Cálculo de intereses
Ahorrando S/ 845,759
Veamos que pasaría si Usted ahorrara 845,759 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 845,759.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,661.98 | S/ 19,434.33 | S/ 29,318.33 | S/ 39,315.24 | S/ 885,074.24 |
| 8.50% | S/ 17,425.86 | S/ 35,210.76 | S/ 53,362.10 | S/ 71,887.42 | S/ 917,646.42 |
| 8.00% | S/ 16,429.71 | S/ 33,178.59 | S/ 50,252.83 | S/ 67,658.75 | S/ 913,417.75 |
| 7.10% | S/ 14,627.90 | S/ 29,508.79 | S/ 44,647.06 | S/ 60,047.15 | S/ 905,806.15 |
| 7.00% | S/ 14,426.99 | S/ 29,100.08 | S/ 44,023.47 | S/ 59,201.42 | S/ 904,960.42 |
| 6.50% | S/ 13,420.37 | S/ 27,053.68 | S/ 40,903.33 | S/ 54,972.75 | S/ 900,731.75 |
| 6.10% | S/ 12,612.51 | S/ 25,413.10 | S/ 38,404.59 | S/ 51,589.81 | S/ 897,348.81 |
| 6.20% | S/ 12,814.69 | S/ 25,823.54 | S/ 39,029.50 | S/ 52,435.55 | S/ 898,194.55 |
| 5.90% | S/ 12,207.72 | S/ 24,591.65 | S/ 37,154.33 | S/ 49,898.34 | S/ 895,657.34 |
| 5.75% | S/ 11,903.76 | S/ 23,975.06 | S/ 36,216.25 | S/ 48,629.74 | S/ 894,388.74 |
| 5.70% | S/ 11,802.36 | S/ 23,769.43 | S/ 35,903.49 | S/ 48,206.88 | S/ 893,965.88 |
| 5.65% | S/ 11,700.93 | S/ 23,563.75 | S/ 35,590.68 | S/ 47,784.01 | S/ 893,543.01 |
| 5.60% | S/ 11,599.47 | S/ 23,358.02 | S/ 35,277.84 | S/ 47,361.14 | S/ 893,120.14 |
| 5.50% | S/ 11,396.43 | S/ 22,946.42 | S/ 34,652.05 | S/ 46,515.41 | S/ 892,274.41 |
| 5.30% | S/ 10,989.92 | S/ 22,122.64 | S/ 33,400.02 | S/ 44,823.94 | S/ 890,582.94 |
| 5.25% | S/ 10,888.20 | S/ 21,916.57 | S/ 33,086.92 | S/ 44,401.07 | S/ 890,160.07 |
| 5.05% | S/ 10,480.96 | S/ 21,091.80 | S/ 31,834.14 | S/ 42,709.60 | S/ 888,468.60 |
| 5.00% | S/ 10,379.06 | S/ 20,885.49 | S/ 31,520.86 | S/ 42,286.74 | S/ 888,045.74 |
| 4.95% | S/ 10,277.12 | S/ 20,679.13 | S/ 31,207.53 | S/ 41,863.87 | S/ 887,622.87 |
| 4.75% | S/ 9,869.01 | S/ 19,853.19 | S/ 29,953.86 | S/ 40,172.40 | S/ 885,931.40 |
| 4.55% | S/ 9,460.32 | S/ 19,026.45 | S/ 28,699.59 | S/ 38,480.93 | S/ 884,239.93 |
| 4.50% | S/ 9,358.05 | S/ 18,819.65 | S/ 28,385.93 | S/ 38,058.07 | S/ 883,817.07 |
| 4.40% | S/ 9,153.41 | S/ 18,405.89 | S/ 27,758.50 | S/ 37,212.33 | S/ 882,971.33 |
| 4.30% | S/ 8,948.62 | S/ 17,991.93 | S/ 27,130.91 | S/ 36,366.60 | S/ 882,125.60 |
| 4.25% | S/ 8,846.17 | S/ 17,784.87 | S/ 26,817.07 | S/ 35,943.73 | S/ 881,702.73 |
| 4.20% | S/ 8,743.69 | S/ 17,577.77 | S/ 26,503.18 | S/ 35,520.86 | S/ 881,279.86 |
| 4.15% | S/ 8,641.16 | S/ 17,370.61 | S/ 26,189.25 | S/ 35,098.00 | S/ 880,857.00 |
| 4.00% | S/ 8,333.37 | S/ 16,748.86 | S/ 25,247.26 | S/ 33,829.39 | S/ 879,588.39 |
| 3.90% | S/ 8,127.99 | S/ 16,334.10 | S/ 24,619.07 | S/ 32,983.66 | S/ 878,742.66 |
| 3.75% | S/ 7,819.65 | S/ 15,711.59 | S/ 23,676.50 | S/ 31,715.06 | S/ 877,474.06 |
| 3.50% | S/ 7,304.99 | S/ 14,673.08 | S/ 22,104.81 | S/ 29,600.72 | S/ 875,359.72 |
| 3.00% | S/ 6,272.88 | S/ 12,592.28 | S/ 18,958.56 | S/ 25,372.05 | S/ 871,131.05 |
| 2.75% | S/ 5,755.41 | S/ 11,549.99 | S/ 17,384.00 | S/ 23,257.71 | S/ 869,016.71 |
| 2.50% | S/ 5,237.00 | S/ 10,506.43 | S/ 15,808.49 | S/ 21,143.38 | S/ 866,902.38 |
| 2.00% | S/ 4,197.33 | S/ 8,415.48 | S/ 12,654.57 | S/ 16,914.70 | S/ 862,673.70 |
| 1.35% | S/ 2,840.02 | S/ 5,689.57 | S/ 8,548.70 | S/ 11,417.42 | S/ 857,176.42 |
| 1.00% | S/ 2,106.46 | S/ 4,218.16 | S/ 6,335.12 | S/ 8,457.35 | S/ 854,216.35 |
| 0.10% | S/ 211.35 | S/ 422.76 | S/ 634.22 | S/ 845.74 | S/ 846,604.74 |
Sobre los datos
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Para S/ 845,759 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 845,759 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.