Cálculo de intereses
Ahorrando S/ 849,562
Veamos que pasaría si Usted ahorrara 849,562 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 849,562.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,705.42 | S/ 19,521.72 | S/ 29,450.16 | S/ 39,492.02 | S/ 889,054.02 |
| 8.50% | S/ 17,504.22 | S/ 35,369.09 | S/ 53,602.04 | S/ 72,210.66 | S/ 921,772.66 |
| 8.00% | S/ 16,503.59 | S/ 33,327.78 | S/ 50,478.79 | S/ 67,962.98 | S/ 917,524.98 |
| 7.10% | S/ 14,693.67 | S/ 29,641.48 | S/ 44,847.81 | S/ 60,317.15 | S/ 909,879.15 |
| 7.00% | S/ 14,491.87 | S/ 29,230.93 | S/ 44,221.42 | S/ 59,467.62 | S/ 909,029.62 |
| 6.50% | S/ 13,480.71 | S/ 27,175.33 | S/ 41,087.26 | S/ 55,219.93 | S/ 904,781.93 |
| 6.10% | S/ 12,669.22 | S/ 25,527.37 | S/ 38,577.28 | S/ 51,821.79 | S/ 901,383.79 |
| 6.20% | S/ 12,872.31 | S/ 25,939.65 | S/ 39,204.99 | S/ 52,671.32 | S/ 902,233.32 |
| 5.90% | S/ 12,262.62 | S/ 24,702.23 | S/ 37,321.40 | S/ 50,122.71 | S/ 899,684.71 |
| 5.75% | S/ 11,957.28 | S/ 24,082.86 | S/ 36,379.10 | S/ 48,848.41 | S/ 898,410.41 |
| 5.70% | S/ 11,855.43 | S/ 23,876.31 | S/ 36,064.93 | S/ 48,423.64 | S/ 897,985.64 |
| 5.65% | S/ 11,753.55 | S/ 23,669.70 | S/ 35,750.72 | S/ 47,998.87 | S/ 897,560.87 |
| 5.60% | S/ 11,651.63 | S/ 23,463.05 | S/ 35,436.47 | S/ 47,574.10 | S/ 897,136.10 |
| 5.50% | S/ 11,447.67 | S/ 23,049.60 | S/ 34,807.86 | S/ 46,724.57 | S/ 896,286.57 |
| 5.30% | S/ 11,039.33 | S/ 22,222.11 | S/ 33,550.20 | S/ 45,025.49 | S/ 894,587.49 |
| 5.25% | S/ 10,937.16 | S/ 22,015.12 | S/ 33,235.69 | S/ 44,600.72 | S/ 894,162.72 |
| 5.05% | S/ 10,528.09 | S/ 21,186.65 | S/ 31,977.29 | S/ 42,901.65 | S/ 892,463.65 |
| 5.00% | S/ 10,425.73 | S/ 20,979.40 | S/ 31,662.59 | S/ 42,476.88 | S/ 892,038.88 |
| 4.95% | S/ 10,323.34 | S/ 20,772.11 | S/ 31,347.86 | S/ 42,052.11 | S/ 891,614.11 |
| 4.75% | S/ 9,913.39 | S/ 19,942.46 | S/ 30,088.55 | S/ 40,353.04 | S/ 889,915.04 |
| 4.55% | S/ 9,502.86 | S/ 19,112.01 | S/ 28,828.64 | S/ 38,653.96 | S/ 888,215.96 |
| 4.50% | S/ 9,400.13 | S/ 18,904.27 | S/ 28,513.57 | S/ 38,229.20 | S/ 887,791.20 |
| 4.40% | S/ 9,194.57 | S/ 18,488.65 | S/ 27,883.32 | S/ 37,379.66 | S/ 886,941.66 |
| 4.30% | S/ 8,988.86 | S/ 18,072.83 | S/ 27,252.91 | S/ 36,530.12 | S/ 886,092.12 |
| 4.25% | S/ 8,885.95 | S/ 17,864.84 | S/ 26,937.65 | S/ 36,105.35 | S/ 885,667.35 |
| 4.20% | S/ 8,783.00 | S/ 17,656.81 | S/ 26,622.35 | S/ 35,680.58 | S/ 885,242.58 |
| 4.15% | S/ 8,680.02 | S/ 17,448.72 | S/ 26,307.02 | S/ 35,255.82 | S/ 884,817.82 |
| 4.00% | S/ 8,370.84 | S/ 16,824.17 | S/ 25,360.78 | S/ 33,981.51 | S/ 883,543.51 |
| 3.90% | S/ 8,164.54 | S/ 16,407.55 | S/ 24,729.77 | S/ 33,131.97 | S/ 882,693.97 |
| 3.75% | S/ 7,854.81 | S/ 15,782.24 | S/ 23,782.97 | S/ 31,857.67 | S/ 881,419.67 |
| 3.50% | S/ 7,337.84 | S/ 14,739.06 | S/ 22,204.20 | S/ 29,733.82 | S/ 879,295.82 |
| 3.00% | S/ 6,301.09 | S/ 12,648.90 | S/ 19,043.81 | S/ 25,486.14 | S/ 875,048.14 |
| 2.75% | S/ 5,781.29 | S/ 11,601.93 | S/ 17,462.17 | S/ 23,362.29 | S/ 872,924.29 |
| 2.50% | S/ 5,260.55 | S/ 10,553.67 | S/ 15,879.57 | S/ 21,238.45 | S/ 870,800.45 |
| 2.00% | S/ 4,216.20 | S/ 8,453.32 | S/ 12,711.48 | S/ 16,990.76 | S/ 866,552.76 |
| 1.35% | S/ 2,852.79 | S/ 5,715.16 | S/ 8,587.14 | S/ 11,468.76 | S/ 861,030.76 |
| 1.00% | S/ 2,115.93 | S/ 4,237.12 | S/ 6,363.60 | S/ 8,495.38 | S/ 858,057.38 |
| 0.10% | S/ 212.30 | S/ 424.66 | S/ 637.07 | S/ 849.54 | S/ 850,411.54 |
Sobre los datos
-
Para S/ 849,562 el promedio de las tasas de interés TEA es de 4.65% en soles.
-
(*) Los cálculos de esta simulación para S/ 849,562 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
-
En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
-
Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.