Cálculo de intereses
Ahorrando S/ 854,309
Veamos que pasaría si Usted ahorrara 854,309 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 854,309.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,759.65 | S/ 19,630.80 | S/ 29,614.71 | S/ 39,712.69 | S/ 894,021.69 |
| 8.50% | S/ 17,602.02 | S/ 35,566.71 | S/ 53,901.55 | S/ 72,614.15 | S/ 926,923.15 |
| 8.00% | S/ 16,595.80 | S/ 33,514.00 | S/ 50,760.85 | S/ 68,342.73 | S/ 922,651.73 |
| 7.10% | S/ 14,775.77 | S/ 29,807.10 | S/ 45,098.41 | S/ 60,654.18 | S/ 914,963.18 |
| 7.00% | S/ 14,572.84 | S/ 29,394.26 | S/ 44,468.51 | S/ 59,799.90 | S/ 914,108.90 |
| 6.50% | S/ 13,556.04 | S/ 27,327.18 | S/ 41,316.84 | S/ 55,528.48 | S/ 909,837.48 |
| 6.10% | S/ 12,740.01 | S/ 25,670.01 | S/ 38,792.83 | S/ 52,111.35 | S/ 906,420.35 |
| 6.20% | S/ 12,944.23 | S/ 26,084.59 | S/ 39,424.05 | S/ 52,965.63 | S/ 907,274.63 |
| 5.90% | S/ 12,331.13 | S/ 24,840.26 | S/ 37,529.94 | S/ 50,402.78 | S/ 904,711.78 |
| 5.75% | S/ 12,024.10 | S/ 24,217.43 | S/ 36,582.37 | S/ 49,121.35 | S/ 903,430.35 |
| 5.70% | S/ 11,921.68 | S/ 24,009.72 | S/ 36,266.44 | S/ 48,694.21 | S/ 903,003.21 |
| 5.65% | S/ 11,819.22 | S/ 23,801.96 | S/ 35,950.48 | S/ 48,267.07 | S/ 902,576.07 |
| 5.60% | S/ 11,716.73 | S/ 23,594.15 | S/ 35,634.48 | S/ 47,839.93 | S/ 902,148.93 |
| 5.50% | S/ 11,511.64 | S/ 23,178.39 | S/ 35,002.36 | S/ 46,985.64 | S/ 901,294.64 |
| 5.30% | S/ 11,101.02 | S/ 22,346.28 | S/ 33,737.67 | S/ 45,277.08 | S/ 899,586.08 |
| 5.25% | S/ 10,998.27 | S/ 22,138.13 | S/ 33,421.40 | S/ 44,849.93 | S/ 899,158.93 |
| 5.05% | S/ 10,586.92 | S/ 21,305.03 | S/ 32,155.96 | S/ 43,141.37 | S/ 897,450.37 |
| 5.00% | S/ 10,483.98 | S/ 21,096.63 | S/ 31,839.51 | S/ 42,714.22 | S/ 897,023.22 |
| 4.95% | S/ 10,381.02 | S/ 20,888.18 | S/ 31,523.02 | S/ 42,287.08 | S/ 896,596.08 |
| 4.75% | S/ 9,968.78 | S/ 20,053.89 | S/ 30,256.67 | S/ 40,578.51 | S/ 894,887.51 |
| 4.55% | S/ 9,555.95 | S/ 19,218.80 | S/ 28,989.73 | S/ 38,869.95 | S/ 893,178.95 |
| 4.50% | S/ 9,452.65 | S/ 19,009.90 | S/ 28,672.89 | S/ 38,442.80 | S/ 892,751.80 |
| 4.40% | S/ 9,245.94 | S/ 18,591.96 | S/ 28,039.12 | S/ 37,588.52 | S/ 891,897.52 |
| 4.30% | S/ 9,039.09 | S/ 18,173.81 | S/ 27,405.19 | S/ 36,734.24 | S/ 891,043.24 |
| 4.25% | S/ 8,935.60 | S/ 17,964.66 | S/ 27,088.17 | S/ 36,307.09 | S/ 890,616.09 |
| 4.20% | S/ 8,832.08 | S/ 17,755.47 | S/ 26,771.11 | S/ 35,879.95 | S/ 890,188.95 |
| 4.15% | S/ 8,728.52 | S/ 17,546.22 | S/ 26,454.01 | S/ 35,452.81 | S/ 889,761.81 |
| 4.00% | S/ 8,417.62 | S/ 16,918.17 | S/ 25,502.49 | S/ 34,171.38 | S/ 888,480.38 |
| 3.90% | S/ 8,210.16 | S/ 16,499.23 | S/ 24,867.95 | S/ 33,317.10 | S/ 887,626.10 |
| 3.75% | S/ 7,898.70 | S/ 15,870.43 | S/ 23,915.86 | S/ 32,035.67 | S/ 886,344.67 |
| 3.50% | S/ 7,378.84 | S/ 14,821.41 | S/ 22,328.27 | S/ 29,899.96 | S/ 884,208.96 |
| 3.00% | S/ 6,336.29 | S/ 12,719.58 | S/ 19,150.21 | S/ 25,628.54 | S/ 879,937.54 |
| 2.75% | S/ 5,813.60 | S/ 11,666.75 | S/ 17,559.74 | S/ 23,492.83 | S/ 877,801.83 |
| 2.50% | S/ 5,289.94 | S/ 10,612.64 | S/ 15,968.30 | S/ 21,357.12 | S/ 875,666.12 |
| 2.00% | S/ 4,239.76 | S/ 8,500.56 | S/ 12,782.50 | S/ 17,085.70 | S/ 871,394.70 |
| 1.35% | S/ 2,868.73 | S/ 5,747.09 | S/ 8,635.12 | S/ 11,532.85 | S/ 865,841.85 |
| 1.00% | S/ 2,127.75 | S/ 4,260.80 | S/ 6,399.16 | S/ 8,542.85 | S/ 862,851.85 |
| 0.10% | S/ 213.49 | S/ 427.04 | S/ 640.63 | S/ 854.29 | S/ 855,163.29 |
Sobre los datos
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Para S/ 854,309 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 854,309 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.