Cálculo de intereses
Ahorrando S/ 848,127
Veamos que pasaría si Usted ahorrara 848,127 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 848,127.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,689.03 | S/ 19,488.75 | S/ 29,400.41 | S/ 39,425.32 | S/ 887,552.32 |
| 8.50% | S/ 17,474.65 | S/ 35,309.34 | S/ 53,511.50 | S/ 72,088.69 | S/ 920,215.69 |
| 8.00% | S/ 16,475.71 | S/ 33,271.48 | S/ 50,393.53 | S/ 67,848.19 | S/ 915,975.19 |
| 7.10% | S/ 14,668.85 | S/ 29,591.41 | S/ 44,772.06 | S/ 60,215.27 | S/ 908,342.27 |
| 7.00% | S/ 14,467.39 | S/ 29,181.56 | S/ 44,146.73 | S/ 59,367.17 | S/ 907,494.17 |
| 6.50% | S/ 13,457.94 | S/ 27,129.43 | S/ 41,017.86 | S/ 55,126.66 | S/ 903,253.66 |
| 6.10% | S/ 12,647.82 | S/ 25,484.26 | S/ 38,512.12 | S/ 51,734.26 | S/ 899,861.26 |
| 6.20% | S/ 12,850.57 | S/ 25,895.84 | S/ 39,138.77 | S/ 52,582.36 | S/ 900,709.36 |
| 5.90% | S/ 12,241.90 | S/ 24,660.51 | S/ 37,258.36 | S/ 50,038.05 | S/ 898,165.05 |
| 5.75% | S/ 11,937.09 | S/ 24,042.18 | S/ 36,317.65 | S/ 48,765.90 | S/ 896,892.90 |
| 5.70% | S/ 11,835.41 | S/ 23,835.98 | S/ 36,004.01 | S/ 48,341.85 | S/ 896,468.85 |
| 5.65% | S/ 11,733.69 | S/ 23,629.72 | S/ 35,690.33 | S/ 47,917.80 | S/ 896,044.80 |
| 5.60% | S/ 11,631.95 | S/ 23,423.42 | S/ 35,376.62 | S/ 47,493.75 | S/ 895,620.75 |
| 5.50% | S/ 11,428.34 | S/ 23,010.67 | S/ 34,749.07 | S/ 46,645.64 | S/ 894,772.64 |
| 5.30% | S/ 11,020.69 | S/ 22,184.58 | S/ 33,493.53 | S/ 44,949.44 | S/ 893,076.44 |
| 5.25% | S/ 10,918.68 | S/ 21,977.93 | S/ 33,179.56 | S/ 44,525.39 | S/ 892,652.39 |
| 5.05% | S/ 10,510.31 | S/ 21,150.86 | S/ 31,923.27 | S/ 42,829.18 | S/ 890,956.18 |
| 5.00% | S/ 10,408.12 | S/ 20,943.97 | S/ 31,609.11 | S/ 42,405.13 | S/ 890,532.13 |
| 4.95% | S/ 10,305.90 | S/ 20,737.03 | S/ 31,294.91 | S/ 41,981.08 | S/ 890,108.08 |
| 4.75% | S/ 9,896.64 | S/ 19,908.77 | S/ 30,037.73 | S/ 40,284.88 | S/ 888,411.88 |
| 4.55% | S/ 9,486.80 | S/ 19,079.73 | S/ 28,779.95 | S/ 38,588.67 | S/ 886,715.67 |
| 4.50% | S/ 9,384.25 | S/ 18,872.34 | S/ 28,465.41 | S/ 38,164.62 | S/ 886,291.62 |
| 4.40% | S/ 9,179.04 | S/ 18,457.42 | S/ 27,836.22 | S/ 37,316.52 | S/ 885,443.52 |
| 4.30% | S/ 8,973.68 | S/ 18,042.30 | S/ 27,206.88 | S/ 36,468.42 | S/ 884,595.42 |
| 4.25% | S/ 8,870.94 | S/ 17,834.67 | S/ 26,892.15 | S/ 36,044.37 | S/ 884,171.37 |
| 4.20% | S/ 8,768.17 | S/ 17,626.98 | S/ 26,577.38 | S/ 35,620.32 | S/ 883,747.32 |
| 4.15% | S/ 8,665.36 | S/ 17,419.25 | S/ 26,262.58 | S/ 35,196.26 | S/ 883,323.26 |
| 4.00% | S/ 8,356.70 | S/ 16,795.75 | S/ 25,317.95 | S/ 33,924.11 | S/ 882,051.11 |
| 3.90% | S/ 8,150.75 | S/ 16,379.83 | S/ 24,688.00 | S/ 33,076.01 | S/ 881,203.01 |
| 3.75% | S/ 7,841.54 | S/ 15,755.58 | S/ 23,742.80 | S/ 31,803.86 | S/ 879,930.86 |
| 3.50% | S/ 7,325.45 | S/ 14,714.16 | S/ 22,166.70 | S/ 29,683.60 | S/ 877,810.60 |
| 3.00% | S/ 6,290.44 | S/ 12,627.54 | S/ 19,011.64 | S/ 25,443.09 | S/ 873,570.09 |
| 2.75% | S/ 5,771.53 | S/ 11,582.33 | S/ 17,432.67 | S/ 23,322.83 | S/ 871,449.83 |
| 2.50% | S/ 5,251.66 | S/ 10,535.85 | S/ 15,852.75 | S/ 21,202.57 | S/ 869,329.57 |
| 2.00% | S/ 4,209.08 | S/ 8,439.05 | S/ 12,690.00 | S/ 16,962.06 | S/ 865,089.06 |
| 1.35% | S/ 2,847.97 | S/ 5,705.50 | S/ 8,572.63 | S/ 11,449.39 | S/ 859,576.39 |
| 1.00% | S/ 2,112.35 | S/ 4,229.97 | S/ 6,352.86 | S/ 8,481.03 | S/ 856,608.03 |
| 0.10% | S/ 211.95 | S/ 423.95 | S/ 636.00 | S/ 848.10 | S/ 848,975.10 |
Sobre los datos
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Para S/ 848,127 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 848,127 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.