Cálculo de intereses
Ahorrando S/ 839,281
Veamos que pasaría si Usted ahorrara 839,281 soles a plazo fijo en diferentes bancos o financieras.
En la actualidad (*2019) el interés más alto que brinda el sistema financiero peruano es de 8.5% y el más bajo es de 0.1%, en el siguiente cuadro mostramos los diferentes escenarios de inversión para S/ 839,281.
|
90 días ganancia |
180 días ganancia |
270 días ganancia |
360 días ganancia |
Interés + Capital en 1 año |
|
|---|---|---|---|---|---|
| 4.65% promedio |
S/ 9,587.97 | S/ 19,285.48 | S/ 29,093.77 | S/ 39,014.11 | S/ 878,295.11 |
| 8.50% | S/ 17,292.39 | S/ 34,941.07 | S/ 52,953.37 | S/ 71,336.80 | S/ 910,617.80 |
| 8.00% | S/ 16,303.87 | S/ 32,924.46 | S/ 49,867.92 | S/ 67,140.53 | S/ 906,421.53 |
| 7.10% | S/ 14,515.85 | S/ 29,282.77 | S/ 44,305.09 | S/ 59,587.22 | S/ 898,868.22 |
| 7.00% | S/ 14,316.49 | S/ 28,877.19 | S/ 43,686.27 | S/ 58,747.97 | S/ 898,028.97 |
| 6.50% | S/ 13,317.57 | S/ 26,846.47 | S/ 40,590.04 | S/ 54,551.69 | S/ 893,832.69 |
| 6.10% | S/ 12,515.90 | S/ 25,218.45 | S/ 38,110.43 | S/ 51,194.66 | S/ 890,475.66 |
| 6.20% | S/ 12,716.53 | S/ 25,625.75 | S/ 38,730.55 | S/ 52,033.92 | S/ 891,314.92 |
| 5.90% | S/ 12,114.22 | S/ 24,403.30 | S/ 36,869.75 | S/ 49,516.15 | S/ 888,797.15 |
| 5.75% | S/ 11,812.58 | S/ 23,791.42 | S/ 35,938.86 | S/ 48,257.27 | S/ 887,538.27 |
| 5.70% | S/ 11,711.96 | S/ 23,587.37 | S/ 35,628.49 | S/ 47,837.64 | S/ 887,118.64 |
| 5.65% | S/ 11,611.31 | S/ 23,383.26 | S/ 35,318.08 | S/ 47,418.01 | S/ 886,699.01 |
| 5.60% | S/ 11,510.62 | S/ 23,179.11 | S/ 35,007.64 | S/ 46,998.38 | S/ 886,279.38 |
| 5.50% | S/ 11,309.14 | S/ 22,770.67 | S/ 34,386.64 | S/ 46,159.13 | S/ 885,440.13 |
| 5.30% | S/ 10,905.74 | S/ 21,953.19 | S/ 33,144.19 | S/ 44,480.62 | S/ 883,761.62 |
| 5.25% | S/ 10,804.80 | S/ 21,748.70 | S/ 32,833.49 | S/ 44,060.99 | S/ 883,341.99 |
| 5.05% | S/ 10,400.68 | S/ 20,930.25 | S/ 31,590.31 | S/ 42,382.47 | S/ 881,663.47 |
| 5.00% | S/ 10,299.56 | S/ 20,725.52 | S/ 31,279.43 | S/ 41,962.85 | S/ 881,243.85 |
| 4.95% | S/ 10,198.41 | S/ 20,520.74 | S/ 30,968.50 | S/ 41,543.22 | S/ 880,824.22 |
| 4.75% | S/ 9,793.42 | S/ 19,701.12 | S/ 29,724.43 | S/ 39,864.71 | S/ 879,145.71 |
| 4.55% | S/ 9,387.86 | S/ 18,880.72 | S/ 28,479.77 | S/ 38,186.19 | S/ 877,467.19 |
| 4.50% | S/ 9,286.37 | S/ 18,675.50 | S/ 28,168.51 | S/ 37,766.56 | S/ 877,047.56 |
| 4.40% | S/ 9,083.30 | S/ 18,264.91 | S/ 27,545.89 | S/ 36,927.31 | S/ 876,208.31 |
| 4.30% | S/ 8,880.08 | S/ 17,854.12 | S/ 26,923.11 | S/ 36,088.05 | S/ 875,369.05 |
| 4.25% | S/ 8,778.42 | S/ 17,648.65 | S/ 26,611.66 | S/ 35,668.42 | S/ 874,949.42 |
| 4.20% | S/ 8,676.72 | S/ 17,443.13 | S/ 26,300.18 | S/ 35,248.79 | S/ 874,529.79 |
| 4.15% | S/ 8,574.98 | S/ 17,237.57 | S/ 25,988.66 | S/ 34,829.17 | S/ 874,110.17 |
| 4.00% | S/ 8,269.54 | S/ 16,620.57 | S/ 25,053.88 | S/ 33,570.28 | S/ 872,851.28 |
| 3.90% | S/ 8,065.74 | S/ 16,208.99 | S/ 24,430.50 | S/ 32,731.02 | S/ 872,012.02 |
| 3.75% | S/ 7,759.75 | S/ 15,591.25 | S/ 23,495.16 | S/ 31,472.14 | S/ 870,753.14 |
| 3.50% | S/ 7,249.04 | S/ 14,560.69 | S/ 21,935.50 | S/ 29,374.00 | S/ 868,655.00 |
| 3.00% | S/ 6,224.83 | S/ 12,495.83 | S/ 18,813.35 | S/ 25,177.71 | S/ 864,458.71 |
| 2.75% | S/ 5,711.33 | S/ 11,461.52 | S/ 17,250.85 | S/ 23,079.57 | S/ 862,360.57 |
| 2.50% | S/ 5,196.89 | S/ 10,425.96 | S/ 15,687.40 | S/ 20,981.43 | S/ 860,262.43 |
| 2.00% | S/ 4,165.18 | S/ 8,351.03 | S/ 12,557.65 | S/ 16,785.15 | S/ 856,066.15 |
| 1.35% | S/ 2,818.27 | S/ 5,646.00 | S/ 8,483.22 | S/ 11,329.97 | S/ 850,610.97 |
| 1.00% | S/ 2,090.32 | S/ 4,185.85 | S/ 6,286.60 | S/ 8,392.57 | S/ 847,673.57 |
| 0.10% | S/ 209.74 | S/ 419.52 | S/ 629.36 | S/ 839.26 | S/ 840,120.26 |
Sobre los datos
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Para S/ 839,281 el promedio de las tasas de interés TEA es de 4.65% en soles.
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(*) Los cálculos de esta simulación para S/ 839,281 no incluye el Impuesto a las Transacciones Financieras (ITF) del 0.005%.
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En los datos la apróximación y el redondeo decimal podrían variar a los mismos cálculos de su entidad financiera.
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Las tasas TEA aplicadas en esta página son reales de algunos bancos y financieras.