Cálculo de intereses
Ahorrando S/ 854,237
Veamos que pasaría si Usted ahorrara 854,237 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 854,237.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,758.83 | S/ 19,629.14 | S/ 29,612.22 | S/ 39,709.34 | S/ 893,946.34 |
| 8.50% | S/ 17,600.54 | S/ 35,563.72 | S/ 53,897.00 | S/ 72,608.03 | S/ 926,845.03 |
| 8.00% | S/ 16,594.41 | S/ 33,511.17 | S/ 50,756.57 | S/ 68,336.97 | S/ 922,573.97 |
| 7.10% | S/ 14,774.53 | S/ 29,804.59 | S/ 45,094.60 | S/ 60,649.07 | S/ 914,886.07 |
| 7.00% | S/ 14,571.61 | S/ 29,391.79 | S/ 44,464.76 | S/ 59,794.86 | S/ 914,031.86 |
| 6.50% | S/ 13,554.89 | S/ 27,324.87 | S/ 41,313.35 | S/ 55,523.80 | S/ 909,760.80 |
| 6.10% | S/ 12,738.94 | S/ 25,667.85 | S/ 38,789.56 | S/ 52,106.95 | S/ 906,343.95 |
| 6.20% | S/ 12,943.14 | S/ 26,082.40 | S/ 39,420.73 | S/ 52,961.17 | S/ 907,198.17 |
| 5.90% | S/ 12,330.09 | S/ 24,838.16 | S/ 37,526.77 | S/ 50,398.53 | S/ 904,635.53 |
| 5.75% | S/ 12,023.08 | S/ 24,215.39 | S/ 36,579.29 | S/ 49,117.21 | S/ 903,354.21 |
| 5.70% | S/ 11,920.67 | S/ 24,007.69 | S/ 36,263.39 | S/ 48,690.11 | S/ 902,927.11 |
| 5.65% | S/ 11,818.23 | S/ 23,799.95 | S/ 35,947.45 | S/ 48,263.00 | S/ 902,500.00 |
| 5.60% | S/ 11,715.74 | S/ 23,592.17 | S/ 35,631.47 | S/ 47,835.90 | S/ 902,072.90 |
| 5.50% | S/ 11,510.67 | S/ 23,176.44 | S/ 34,999.41 | S/ 46,981.68 | S/ 901,218.68 |
| 5.30% | S/ 11,100.08 | S/ 22,344.40 | S/ 33,734.82 | S/ 45,273.26 | S/ 899,510.26 |
| 5.25% | S/ 10,997.34 | S/ 22,136.26 | S/ 33,418.59 | S/ 44,846.15 | S/ 899,083.15 |
| 5.05% | S/ 10,586.02 | S/ 21,303.23 | S/ 32,153.25 | S/ 43,137.73 | S/ 897,374.73 |
| 5.00% | S/ 10,483.10 | S/ 21,094.85 | S/ 31,836.83 | S/ 42,710.62 | S/ 896,947.62 |
| 4.95% | S/ 10,380.14 | S/ 20,886.42 | S/ 31,520.36 | S/ 42,283.52 | S/ 896,520.52 |
| 4.75% | S/ 9,967.94 | S/ 20,052.20 | S/ 30,254.12 | S/ 40,575.09 | S/ 894,812.09 |
| 4.55% | S/ 9,555.15 | S/ 19,217.18 | S/ 28,987.28 | S/ 38,866.67 | S/ 893,103.67 |
| 4.50% | S/ 9,451.86 | S/ 19,008.30 | S/ 28,670.48 | S/ 38,439.56 | S/ 892,676.56 |
| 4.40% | S/ 9,245.17 | S/ 18,590.39 | S/ 28,036.75 | S/ 37,585.35 | S/ 891,822.35 |
| 4.30% | S/ 9,038.32 | S/ 18,172.28 | S/ 27,402.88 | S/ 36,731.14 | S/ 890,968.14 |
| 4.25% | S/ 8,934.85 | S/ 17,963.15 | S/ 27,085.88 | S/ 36,304.03 | S/ 890,541.03 |
| 4.20% | S/ 8,831.33 | S/ 17,753.97 | S/ 26,768.85 | S/ 35,876.93 | S/ 890,113.93 |
| 4.15% | S/ 8,727.78 | S/ 17,544.74 | S/ 26,451.78 | S/ 35,449.82 | S/ 889,686.82 |
| 4.00% | S/ 8,416.91 | S/ 16,916.75 | S/ 25,500.34 | S/ 34,168.50 | S/ 888,405.50 |
| 3.90% | S/ 8,209.47 | S/ 16,497.84 | S/ 24,865.85 | S/ 33,314.29 | S/ 887,551.29 |
| 3.75% | S/ 7,898.03 | S/ 15,869.09 | S/ 23,913.84 | S/ 32,032.97 | S/ 886,269.97 |
| 3.50% | S/ 7,378.22 | S/ 14,820.16 | S/ 22,326.39 | S/ 29,897.44 | S/ 884,134.44 |
| 3.00% | S/ 6,335.76 | S/ 12,718.51 | S/ 19,148.60 | S/ 25,626.38 | S/ 879,863.38 |
| 2.75% | S/ 5,813.11 | S/ 11,665.77 | S/ 17,558.26 | S/ 23,490.85 | S/ 877,727.85 |
| 2.50% | S/ 5,289.50 | S/ 10,611.75 | S/ 15,966.95 | S/ 21,355.32 | S/ 875,592.32 |
| 2.00% | S/ 4,239.40 | S/ 8,499.84 | S/ 12,781.42 | S/ 17,084.26 | S/ 871,321.26 |
| 1.35% | S/ 2,868.49 | S/ 5,746.61 | S/ 8,634.39 | S/ 11,531.87 | S/ 865,768.87 |
| 1.00% | S/ 2,127.57 | S/ 4,260.44 | S/ 6,398.62 | S/ 8,542.13 | S/ 862,779.13 |
| 0.10% | S/ 213.47 | S/ 427.00 | S/ 640.58 | S/ 854.21 | S/ 855,091.21 |
Sobre los datos
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Para S/ 854,237 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 854,237 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.