Cálculo de intereses
Ahorrando S/ 850,555
Veamos que pasaría si Usted ahorrara 850,555 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 850,555.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,716.77 | S/ 19,544.54 | S/ 29,484.58 | S/ 39,538.18 | S/ 890,093.18 |
| 8.50% | S/ 17,524.68 | S/ 35,410.43 | S/ 53,664.69 | S/ 72,295.07 | S/ 922,850.07 |
| 8.00% | S/ 16,522.88 | S/ 33,366.73 | S/ 50,537.79 | S/ 68,042.42 | S/ 918,597.42 |
| 7.10% | S/ 14,710.85 | S/ 29,676.12 | S/ 44,900.23 | S/ 60,387.66 | S/ 910,942.66 |
| 7.00% | S/ 14,508.80 | S/ 29,265.10 | S/ 44,273.11 | S/ 59,537.13 | S/ 910,092.13 |
| 6.50% | S/ 13,496.47 | S/ 27,207.10 | S/ 41,135.28 | S/ 55,284.48 | S/ 905,839.48 |
| 6.10% | S/ 12,684.03 | S/ 25,557.21 | S/ 38,622.37 | S/ 51,882.36 | S/ 902,437.36 |
| 6.20% | S/ 12,887.35 | S/ 25,969.97 | S/ 39,250.82 | S/ 52,732.89 | S/ 903,287.89 |
| 5.90% | S/ 12,276.95 | S/ 24,731.10 | S/ 37,365.02 | S/ 50,181.30 | S/ 900,736.30 |
| 5.75% | S/ 11,971.26 | S/ 24,111.01 | S/ 36,421.62 | S/ 48,905.50 | S/ 899,460.50 |
| 5.70% | S/ 11,869.29 | S/ 23,904.21 | S/ 36,107.08 | S/ 48,480.24 | S/ 899,035.24 |
| 5.65% | S/ 11,767.29 | S/ 23,697.37 | S/ 35,792.51 | S/ 48,054.97 | S/ 898,609.97 |
| 5.60% | S/ 11,665.24 | S/ 23,490.48 | S/ 35,477.89 | S/ 47,629.71 | S/ 898,184.71 |
| 5.50% | S/ 11,461.05 | S/ 23,076.54 | S/ 34,848.55 | S/ 46,779.18 | S/ 897,334.18 |
| 5.30% | S/ 11,052.24 | S/ 22,248.09 | S/ 33,589.42 | S/ 45,078.12 | S/ 895,633.12 |
| 5.25% | S/ 10,949.94 | S/ 22,040.85 | S/ 33,274.54 | S/ 44,652.85 | S/ 895,207.85 |
| 5.05% | S/ 10,540.39 | S/ 21,211.41 | S/ 32,014.66 | S/ 42,951.79 | S/ 893,506.79 |
| 5.00% | S/ 10,437.92 | S/ 21,003.93 | S/ 31,699.60 | S/ 42,526.53 | S/ 893,081.53 |
| 4.95% | S/ 10,335.40 | S/ 20,796.39 | S/ 31,384.50 | S/ 42,101.26 | S/ 892,656.26 |
| 4.75% | S/ 9,924.98 | S/ 19,965.77 | S/ 30,123.72 | S/ 40,400.20 | S/ 890,955.20 |
| 4.55% | S/ 9,513.96 | S/ 19,134.35 | S/ 28,862.34 | S/ 38,699.14 | S/ 889,254.14 |
| 4.50% | S/ 9,411.12 | S/ 18,926.37 | S/ 28,546.90 | S/ 38,273.88 | S/ 888,828.88 |
| 4.40% | S/ 9,205.32 | S/ 18,510.26 | S/ 27,915.91 | S/ 37,423.35 | S/ 887,978.35 |
| 4.30% | S/ 8,999.37 | S/ 18,093.95 | S/ 27,284.76 | S/ 36,572.82 | S/ 887,127.82 |
| 4.25% | S/ 8,896.34 | S/ 17,885.72 | S/ 26,969.14 | S/ 36,147.55 | S/ 886,702.55 |
| 4.20% | S/ 8,793.27 | S/ 17,677.45 | S/ 26,653.47 | S/ 35,722.29 | S/ 886,277.29 |
| 4.15% | S/ 8,690.16 | S/ 17,469.12 | S/ 26,337.76 | S/ 35,297.02 | S/ 885,852.02 |
| 4.00% | S/ 8,380.63 | S/ 16,843.83 | S/ 25,390.43 | S/ 34,021.23 | S/ 884,576.23 |
| 3.90% | S/ 8,174.08 | S/ 16,426.72 | S/ 24,758.68 | S/ 33,170.70 | S/ 883,725.70 |
| 3.75% | S/ 7,863.99 | S/ 15,800.69 | S/ 23,810.77 | S/ 31,894.90 | S/ 882,449.90 |
| 3.50% | S/ 7,346.42 | S/ 14,756.29 | S/ 22,230.15 | S/ 29,768.58 | S/ 880,323.58 |
| 3.00% | S/ 6,308.45 | S/ 12,663.69 | S/ 19,066.06 | S/ 25,515.92 | S/ 876,070.92 |
| 2.75% | S/ 5,788.05 | S/ 11,615.49 | S/ 17,482.58 | S/ 23,389.60 | S/ 873,944.60 |
| 2.50% | S/ 5,266.70 | S/ 10,566.01 | S/ 15,898.13 | S/ 21,263.27 | S/ 871,818.27 |
| 2.00% | S/ 4,221.13 | S/ 8,463.20 | S/ 12,726.33 | S/ 17,010.62 | S/ 867,565.62 |
| 1.35% | S/ 2,856.12 | S/ 5,721.84 | S/ 8,597.18 | S/ 11,482.17 | S/ 862,037.17 |
| 1.00% | S/ 2,118.40 | S/ 4,242.08 | S/ 6,371.04 | S/ 8,505.31 | S/ 859,060.31 |
| 0.10% | S/ 212.55 | S/ 425.16 | S/ 637.82 | S/ 850.53 | S/ 851,405.53 |
Sobre los datos
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Para S/ 850,555 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 850,555 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.