 |
| 4.30% | S/ 9,044.45 | S/ 18,184.60 | S/ 27,421.45 | S/ 36,756.04 | S/ 891,572.04 |
| 4.25% | S/ 8,940.90 | S/ 17,975.33 | S/ 27,104.24 | S/ 36,328.64 | S/ 891,144.64 |
| 4.20% | S/ 8,837.32 | S/ 17,766.00 | S/ 26,786.99 | S/ 35,901.25 | S/ 890,717.25 |
| 4.15% | S/ 8,733.70 | S/ 17,556.63 | S/ 26,469.71 | S/ 35,473.85 | S/ 890,289.85 |
| 4.00% | S/ 8,422.61 | S/ 16,928.21 | S/ 25,517.62 | S/ 34,191.66 | S/ 889,007.66 |
| 3.90% | S/ 8,215.03 | S/ 16,509.02 | S/ 24,882.71 | S/ 33,336.87 | S/ 888,152.87 |
| 3.75% | S/ 7,903.39 | S/ 15,879.84 | S/ 23,930.05 | S/ 32,054.69 | S/ 886,870.69 |
| 3.50% | S/ 7,383.22 | S/ 14,830.21 | S/ 22,341.52 | S/ 29,917.71 | S/ 884,733.71 |
| 3.00% | S/ 6,340.05 | S/ 12,727.13 | S/ 19,161.58 | S/ 25,643.75 | S/ 880,459.75 |
| 2.75% | S/ 5,817.05 | S/ 11,673.68 | S/ 17,570.16 | S/ 23,506.77 | S/ 878,322.77 |
| 2.50% | S/ 5,293.08 | S/ 10,618.94 | S/ 15,977.78 | S/ 21,369.79 | S/ 876,185.79 |
| 2.00% | S/ 4,242.27 | S/ 8,505.60 | S/ 12,790.09 | S/ 17,095.84 | S/ 871,911.84 |
| 1.35% | S/ 2,870.43 | S/ 5,750.50 | S/ 8,640.25 | S/ 11,539.69 | S/ 866,355.69 |
| 1.00% | S/ 2,129.01 | S/ 4,263.33 | S/ 6,402.96 | S/ 8,547.92 | S/ 863,363.92 |
| 0.10% | S/ 213.62 | S/ 427.29 | S/ 641.01 | S/ 854.79 | S/ 855,670.79 |
Sobre los datos
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Para S/ 854,816 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 854,816 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.