Cálculo de intereses
Ahorrando S/ 853,692
Veamos que pasaría si Usted ahorrara 853,692 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2023) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 853,692.
| * |
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,752.60 | S/ 19,616.62 | S/ 29,593.33 | S/ 39,684.01 | S/ 893,376.01 |
| 8.50% | S/ 17,589.31 | S/ 35,541.03 | S/ 53,862.62 | S/ 72,561.70 | S/ 926,253.70 |
| 8.00% | S/ 16,583.82 | S/ 33,489.79 | S/ 50,724.19 | S/ 68,293.37 | S/ 921,985.37 |
| 7.10% | S/ 14,765.10 | S/ 29,785.57 | S/ 45,065.83 | S/ 60,610.38 | S/ 914,302.38 |
| 7.00% | S/ 14,562.32 | S/ 29,373.03 | S/ 44,436.40 | S/ 59,756.71 | S/ 913,448.71 |
| 6.50% | S/ 13,546.25 | S/ 27,307.44 | S/ 41,287.00 | S/ 55,488.38 | S/ 909,180.38 |
| 6.10% | S/ 12,730.81 | S/ 25,651.47 | S/ 38,764.81 | S/ 52,073.71 | S/ 905,765.71 |
| 6.20% | S/ 12,934.89 | S/ 26,065.76 | S/ 39,395.58 | S/ 52,927.38 | S/ 906,619.38 |
| 5.90% | S/ 12,322.23 | S/ 24,822.32 | S/ 37,502.83 | S/ 50,366.38 | S/ 904,058.38 |
| 5.75% | S/ 12,015.41 | S/ 24,199.94 | S/ 36,555.95 | S/ 49,085.88 | S/ 902,777.88 |
| 5.70% | S/ 11,913.07 | S/ 23,992.38 | S/ 36,240.25 | S/ 48,659.04 | S/ 902,351.04 |
| 5.65% | S/ 11,810.69 | S/ 23,784.77 | S/ 35,924.51 | S/ 48,232.21 | S/ 901,924.21 |
| 5.60% | S/ 11,708.27 | S/ 23,577.11 | S/ 35,608.74 | S/ 47,805.38 | S/ 901,497.38 |
| 5.50% | S/ 11,503.32 | S/ 23,161.65 | S/ 34,977.08 | S/ 46,951.71 | S/ 900,643.71 |
| 5.30% | S/ 11,093.00 | S/ 22,330.14 | S/ 33,713.30 | S/ 45,244.38 | S/ 898,936.38 |
| 5.25% | S/ 10,990.33 | S/ 22,122.14 | S/ 33,397.26 | S/ 44,817.54 | S/ 898,509.54 |
| 5.05% | S/ 10,579.27 | S/ 21,289.64 | S/ 32,132.74 | S/ 43,110.21 | S/ 896,802.21 |
| 5.00% | S/ 10,476.41 | S/ 21,081.39 | S/ 31,816.51 | S/ 42,683.38 | S/ 896,375.38 |
| 4.95% | S/ 10,373.52 | S/ 20,873.09 | S/ 31,500.25 | S/ 42,256.54 | S/ 895,948.54 |
| 4.75% | S/ 9,961.58 | S/ 20,039.40 | S/ 30,234.82 | S/ 40,549.21 | S/ 894,241.21 |
| 4.55% | S/ 9,549.05 | S/ 19,204.92 | S/ 28,968.79 | S/ 38,841.87 | S/ 892,533.87 |
| 4.50% | S/ 9,445.83 | S/ 18,996.17 | S/ 28,652.19 | S/ 38,415.04 | S/ 892,107.04 |
| 4.40% | S/ 9,239.27 | S/ 18,578.53 | S/ 28,018.87 | S/ 37,561.37 | S/ 891,253.37 |
| 4.30% | S/ 9,032.56 | S/ 18,160.69 | S/ 27,385.39 | S/ 36,707.71 | S/ 890,399.71 |
| 4.25% | S/ 8,929.15 | S/ 17,951.69 | S/ 27,068.60 | S/ 36,280.87 | S/ 889,972.87 |
| 4.20% | S/ 8,825.70 | S/ 17,742.64 | S/ 26,751.77 | S/ 35,854.04 | S/ 889,546.04 |
| 4.15% | S/ 8,722.22 | S/ 17,533.55 | S/ 26,434.90 | S/ 35,427.21 | S/ 889,119.21 |
| 4.00% | S/ 8,411.54 | S/ 16,905.96 | S/ 25,484.07 | S/ 34,146.70 | S/ 887,838.70 |
| 3.90% | S/ 8,204.23 | S/ 16,487.31 | S/ 24,849.99 | S/ 33,293.04 | S/ 886,985.04 |
| 3.75% | S/ 7,892.99 | S/ 15,858.96 | S/ 23,898.58 | S/ 32,012.54 | S/ 885,704.54 |
| 3.50% | S/ 7,373.51 | S/ 14,810.71 | S/ 22,312.14 | S/ 29,878.37 | S/ 883,570.37 |
| 3.00% | S/ 6,331.72 | S/ 12,710.40 | S/ 19,136.38 | S/ 25,610.03 | S/ 879,302.03 |
| 2.75% | S/ 5,809.40 | S/ 11,658.33 | S/ 17,547.06 | S/ 23,475.86 | S/ 877,167.86 |
| 2.50% | S/ 5,286.12 | S/ 10,604.98 | S/ 15,956.77 | S/ 21,341.70 | S/ 875,033.70 |
| 2.00% | S/ 4,236.70 | S/ 8,494.42 | S/ 12,773.27 | S/ 17,073.36 | S/ 870,765.36 |
| 1.35% | S/ 2,866.66 | S/ 5,742.94 | S/ 8,628.88 | S/ 11,524.52 | S/ 865,216.52 |
| 1.00% | S/ 2,126.21 | S/ 4,257.72 | S/ 6,394.54 | S/ 8,536.68 | S/ 862,228.68 |
| 0.10% | S/ 213.34 | S/ 426.73 | S/ 640.17 | S/ 853.67 | S/ 854,545.67 |
Sobre los datos
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Para S/ 853,692 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 853,692 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.
